Best Cheap Auto Insurance in Wharton, WV (2021)

The average Wharton, WV auto insurance rates are $395 per month. The minimum auto insurance in Wharton is at least 25/50/25 in coverage to comply with West Virginia auto insurance laws. To find the best cheap auto insurance in Wharton, West Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Wharton is State Farm
  • The most expensive auto insurance company in Wharton for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Wharton, West Virginia is 25/50/25

Wharton, West Virginia auto insurance requirements are 25/50/25 according to West Virginia auto insurance laws. Finding cheap auto insurance in Wharton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wharton, West Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Wharton to other West Virginia cities, including Clarksburg auto insurance rates, Charleston auto insurance rates, and Huntington auto insurance rates to see how Wharton, West Virginia auto insurance rates stack up.

Before you buy Wharton, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wharton, West Virginia auto insurance quotes.

Minimum Auto Insurance in Wharton, West Virginia

Wharton, West Virginia auto insurance laws require that you have at least the West Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wharton, West Virginia.

Minimum Required Auto Insurance Coverage in Wharton, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Wharton, West Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wharton, West Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wharton, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,729 $3,461 $3,317 $3,326 $13,335 $13,882 $4,145 $4,165
GEICO $2,912 $2,870 $2,766 $2,681 $7,282 $8,784 $2,799 $2,917
Liberty Mutual $4,522 $4,926 $3,634 $4,444 $17,094 $19,323 $4,658 $5,133
Nationwide $2,427 $2,466 $2,197 $2,308 $6,547 $8,307 $2,758 $2,960
Progressive $2,482 $2,382 $2,292 $2,282 $11,104 $12,568 $2,998 $3,101
State Farm $2,037 $2,037 $1,837 $1,837 $4,650 $6,006 $2,422 $1,901
USAA $2,029 $1,998 $1,886 $1,898 $6,837 $7,560 $2,630 $2,824

Cheap Wharton, West Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wharton, West Virginia is a challenge. Take a look at the annual teen auto insurance rates in Wharton, West Virginia.

Annual Auto Insurance Rates for Teen Drivers in Wharton, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,335 $13,882
GEICO $7,282 $8,784
Liberty Mutual $17,094 $19,323
Nationwide $6,547 $8,307
Progressive $11,104 $12,568
State Farm $4,650 $6,006
USAA $6,837 $7,560

Cheap Wharton, West Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Wharton, West Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wharton, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,317 $3,326
GEICO $2,766 $2,681
Liberty Mutual $3,634 $4,444
Nationwide $2,197 $2,308
Progressive $2,292 $2,282
State Farm $1,837 $1,837
USAA $1,886 $1,898

Cheap Wharton, West Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wharton, West Virginia compared to the annual auto insurance rates with a clean record in Wharton, West Virginia.

Annual Wharton, West Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,212 $6,172 $7,377 $5,919
GEICO $2,558 $4,109 $7,093 $2,746
Liberty Mutual $6,510 $8,251 $9,138 $7,966
Nationwide $2,971 $4,005 $4,687 $3,322
Progressive $4,145 $5,594 $4,979 $4,887
State Farm $2,598 $3,083 $2,841 $2,841
USAA $2,709 $3,216 $4,595 $3,311

Cheap Wharton, West Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wharton, West Virginia is not easy. Compare the annual rates for DUI auto insurance in Wharton, West Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Wharton, West Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,377
GEICO $7,093
Liberty Mutual $9,138
Nationwide $4,687
Progressive $4,979
State Farm $2,841
USAA $4,595

Cheap Wharton, West Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wharton, West Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wharton, West Virginia

Insurance Company Poor Fair Good
Allstate $7,510 $5,936 $5,064
GEICO $4,974 $4,048 $3,358
Liberty Mutual $11,426 $6,991 $5,482
Nationwide $4,273 $3,601 $3,365
Progressive $5,484 $4,779 $4,440
State Farm $4,095 $2,483 $1,944
USAA $5,099 $2,931 $2,343

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Cheap Wharton, West Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wharton, West Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Wharton, West Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wharton, West Virginia

ZIP Code Average Annual Rates
25208 $4,721

Cheap Wharton, West Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Wharton, West Virginia auto insurance. Find the cheapest annual Wharton, West Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wharton, West Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,170 $6,170
GEICO $4,081 $4,172
Liberty Mutual $7,967 $7,967
Nationwide $3,746 $3,746
Progressive $4,901 $4,901
State Farm $2,766 $2,915
USAA $3,417 $3,498

Cheap Wharton, West Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wharton, West Virginia? Check out the comparison of annual Wharton, West Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wharton, West Virginia

Insurance Company Low Medium High
Allstate $5,980 $6,161 $6,369
GEICO $3,872 $4,139 $4,369
Liberty Mutual $7,516 $7,945 $8,438
Nationwide $3,671 $3,735 $3,833
Progressive $4,694 $4,846 $5,164
State Farm $2,683 $2,835 $3,005
USAA $3,334 $3,452 $3,586

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Best By Category: Cheapest Auto Insurance in Wharton, West Virginia

Compare the cheapest auto insurance companies in Wharton, West Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wharton, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Wharton, West Virginia Auto Insurance Companies

What auto insurance companies in Wharton, West Virginia are the cheapest? Compare the top Wharton, West Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wharton, West Virginia

Insurance Company Average Annual Rates
Allstate $6,170
GEICO $4,126
Liberty Mutual $7,967
Nationwide $3,746
Progressive $4,901
State Farm $2,841
USAA $3,458

Compare Wharton, West Virginia Auto Insurance Quotes

Before you buy Wharton, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wharton, West Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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