Best Cheap Auto Insurance in Westmorland, CA (2021)

The average Westmorland, CA auto insurance rates are $266 per month. The minimum auto insurance in Westmorland is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Westmorland, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Westmorland, California is 15/30/5
  • The cheapest auto insurance company in Westmorland is Progressive
  • The average commute length in Westmorland is 20.0 minutes

Westmorland, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Westmorland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Westmorland, California, including driving record, credit, commute time, and more.

Compare auto insurance in Westmorland to other California cities, including Sacramento auto insurance rates, San Diego auto insurance rates, and Bakersfield auto insurance rates to see how Westmorland, California auto insurance rates stack up.

Before you buy Westmorland, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Westmorland, California auto insurance quotes.

Minimum Auto Insurance in Westmorland, California

Westmorland, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Westmorland, California.

Minimum Required Auto Insurance Coverage in Westmorland, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Westmorland, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Westmorland, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Westmorland, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,026 $3,092 $2,136 $2,230 $7,722 $9,840 $4,059 $4,698
Farmers $2,113 $2,113 $1,890 $1,890 $6,709 $11,065 $2,498 $2,777
GEICO $1,626 $1,627 $1,529 $1,529 $4,948 $5,043 $2,336 $2,394
Liberty Mutual $1,941 $1,839 $1,799 $1,744 $4,179 $4,448 $2,186 $2,208
Nationwide $2,732 $2,617 $2,373 $2,246 $6,785 $7,504 $3,251 $3,229
Progressive $1,458 $1,500 $1,218 $1,453 $3,754 $4,553 $2,081 $2,239
State Farm $2,961 $2,961 $2,639 $2,639 $5,368 $6,666 $3,272 $3,372
Travelers $2,157 $2,100 $1,893 $1,875 $4,271 $4,896 $2,762 $2,731
USAA $1,705 $1,620 $1,664 $1,676 $3,829 $3,859 $2,363 $2,239

Cheap Westmorland, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Westmorland, California is a challenge. Take a look at the annual teen auto insurance rates in Westmorland, California.

Annual Auto Insurance Rates for Teen Drivers in Westmorland, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,722 $9,840
Farmers $6,709 $11,065
GEICO $4,948 $5,043
Liberty Mutual $4,179 $4,448
Nationwide $6,785 $7,504
Progressive $3,754 $4,553
State Farm $5,368 $6,666
Travelers $4,271 $4,896
USAA $3,829 $3,859

Cheap Westmorland, California Auto Insurance for Seniors

What are senior auto insurance rates in Westmorland, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Westmorland, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,136 $2,230
Farmers $1,890 $1,890
GEICO $1,529 $1,529
Liberty Mutual $1,799 $1,744
Nationwide $2,373 $2,246
Progressive $1,218 $1,453
State Farm $2,639 $2,639
Travelers $1,893 $1,875
USAA $1,664 $1,676

Cheap Westmorland, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Westmorland, California compared to the annual auto insurance rates with a clean record in Westmorland, California.

Annual Westmorland, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,720 $4,722 $7,353 $3,608
Farmers $2,867 $3,905 $4,874 $3,881
GEICO $1,839 $2,837 $3,560 $2,281
Liberty Mutual $2,206 $2,958 $2,670 $2,338
Nationwide $2,684 $3,437 $5,811 $3,437
Progressive $1,504 $2,527 $2,938 $2,159
State Farm $2,658 $3,175 $6,017 $3,089
Travelers $1,931 $3,058 $3,574 $2,780
USAA $1,577 $2,337 $3,836 $1,727

Cheap Westmorland, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Westmorland, California is not easy. Compare the annual rates for DUI auto insurance in Westmorland, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Westmorland, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,353
Farmers $4,874
GEICO $3,560
Liberty Mutual $2,670
Nationwide $5,811
Progressive $2,938
State Farm $6,017
Travelers $3,574
USAA $3,836

Cheap Westmorland, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Westmorland, California can vary. Compare the annual cost of auto insurance by ZIP code in Westmorland, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Westmorland, California

ZIP Code Average Annual Rates
92281 $4,346

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Cheap Westmorland, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Westmorland, California auto insurance. Find the cheapest annual Westmorland, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Westmorland, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,144 $5,057
Farmers $3,523 $4,240
GEICO $2,389 $2,869
Liberty Mutual $2,335 $2,752
Nationwide $3,400 $4,284
Progressive $2,074 $2,490
State Farm $3,599 $3,871
Travelers $2,556 $3,116
USAA $2,185 $2,554

Cheap Westmorland, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Westmorland, California? Check out the comparison of annual Westmorland, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Westmorland, California

Insurance Company Low Medium High
Allstate $4,427 $4,628 $4,746
Farmers $3,642 $3,907 $4,096
GEICO $2,388 $2,656 $2,843
Liberty Mutual $2,371 $2,564 $2,694
Nationwide $3,480 $3,902 $4,145
Progressive $2,099 $2,336 $2,411
State Farm $3,411 $3,789 $4,005
Travelers $2,508 $2,903 $3,096
USAA $2,174 $2,410 $2,524

Best By Category: Cheapest Auto Insurance in Westmorland, California

Compare the cheapest auto insurance companies in Westmorland, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Westmorland, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest Westmorland, California Auto Insurance Companies

What auto insurance companies in Westmorland, California are the cheapest? Compare the top Westmorland, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Westmorland, California

Insurance Company Average Annual Rates
Allstate $4,600
Farmers $3,882
GEICO $2,629
Liberty Mutual $2,543
Nationwide $3,842
Progressive $2,282
State Farm $3,735
Travelers $2,836
USAA $2,369

What affects auto insurance rates in Westmorland, California?

There are a lot of reasons why auto insurance rates in Westmorland, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Westmorland, California. Many local factors may affect your Westmorland auto insurance rates.

Westmorland Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Westmorland, California auto theft statistics, there have been 1 auto thefts in the city.

Westmorland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Westmorland, California commute length is 20.0 minutes according to City-Data.

Compare Westmorland, California Auto Insurance Quotes

Before you buy Westmorland, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Westmorland, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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