Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Apr 20, 2020

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Things to remember...

  • Progressive is one of the most trusted insurance companies in the United States
  • United Services Automobile Association (USAA) has served the military and their families since 1922
  • Farmers Auto Insurance is the country’s third-largest insurer of automobile and homeowners insurance

There are many factors to consider when choosing a car insurance provider. A good auto insurance company is one that offers cost effective products and handles claims in a fair manner.

You should look for a well-established insurer that provides quality customer service and multiple policy options.

Even if you are on a tight budget, you can find a cheap policy that offers value for money.

When shopping for car insurance, you should ask yourself a few questions. Does the company offer a broad range of policies? How long have they been in business? Do they operate in your state?

The best way to find a reliable insurer is to shop around and compare at least three quotes from different companies.

Here are some low-cost auto insurance companies that offer excellent claims service and affordable products:

Enter your zip code to compare car insurance rates on our FREE auto insurance comparison tool now!

Progressive

Progressive is one of the most trusted insurance companies in the United States.

It was the first major insurer to offer auto policies online and by phone.

With over 10 million policies in force, the company specializes in the following:

  • Personal and commercial auto insurance
  • Boat/ personal watercraft insurance
  • Motorcycle insurance
  • Life insurance
  • Homeowners insurance.

With a Progressive car insurance quote, you can get discounts and rewards, money-saving tips, and flexible payment options.

Drivers can purchase liability coverage, custom parts and equipment coverage, comprehensive coverage, and medical payments insurance.

Customers who buy car insurance online can save $50 on their policies. Pay your rates

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

USAA

United Services Automobile Association (USAA) has served the military and their families since 1922. The company offers a wide range of financial products and services at affordable rates.

Its line of products includes life insurance, auto insurance, home and property insurance, checking accounts, credit cards, and brokerage services.

USAA has over eight million customers. This car insurance provider is rated “A++” (Superior) by A.M. Best.

Customers who insure their cars with USAA can save as much as $450 a year.

The company offers flexible payment options, safe driver and good student discounts, award-winning claims service, and customer rewards.

USAA offers various discounts to those who complete a basic driver training course or buy multiple products.

Drivers can also apply for new vehicle discounts, low mileage discounts, family discounts, and multiple car discounts.

Mercury Insurance Group

Mercury Auto Insurance Group was created to be a low-cost alternative to larger insurance companies. Founded in 1961, this leading insurer offers excellent coverage at low rates.

The company is ranked as the third largest private passenger automobile insurer in California. Customers can buy coverage for their homes, condos, and personal vehicles.

Mercury also offers business insurance and commercial auto insurance.

This auto insurance company provides liability, collision, and comprehensive coverage. Other options include personal injury protection and roadside assistance coverage.

Customers can receive discounts for insuring multiple cars with Mercury. Maintaining a good driving record will result in additional savings.

Farmers Insurance Group

Farmers Auto Insurance is the country’s third-largest insurer of automobile and homeowners insurance.

The company has been in business since 1928. With over 20 million policyholders, Farmers specializes in motorcycle insurance, life insurance, auto insurance, business insurance, and homeowners insurance.

It also provides financial services and products, including variable annuities and mutual funds.

The company provides different types of auto coverage such as liability, collision, and customized equipment coverage.

Drivers can also opt for no-fault insurance and personal injury protection coverage. In addition to standard car insurance, Farmers offers personal umbrella insurance, car rental reimbursement, and windshield glass repair service.

This auto insurance carrier offers discounts for certain occupational groups such as teachers, dentists, firefighters, and doctors.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

California Casualty

Founded in 1914, California Casualty offers personal insurance programs for affinity groups and their members.

The company caters to those in the fields of education, nursing, firefighting, and law enforcement.

Customers can purchase auto and motorcycle insurance, homeowners insurance, condo insurance, boat insurance, and pet insurance.

California Casualty offers flexible auto insurance policies with a variety of benefits and coverage.

The company also provides coverage for antique cars, trailers, golf carts, and snowmobiles.

Drivers may qualify for multi-policy discounts, college graduate discounts, and good student discounts.

Amica Mutual Insurance

Amica Mutual Auto Insurance is one of the few insurance companies that consistently rank highly in JD Power. Established in 1907, this auto insurance carrier has more than 3,234 employees and 40 offices across the country.

The company also provides homeowners and personal umbrella liability insurance.

This leading insurer has received an “A++” (Superior) rating from A.M. Best.

The company does not use agents to sell its insurance products. Amica Mutual offers different types of car insurance including:

  • Liability coverage
  • Full glass coverage
  • Rental coverage.

Amica Mutual offers multiple payment options. Policyholders can pay their rates online or by mail. They can also file and track claims, renew their policies, and print insurance ID cards online.

Finding a good auto insurance provider is not as difficult as it seems. Increasingly more companies are offering quality products at affordable rates, especially with online auto insurance comparisons informing customers.

Drivers can keep their premiums down by applying for the discounts that are being offered.

Enter your zip code into our FREE auto insurance comparison tool to start saving money and see what rates you could be getting.

References:

  1. https://www.progressivecommercial.com/
  2. https://www.usaa.com/inet/ent_logon/Logon?redirectjsp=true
  3. https://www.usaa.com/inet/pages/auto_insurance_main?wa_ref=pub_global_products_ins_auto
  4. https://www.mercuryinsurance.com/
  5. https://www.farmers.com/
  6. https://www.farmers.com/business/liability/
  7. https://www.calcas.com/
  8. https://www.calcas.com/home-insurance