Best Cheap Auto Insurance in Wharncliffe, WV (2021)

The average Wharncliffe, WV auto insurance rates are $420 per month. The minimum auto insurance in Wharncliffe is at least 25/50/25 in coverage to comply with West Virginia auto insurance laws. To find the best cheap auto insurance in Wharncliffe, West Virginia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The minimum auto insurance required in Wharncliffe, West Virginia is 25/50/25
  • Average auto insurance rates in Wharncliffe, WV for senior drivers are $2,786 per year
  • The most expensive auto insurance company in Wharncliffe for teen drivers is Liberty Mutual

Wharncliffe, West Virginia auto insurance requirements are 25/50/25 according to West Virginia auto insurance laws. Finding cheap auto insurance in Wharncliffe can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wharncliffe, West Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Wharncliffe to other West Virginia cities, including Morgan auto insurance rates, Martinsburg auto insurance rates, and Beckley auto insurance rates to see how Wharncliffe, West Virginia auto insurance rates stack up.

Before you buy Wharncliffe, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wharncliffe, West Virginia auto insurance quotes.

Minimum Auto Insurance in Wharncliffe, West Virginia

Wharncliffe, West Virginia auto insurance laws require that you have at least the West Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wharncliffe, West Virginia.

Minimum Required Auto Insurance Coverage in Wharncliffe, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Wharncliffe, West Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wharncliffe, West Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wharncliffe, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,780 $3,506 $3,366 $3,375 $13,585 $14,135 $4,195 $4,210
GEICO $3,305 $3,259 $3,143 $3,046 $8,189 $9,883 $3,179 $3,314
Liberty Mutual $4,522 $4,926 $3,634 $4,444 $17,094 $19,323 $4,658 $5,133
Nationwide $2,824 $2,872 $2,547 $2,680 $7,838 $9,961 $3,226 $3,467
Progressive $2,762 $2,649 $2,548 $2,538 $12,521 $14,158 $3,344 $3,451
State Farm $2,160 $2,160 $1,951 $1,951 $4,963 $6,415 $2,565 $2,012
USAA $2,029 $1,998 $1,886 $1,898 $6,837 $7,560 $2,630 $2,824

Cheap Wharncliffe, West Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wharncliffe, West Virginia is a challenge. Take a look at the annual teen auto insurance rates in Wharncliffe, West Virginia.

Annual Auto Insurance Rates for Teen Drivers in Wharncliffe, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,585 $14,135
GEICO $8,189 $9,883
Liberty Mutual $17,094 $19,323
Nationwide $7,838 $9,961
Progressive $12,521 $14,158
State Farm $4,963 $6,415
USAA $6,837 $7,560

Cheap Wharncliffe, West Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Wharncliffe, West Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wharncliffe, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,366 $3,375
GEICO $3,143 $3,046
Liberty Mutual $3,634 $4,444
Nationwide $2,547 $2,680
Progressive $2,548 $2,538
State Farm $1,951 $1,951
USAA $1,886 $1,898

Cheap Wharncliffe, West Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wharncliffe, West Virginia compared to the annual auto insurance rates with a clean record in Wharncliffe, West Virginia.

Annual Wharncliffe, West Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,292 $6,273 $7,498 $6,013
GEICO $2,880 $4,640 $8,047 $3,091
Liberty Mutual $6,510 $8,251 $9,138 $7,966
Nationwide $3,493 $4,733 $5,560 $3,921
Progressive $4,642 $6,286 $5,580 $5,478
State Farm $2,763 $3,281 $3,022 $3,022
USAA $2,709 $3,216 $4,595 $3,311

Cheap Wharncliffe, West Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wharncliffe, West Virginia is not easy. Compare the annual rates for DUI auto insurance in Wharncliffe, West Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Wharncliffe, West Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,498
GEICO $8,047
Liberty Mutual $9,138
Nationwide $5,560
Progressive $5,580
State Farm $3,022
USAA $4,595

Cheap Wharncliffe, West Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wharncliffe, West Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wharncliffe, West Virginia

Insurance Company Poor Fair Good
Allstate $7,633 $6,031 $5,142
GEICO $5,624 $4,575 $3,795
Liberty Mutual $11,426 $6,991 $5,482
Nationwide $5,057 $4,255 $3,969
Progressive $6,144 $5,362 $4,983
State Farm $4,360 $2,641 $2,065
USAA $5,099 $2,931 $2,343

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Cheap Wharncliffe, West Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wharncliffe, West Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Wharncliffe, West Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wharncliffe, West Virginia

ZIP Code Average Annual Rates
25651 $5,041

Cheap Wharncliffe, West Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Wharncliffe, West Virginia auto insurance. Find the cheapest annual Wharncliffe, West Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wharncliffe, West Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,269 $6,269
GEICO $4,614 $4,716
Liberty Mutual $7,967 $7,967
Nationwide $4,427 $4,427
Progressive $5,496 $5,496
State Farm $2,941 $3,103
USAA $3,417 $3,498

Cheap Wharncliffe, West Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wharncliffe, West Virginia? Check out the comparison of annual Wharncliffe, West Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wharncliffe, West Virginia

Insurance Company Low Medium High
Allstate $6,056 $6,259 $6,492
GEICO $4,382 $4,679 $4,933
Liberty Mutual $7,516 $7,945 $8,438
Nationwide $4,370 $4,412 $4,498
Progressive $5,248 $5,432 $5,810
State Farm $2,845 $3,017 $3,205
USAA $3,334 $3,452 $3,586

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Best By Category: Cheapest Auto Insurance in Wharncliffe, West Virginia

Compare the cheapest auto insurance companies in Wharncliffe, West Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wharncliffe, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Wharncliffe, West Virginia Auto Insurance Companies

What auto insurance companies in Wharncliffe, West Virginia are the cheapest? Compare the top Wharncliffe, West Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wharncliffe, West Virginia

Insurance Company Average Annual Rates
Allstate $6,269
GEICO $4,665
Liberty Mutual $7,967
Nationwide $4,427
Progressive $5,496
State Farm $3,022
USAA $3,458

Compare Wharncliffe, West Virginia Auto Insurance Quotes

Before you buy Wharncliffe, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wharncliffe, West Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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