Best Cheap Auto Insurance in Westphalia, IN (2021)

The average Westphalia, IN auto insurance rates are $280 per month. The minimum auto insurance in Westphalia is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Westphalia, Indiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Westphalia, IN for senior drivers are $1,755 per year
  • The cheapest auto insurance company in Westphalia is USAA
  • The most expensive auto insurance company in Westphalia for teen drivers is Progressive

Westphalia, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Westphalia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Westphalia, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Westphalia to other Indiana cities, including South Bend auto insurance rates, Fishers auto insurance rates, and Gary auto insurance rates to see how Westphalia, Indiana auto insurance rates stack up.

Before you buy Westphalia, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Westphalia, Indiana auto insurance quotes.

Minimum Auto Insurance in Westphalia, Indiana

Westphalia, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Westphalia, Indiana.

Minimum Required Auto Insurance Coverage in Westphalia, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Westphalia, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Westphalia, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Westphalia, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,523 $2,592 $2,208 $2,420 $7,587 $9,573 $2,575 $2,797
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,584 $1,564 $1,355 $1,518 $8,389 $8,902 $2,080 $2,259
GEICO $1,578 $1,564 $1,463 $1,503 $4,612 $4,309 $1,805 $1,604
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,665 $1,706 $1,458 $1,560 $4,822 $6,279 $1,950 $2,136
Progressive $1,835 $1,739 $1,656 $1,669 $10,749 $12,120 $2,308 $2,365
State Farm $1,486 $1,486 $1,316 $1,316 $4,412 $5,658 $1,638 $1,827
Travelers $1,204 $1,225 $1,128 $1,126 $7,259 $11,374 $1,272 $1,482
USAA $943 $929 $876 $884 $2,608 $2,918 $1,274 $1,365

Cheap Westphalia, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Westphalia, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Westphalia, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Westphalia, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,587 $9,573
American Family $6,331 $9,225
Farmers $8,389 $8,902
GEICO $4,612 $4,309
Liberty Mutual $8,901 $13,457
Nationwide $4,822 $6,279
Progressive $10,749 $12,120
State Farm $4,412 $5,658
Travelers $7,259 $11,374
USAA $2,608 $2,918

Cheap Westphalia, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Westphalia, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Westphalia, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,208 $2,420
American Family $2,107 $2,107
Farmers $1,355 $1,518
GEICO $1,463 $1,503
Liberty Mutual $3,718 $3,718
Nationwide $1,458 $1,560
Progressive $1,656 $1,669
State Farm $1,316 $1,316
Travelers $1,128 $1,126
USAA $876 $884

Cheap Westphalia, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Westphalia, Indiana compared to the annual auto insurance rates with a clean record in Westphalia, Indiana.

Annual Westphalia, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,234 $4,731 $4,346 $3,826
American Family $2,562 $4,085 $5,171 $3,052
Farmers $3,089 $3,610 $3,714 $3,413
GEICO $1,517 $2,382 $3,208 $2,111
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,317 $2,992 $2,868 $2,612
Progressive $3,224 $5,643 $3,856 $4,498
State Farm $2,338 $2,556 $2,338 $2,338
Travelers $2,764 $3,424 $3,881 $2,966
USAA $1,115 $1,584 $1,817 $1,383

Cheap Westphalia, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Westphalia, Indiana is not easy. Compare the annual rates for DUI auto insurance in Westphalia, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Westphalia, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,346
American Family $5,171
Farmers $3,714
GEICO $3,208
Liberty Mutual $8,508
Nationwide $2,868
Progressive $3,856
State Farm $2,338
Travelers $3,881
USAA $1,817

Cheap Westphalia, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Westphalia, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Westphalia, Indiana

Insurance Company Poor Fair Good
Allstate $5,015 $3,713 $3,376
American Family $5,078 $3,306 $2,769
Farmers $4,040 $3,287 $3,043
GEICO $2,773 $2,305 $1,836
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,071 $2,595 $2,425
Progressive $4,755 $4,202 $3,958
State Farm $3,486 $2,079 $1,612
Travelers $3,634 $3,073 $3,069
USAA $1,990 $1,311 $1,123

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Cheap Westphalia, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Westphalia, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Westphalia, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Westphalia, Indiana

ZIP Code Average Annual Rates
47596 $3,265

Cheap Westphalia, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Westphalia, Indiana auto insurance. Find the cheapest annual Westphalia, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Westphalia, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,034 $4,034
American Family $3,673 $3,762
Farmers $3,456 $3,456
GEICO $2,264 $2,346
Liberty Mutual $5,779 $6,096
Nationwide $2,697 $2,697
Progressive $4,305 $4,305
State Farm $2,325 $2,460
Travelers $3,259 $3,259
USAA $1,455 $1,494

Cheap Westphalia, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Westphalia, Indiana? Check out the comparison of annual Westphalia, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Westphalia, Indiana

Insurance Company Low Medium High
Allstate $3,838 $4,019 $4,247
American Family $3,702 $3,842 $3,608
Farmers $3,341 $3,449 $3,580
GEICO $2,177 $2,299 $2,438
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,741 $2,675 $2,675
Progressive $4,087 $4,244 $4,585
State Farm $2,291 $2,391 $2,495
Travelers $3,211 $3,289 $3,276
USAA $1,425 $1,471 $1,528

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Best By Category: Cheapest Auto Insurance in Westphalia, Indiana

Compare the cheapest auto insurance companies in Westphalia, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Westphalia, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Westphalia, Indiana Auto Insurance Companies

What auto insurance companies in Westphalia, Indiana are the cheapest? Compare the top Westphalia, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Westphalia, Indiana

Insurance Company Average Annual Rates
Allstate $4,034
American Family $3,717
Farmers $3,456
GEICO $2,305
Liberty Mutual $5,937
Nationwide $2,697
Progressive $4,305
State Farm $2,392
Travelers $3,259
USAA $1,475

Compare Westphalia, Indiana Auto Insurance Quotes

Before you buy Westphalia, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Westphalia, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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