Best Cheap Auto Insurance in Westland, MI (2021)

The average Westland, MI auto insurance rates are $1,098 per month. The minimum auto insurance in Westland is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Westland, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in Westland is USAA
  • The most expensive auto insurance company in Westland for teen drivers is Allstate
  • The average commute length in Westland is 26.5 minutes

Westland, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Westland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Westland, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Westland to other Michigan cities, including Troy auto insurance rates, Warren auto insurance rates, and Ann Arbor auto insurance rates to see how Westland, Michigan auto insurance rates stack up.

Before you buy Westland, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Westland, Michigan auto insurance quotes.

Minimum Auto Insurance in Westland, Michigan

Westland, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Westland, Michigan.

Minimum Required Auto Insurance Coverage in Westland, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Westland, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Westland, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Westland, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $17,719 $17,719 $16,434 $16,434 $44,579 $44,579 $18,677 $18,677
Farmers $13,013 $13,013 $12,055 $12,055 $28,228 $28,228 $14,707 $14,707
GEICO $6,442 $6,442 $6,560 $6,560 $16,632 $16,632 $6,114 $6,114
Liberty Mutual $17,186 $17,186 $17,019 $17,019 $40,010 $40,010 $17,186 $17,186
Nationwide $5,687 $5,687 $5,038 $5,038 $15,116 $15,116 $6,244 $6,244
Progressive $4,393 $3,961 $3,856 $4,468 $15,507 $15,988 $5,085 $4,413
State Farm $8,940 $8,940 $8,341 $8,341 $31,902 $31,902 $10,506 $10,506
Travelers $7,464 $7,464 $6,400 $6,400 $22,645 $22,645 $8,116 $8,116
USAA $3,060 $2,874 $2,881 $2,705 $7,478 $7,037 $3,719 $3,534

Cheap Westland, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Westland, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Westland, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Westland, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $44,579 $44,579
Farmers $28,228 $28,228
GEICO $16,632 $16,632
Liberty Mutual $40,010 $40,010
Nationwide $15,116 $15,116
Progressive $15,507 $15,988
State Farm $31,902 $31,902
Travelers $22,645 $22,645
USAA $7,478 $7,037

Cheap Westland, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Westland, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Westland, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,434 $16,434
Farmers $12,055 $12,055
GEICO $6,560 $6,560
Liberty Mutual $17,019 $17,019
Nationwide $5,038 $5,038
Progressive $3,856 $4,468
State Farm $8,341 $8,341
Travelers $6,400 $6,400
USAA $2,881 $2,705

Cheap Westland, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Westland, Michigan compared to the annual auto insurance rates with a clean record in Westland, Michigan.

Annual Westland, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,789 $15,746 $53,307 $16,567
Farmers $14,173 $18,299 $18,010 $17,520
GEICO $3,146 $6,629 $20,177 $5,796
Liberty Mutual $15,631 $19,144 $36,379 $20,247
Nationwide $6,834 $9,182 $8,344 $7,725
Progressive $6,001 $8,090 $7,255 $7,489
State Farm $9,382 $11,309 $24,798 $14,200
Travelers $7,561 $10,789 $17,326 $8,948
USAA $3,337 $4,182 $5,485 $3,639

Cheap Westland, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Westland, Michigan is not easy. Compare the annual rates for DUI auto insurance in Westland, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Westland, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $53,307
Farmers $18,010
GEICO $20,177
Liberty Mutual $36,379
Nationwide $8,344
Progressive $7,255
State Farm $24,798
Travelers $17,326
USAA $5,485

Cheap Westland, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Westland, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Westland, Michigan

Insurance Company Poor Fair Good
Allstate $36,924 $20,452 $15,680
Farmers $25,547 $13,223 $12,232
GEICO $11,523 $8,441 $6,847
Liberty Mutual $36,163 $20,874 $11,514
Nationwide $10,115 $7,555 $6,395
Progressive $8,446 $7,000 $6,181
State Farm $24,234 $12,238 $8,296
Travelers $11,437 $11,087 $10,945
USAA $6,247 $3,553 $2,682

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Cheap Westland, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Westland, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Westland, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Westland, Michigan

ZIP Code Average Annual Rates
48185 $9,575
48186 $9,142

Cheap Westland, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Westland, Michigan auto insurance. Find the cheapest annual Westland, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Westland, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $24,352 $24,352
Farmers $17,001 $17,001
GEICO $8,730 $9,144
Liberty Mutual $22,074 $23,626
Nationwide $8,021 $8,021
Progressive $7,209 $7,209
State Farm $14,508 $15,337
Travelers $11,092 $11,221
USAA $4,112 $4,209

Cheap Westland, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Westland, Michigan? Check out the comparison of annual Westland, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Westland, Michigan

Insurance Company Low Medium High
Allstate $23,702 $24,410 $24,944
Farmers $16,454 $16,950 $17,599
GEICO $8,368 $8,850 $9,593
Liberty Mutual $22,344 $22,801 $23,406
Nationwide $8,396 $7,886 $7,782
Progressive $7,002 $7,215 $7,410
State Farm $14,100 $15,024 $15,644
Travelers $11,055 $11,166 $11,247
USAA $4,022 $4,173 $4,287

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Best By Category: Cheapest Auto Insurance in Westland, Michigan

Compare the cheapest auto insurance companies in Westland, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Westland, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Westland, Michigan Auto Insurance Companies

What auto insurance companies in Westland, Michigan are the cheapest? Compare the top Westland, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Westland, Michigan

Insurance Company Average Annual Rates
Allstate $24,352
Farmers $17,001
GEICO $8,937
Liberty Mutual $22,850
Nationwide $8,021
Progressive $7,209
State Farm $14,922
Travelers $11,156
USAA $4,161

What affects auto insurance rates in Westland, Michigan?

There are a lot of reasons why auto insurance rates in Westland, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Westland, Michigan. Many local factors may affect your Westland auto insurance rates.

Westland Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Westland, Michigan auto theft statistics, there have been 108 auto thefts in the city.

Westland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Westland, Michigan commute length is 26.5 minutes according to City-Data.

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Compare Westland, Michigan Auto Insurance Quotes

Before you buy Westland, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Westland, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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