Best Cheap Auto Insurance in Westport, KY (2021)

The average Westport, KY auto insurance rates are $367 per month. The minimum auto insurance in Westport is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Westport, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Westport, KY for senior drivers are $2,421 per year
  • The most expensive auto insurance company in Westport for teen drivers is Travelers
  • The minimum auto insurance required in Westport, Kentucky is 25/50/25

Westport, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Westport can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Westport, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Westport to other Kentucky cities, including Owensboro auto insurance rates, Richmond auto insurance rates, and Independence auto insurance rates to see how Westport, Kentucky auto insurance rates stack up.

Before you buy Westport, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Westport, Kentucky auto insurance quotes.

Minimum Auto Insurance in Westport, Kentucky

Westport, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Westport, Kentucky.

Minimum Required Auto Insurance Coverage in Westport, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Westport, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Westport, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Westport, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,271 $3,233 $2,956 $3,156 $12,399 $13,974 $3,619 $3,822
GEICO $3,366 $3,114 $3,524 $3,191 $7,006 $8,290 $2,746 $2,364
Liberty Mutual $2,505 $2,709 $2,119 $2,366 $10,797 $11,952 $2,624 $2,735
Nationwide $3,194 $3,199 $2,882 $3,013 $7,284 $9,099 $3,630 $3,821
Progressive $2,206 $2,104 $1,974 $1,986 $10,626 $12,025 $2,738 $2,806
State Farm $2,070 $2,070 $1,848 $1,848 $5,938 $7,438 $2,315 $2,551
Travelers $2,279 $2,318 $2,251 $2,252 $11,193 $17,979 $2,389 $2,738
USAA $1,849 $1,851 $1,671 $1,697 $4,956 $5,217 $2,333 $2,553

Cheap Westport, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Westport, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Westport, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Westport, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,399 $13,974
GEICO $7,006 $8,290
Liberty Mutual $10,797 $11,952
Nationwide $7,284 $9,099
Progressive $10,626 $12,025
State Farm $5,938 $7,438
Travelers $11,193 $17,979
USAA $4,956 $5,217

Cheap Westport, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Westport, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Westport, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,956 $3,156
GEICO $3,524 $3,191
Liberty Mutual $2,119 $2,366
Nationwide $2,882 $3,013
Progressive $1,974 $1,986
State Farm $1,848 $1,848
Travelers $2,251 $2,252
USAA $1,671 $1,697

Cheap Westport, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Westport, Kentucky compared to the annual auto insurance rates with a clean record in Westport, Kentucky.

Annual Westport, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,797 $6,282 $6,712 $5,423
GEICO $2,505 $4,453 $6,774 $3,068
Liberty Mutual $3,940 $6,062 $4,715 $4,186
Nationwide $3,590 $4,644 $5,874 $3,954
Progressive $3,772 $5,573 $4,303 $4,585
State Farm $2,981 $3,538 $3,260 $3,260
Travelers $4,725 $4,860 $7,047 $5,067
USAA $2,084 $2,946 $3,524 $2,509

Cheap Westport, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Westport, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Westport, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Westport, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,712
GEICO $6,774
Liberty Mutual $4,715
Nationwide $5,874
Progressive $4,303
State Farm $3,260
Travelers $7,047
USAA $3,524

Cheap Westport, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Westport, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Westport, Kentucky

Insurance Company Poor Fair Good
Allstate $7,667 $5,316 $4,429
GEICO $6,906 $3,448 $2,246
Liberty Mutual $6,736 $4,159 $3,282
Nationwide $5,472 $4,319 $3,755
Progressive $5,098 $4,440 $4,137
State Farm $4,724 $2,843 $2,213
Travelers $6,044 $5,124 $5,106
USAA $4,108 $2,307 $1,882

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Cheap Westport, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Westport, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Westport, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Westport, Kentucky

ZIP Code Average Annual Rates
40077 $3,978

Cheap Westport, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Westport, Kentucky auto insurance. Find the cheapest annual Westport, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Westport, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,804 $5,804
GEICO $4,161 $4,239
Liberty Mutual $4,726 $4,726
Nationwide $4,515 $4,515
Progressive $4,558 $4,558
State Farm $3,175 $3,345
Travelers $5,425 $5,425
USAA $2,663 $2,868

Cheap Westport, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Westport, Kentucky? Check out the comparison of annual Westport, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Westport, Kentucky

Insurance Company Low Medium High
Allstate $5,430 $5,783 $6,199
GEICO $3,925 $4,187 $4,488
Liberty Mutual $4,515 $4,699 $4,964
Nationwide $4,558 $4,470 $4,518
Progressive $4,226 $4,507 $4,942
State Farm $3,075 $3,260 $3,444
Travelers $5,140 $5,451 $5,684
USAA $2,637 $2,759 $2,901

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Best By Category: Cheapest Auto Insurance in Westport, Kentucky

Compare the cheapest auto insurance companies in Westport, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Westport, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Westport, Kentucky Auto Insurance Companies

What auto insurance companies in Westport, Kentucky are the cheapest? Compare the top Westport, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Westport, Kentucky

Insurance Company Average Annual Rates
Allstate $5,804
GEICO $4,200
Liberty Mutual $4,726
Nationwide $4,515
Progressive $4,558
State Farm $3,260
Travelers $5,425
USAA $2,766

What affects auto insurance rates in Westport, Kentucky?

There are a lot of reasons why auto insurance rates in Westport, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Westport, Kentucky. Many local factors may affect your Westport auto insurance rates.

Westport Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Westport, Kentucky commute length is 32.4 minutes according to City-Data.

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Compare Westport, Kentucky Auto Insurance Quotes

Before you buy Westport, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Westport, Kentucky auto insurance quotes.

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