Best Cheap Auto Insurance in What Cheer, IA (2021)

The average What Cheer, IA auto insurance rates are $246 per month. The minimum auto insurance in What Cheer is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in What Cheer, Iowa, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in What Cheer is USAA
  • The average commute length in What Cheer is 30.0 minutes
  • The minimum auto insurance required in What Cheer, Iowa is 20/40/15

What Cheer, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in What Cheer can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in What Cheer, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in What Cheer to other Iowa cities, including Ankeny auto insurance rates, West Des Moines auto insurance rates, and Council Bluffs auto insurance rates to see how What Cheer, Iowa auto insurance rates stack up.

Before you buy What Cheer, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free What Cheer, Iowa auto insurance quotes.

Minimum Auto Insurance in What Cheer, Iowa

What Cheer, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in What Cheer, Iowa.

Minimum Required Auto Insurance Coverage in What Cheer, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap What Cheer, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in What Cheer, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in What Cheer, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,944 $1,875 $1,720 $1,754 $5,461 $6,119 $2,130 $2,193
American Family $1,948 $1,948 $1,741 $1,741 $5,177 $7,274 $1,948 $2,348
Farmers $1,491 $1,519 $1,337 $1,458 $4,460 $4,750 $2,014 $2,155
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,711 $1,652 $1,412 $1,461 $4,126 $4,661 $2,060 $2,226
State Farm $1,475 $1,475 $1,288 $1,288 $3,882 $4,938 $1,655 $1,878
Travelers $2,448 $2,500 $2,367 $2,375 $10,659 $16,949 $2,542 $3,027
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

Cheap What Cheer, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in What Cheer, Iowa is a challenge. Take a look at the annual teen auto insurance rates in What Cheer, Iowa.

Annual Auto Insurance Rates for Teen Drivers in What Cheer, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,461 $6,119
American Family $5,177 $7,274
Farmers $4,460 $4,750
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,309 $5,592
Progressive $4,126 $4,661
State Farm $3,882 $4,938
Travelers $10,659 $16,949
USAA $3,285 $3,490

Cheap What Cheer, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in What Cheer, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in What Cheer, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,720 $1,754
American Family $1,741 $1,741
Farmers $1,337 $1,458
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,412 $1,461
State Farm $1,288 $1,288
Travelers $2,367 $2,375
USAA $1,123 $1,146

Cheap What Cheer, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in What Cheer, Iowa compared to the annual auto insurance rates with a clean record in What Cheer, Iowa.

Annual What Cheer, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,481 $2,992 $3,367 $2,759
American Family $2,177 $3,189 $4,138 $2,560
Farmers $2,042 $2,535 $2,574 $2,442
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,943 $3,173 $2,106 $2,432
State Farm $2,076 $2,394 $2,235 $2,235
Travelers $3,914 $5,204 $6,961 $5,355
USAA $1,395 $1,870 $2,432 $1,602

Cheap What Cheer, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in What Cheer, Iowa is not easy. Compare the annual rates for DUI auto insurance in What Cheer, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in What Cheer, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,367
American Family $4,138
Farmers $2,574
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,845
Progressive $2,106
State Farm $2,235
Travelers $6,961
USAA $2,432

Cheap What Cheer, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how What Cheer, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in What Cheer, Iowa

Insurance Company Poor Fair Good
Allstate $3,465 $2,759 $2,474
American Family $3,846 $2,827 $2,374
Farmers $2,754 $2,281 $2,160
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,290 $2,569 $2,252
Progressive $2,857 $2,302 $2,082
State Farm $3,183 $1,969 $1,553
Travelers $6,033 $5,144 $4,898
USAA $2,399 $1,648 $1,427

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Cheap What Cheer, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in What Cheer, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in What Cheer, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in What Cheer, Iowa

ZIP Code Average Annual Rates
50268 $2,489

Cheap What Cheer, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect What Cheer, Iowa auto insurance. Find the cheapest annual What Cheer, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in What Cheer, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,831 $2,968
American Family $2,981 $3,051
Farmers $2,398 $2,398
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,704 $2,704
Progressive $2,414 $2,414
State Farm $2,181 $2,289
Travelers $5,358 $5,358
USAA $1,758 $1,891

Cheap What Cheer, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in What Cheer, Iowa? Check out the comparison of annual What Cheer, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in What Cheer, Iowa

Insurance Company Low Medium High
Allstate $2,780 $2,904 $3,014
American Family $3,033 $3,183 $2,831
Farmers $2,295 $2,405 $2,494
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,827 $2,688 $2,597
Progressive $2,285 $2,422 $2,534
State Farm $2,132 $2,247 $2,326
Travelers $5,061 $5,438 $5,576
USAA $1,732 $1,830 $1,911

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Best By Category: Cheapest Auto Insurance in What Cheer, Iowa

Compare the cheapest auto insurance companies in What Cheer, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in What Cheer, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest What Cheer, Iowa Auto Insurance Companies

What auto insurance companies in What Cheer, Iowa are the cheapest? Compare the top What Cheer, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in What Cheer, Iowa

Insurance Company Average Annual Rates
Allstate $2,899
American Family $3,016
Farmers $2,398
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,704
Progressive $2,414
State Farm $2,235
Travelers $5,358
USAA $1,825

What affects auto insurance rates in What Cheer, Iowa?

There are a lot of reasons why auto insurance rates in What Cheer, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in What Cheer, Iowa. Many local factors may affect your What Cheer auto insurance rates.

What Cheer Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average What Cheer, Iowa commute length is 30.0 minutes according to City-Data.

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Compare What Cheer, Iowa Auto Insurance Quotes

Before you buy What Cheer, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free What Cheer, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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