Best Cheap Auto Insurance in Westpoint, TN (2021)

The average Westpoint, TN auto insurance rates are $295 per month. The minimum auto insurance in Westpoint is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Westpoint, Tennessee, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Westpoint, Tennessee is 25/50/15
  • The most expensive auto insurance company in Westpoint for teen drivers is Liberty Mutual
  • Average auto insurance rates in Westpoint, TN for senior drivers are $1,900 per year

Westpoint, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Westpoint can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Westpoint, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Westpoint to other Tennessee cities, including Hendersonville auto insurance rates, Memphis auto insurance rates, and Clarksville auto insurance rates to see how Westpoint, Tennessee auto insurance rates stack up.

Before you buy Westpoint, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Westpoint, Tennessee auto insurance quotes.

Minimum Auto Insurance in Westpoint, Tennessee

Westpoint, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Westpoint, Tennessee.

Minimum Required Auto Insurance Coverage in Westpoint, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Westpoint, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Westpoint, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Westpoint, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,863 $2,759 $2,564 $2,663 $10,482 $11,397 $3,076 $3,193
Farmers $1,881 $1,915 $1,690 $1,844 $7,422 $7,867 $2,535 $2,703
GEICO $2,253 $2,279 $2,082 $2,082 $6,611 $6,752 $2,274 $2,344
Liberty Mutual $3,522 $129 $2,889 $3,223 $14,532 $16,142 $3,787 $4,047
Nationwide $2,029 $2,050 $1,818 $1,853 $5,414 $7,005 $2,323 $2,533
Progressive $1,697 $1,606 $1,380 $1,443 $7,530 $8,480 $2,048 $2,242
State Farm $1,501 $1,501 $1,345 $1,345 $4,462 $5,587 $1,692 $1,966
Travelers $1,693 $1,780 $1,532 $1,629 $4,664 $5,736 $1,804 $1,898
USAA $1,567 $1,604 $1,408 $1,416 $5,437 $6,234 $2,047 $2,199

Cheap Westpoint, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Westpoint, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Westpoint, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Westpoint, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,482 $11,397
Farmers $7,422 $7,867
GEICO $6,611 $6,752
Liberty Mutual $14,532 $16,142
Nationwide $5,414 $7,005
Progressive $7,530 $8,480
State Farm $4,462 $5,587
Travelers $4,664 $5,736
USAA $5,437 $6,234

Cheap Westpoint, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Westpoint, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Westpoint, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,564 $2,663
Farmers $1,690 $1,844
GEICO $2,082 $2,082
Liberty Mutual $2,889 $3,223
Nationwide $1,818 $1,853
Progressive $1,380 $1,443
State Farm $1,345 $1,345
Travelers $1,532 $1,629
USAA $1,408 $1,416

Cheap Westpoint, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Westpoint, Tennessee compared to the annual auto insurance rates with a clean record in Westpoint, Tennessee.

Annual Westpoint, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,102 $4,877 $5,846 $4,673
Farmers $2,973 $3,680 $3,753 $3,522
GEICO $2,406 $3,244 $5,282 $2,406
Liberty Mutual $4,885 $7,054 $6,566 $5,631
Nationwide $2,704 $2,704 $4,070 $3,033
Progressive $2,912 $3,771 $3,100 $3,431
State Farm $2,218 $2,632 $2,425 $2,425
Travelers $2,107 $2,700 $2,970 $2,591
USAA $1,997 $2,976 $3,511 $2,472

Cheap Westpoint, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Westpoint, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Westpoint, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Westpoint, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,846
Farmers $3,753
GEICO $5,282
Liberty Mutual $6,566
Nationwide $4,070
Progressive $3,100
State Farm $2,425
Travelers $2,970
USAA $3,511

Cheap Westpoint, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Westpoint, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Westpoint, Tennessee

Insurance Company Poor Fair Good
Allstate $6,225 $4,760 $3,640
Farmers $4,149 $3,236 $3,061
GEICO $3,789 $3,238 $2,976
Liberty Mutual $8,658 $5,301 $4,143
Nationwide $3,761 $2,980 $2,643
Progressive $3,723 $3,200 $2,987
State Farm $3,520 $2,113 $1,642
Travelers $3,301 $2,585 $1,890
USAA $3,987 $2,320 $1,910

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Cheap Westpoint, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Westpoint, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Westpoint, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Westpoint, Tennessee

ZIP Code Average Annual Rates
38486 $3,587

Cheap Westpoint, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Westpoint, Tennessee auto insurance. Find the cheapest annual Westpoint, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Westpoint, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,875 $4,875
Farmers $3,482 $3,482
GEICO $3,318 $3,351
Liberty Mutual $6,034 $6,034
Nationwide $3,128 $3,128
Progressive $3,303 $3,303
State Farm $2,368 $2,482
Travelers $2,490 $2,693
USAA $2,660 $2,818

Cheap Westpoint, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Westpoint, Tennessee? Check out the comparison of annual Westpoint, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Westpoint, Tennessee

Insurance Company Low Medium High
Allstate $4,702 $4,863 $5,059
Farmers $3,305 $3,467 $3,674
GEICO $3,196 $3,328 $3,480
Liberty Mutual $5,791 $6,032 $6,279
Nationwide $3,154 $3,057 $3,173
Progressive $3,124 $3,302 $3,484
State Farm $2,301 $2,434 $2,540
Travelers $2,452 $2,590 $2,734
USAA $2,657 $2,730 $2,830

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Best By Category: Cheapest Auto Insurance in Westpoint, Tennessee

Compare the cheapest auto insurance companies in Westpoint, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Westpoint, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Westpoint, Tennessee Auto Insurance Companies

What auto insurance companies in Westpoint, Tennessee are the cheapest? Compare the top Westpoint, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Westpoint, Tennessee

Insurance Company Average Annual Rates
Allstate $4,875
Farmers $3,482
GEICO $3,335
Liberty Mutual $6,034
Nationwide $3,128
Progressive $3,303
State Farm $2,425
Travelers $2,592
USAA $2,739

Compare Westpoint, Tennessee Auto Insurance Quotes

Before you buy Westpoint, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Westpoint, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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