Best Cheap Auto Insurance in Westlake, OH (2021)

The average Westlake, OH auto insurance rates are $228 per month. The minimum auto insurance in Westlake is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Westlake, Ohio, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Westlake, OH for senior drivers are $1,400 per year
  • The minimum auto insurance required in Westlake, Ohio is 25/50/25
  • The most expensive auto insurance company in Westlake for teen drivers is Liberty Mutual

Westlake, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Westlake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Westlake, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Westlake to other Ohio cities, including Akron auto insurance rates, Parma auto insurance rates, and Columbus auto insurance rates to see how Westlake, Ohio auto insurance rates stack up.

Before you buy Westlake, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Westlake, Ohio auto insurance quotes.

Minimum Auto Insurance in Westlake, Ohio

Westlake, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Westlake, Ohio.

Minimum Required Auto Insurance Coverage in Westlake, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Westlake, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Westlake, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Westlake, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,964 $1,949 $1,785 $1,905 $5,526 $6,318 $2,042 $2,166
American Family $921 $955 $853 $854 $3,074 $3,329 $1,150 $1,211
Farmers $1,759 $1,756 $1,547 $1,636 $8,067 $8,401 $1,973 $2,052
GEICO $1,188 $1,153 $1,133 $1,150 $3,166 $2,934 $1,313 $1,100
Liberty Mutual $1,886 $2,059 $1,447 $1,768 $10,070 $11,368 $1,991 $2,168
Nationwide $2,146 $2,154 $1,942 $1,952 $5,573 $7,154 $2,295 $2,660
Progressive $1,793 $1,675 $1,496 $1,544 $8,293 $9,323 $2,148 $2,222
State Farm $1,471 $1,471 $1,330 $1,330 $4,800 $6,020 $1,715 $1,969
Travelers $1,356 $1,374 $1,362 $1,351 $6,004 $9,486 $1,419 $1,596
USAA $849 $855 $815 $809 $2,674 $2,967 $1,133 $1,214

Cheap Westlake, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Westlake, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Westlake, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Westlake, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,526 $6,318
American Family $3,074 $3,329
Farmers $8,067 $8,401
GEICO $3,166 $2,934
Liberty Mutual $10,070 $11,368
Nationwide $5,573 $7,154
Progressive $8,293 $9,323
State Farm $4,800 $6,020
Travelers $6,004 $9,486
USAA $2,674 $2,967

Cheap Westlake, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Westlake, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Westlake, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,785 $1,905
American Family $853 $854
Farmers $1,547 $1,636
GEICO $1,133 $1,150
Liberty Mutual $1,447 $1,768
Nationwide $1,942 $1,952
Progressive $1,496 $1,544
State Farm $1,330 $1,330
Travelers $1,362 $1,351
USAA $815 $809

Cheap Westlake, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Westlake, Ohio compared to the annual auto insurance rates with a clean record in Westlake, Ohio.

Annual Westlake, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,474 $3,003 $3,542 $2,809
American Family $1,478 $1,565 $1,565 $1,565
Farmers $2,801 $3,614 $3,525 $3,655
GEICO $1,112 $1,607 $2,346 $1,503
Liberty Mutual $3,433 $4,426 $4,508 $4,011
Nationwide $2,602 $3,296 $4,168 $2,872
Progressive $3,065 $4,194 $3,266 $3,721
State Farm $2,278 $2,749 $2,513 $2,513
Travelers $2,194 $2,873 $4,347 $2,560
USAA $1,083 $1,456 $1,920 $1,199

Cheap Westlake, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Westlake, Ohio is not easy. Compare the annual rates for DUI auto insurance in Westlake, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Westlake, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,542
American Family $1,565
Farmers $3,525
GEICO $2,346
Liberty Mutual $4,508
Nationwide $4,168
Progressive $3,266
State Farm $2,513
Travelers $4,347
USAA $1,920

Cheap Westlake, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Westlake, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Westlake, Ohio

Insurance Company Poor Fair Good
Allstate $3,790 $2,772 $2,310
American Family $2,060 $1,394 $1,177
Farmers $3,836 $3,258 $3,102
GEICO $1,966 $1,642 $1,318
Liberty Mutual $5,853 $3,604 $2,826
Nationwide $3,901 $3,145 $2,658
Progressive $3,978 $3,462 $3,245
State Farm $3,582 $2,214 $1,745
Travelers $3,343 $2,913 $2,724
USAA $1,829 $1,302 $1,113

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Cheap Westlake, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Westlake, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Westlake, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Westlake, Ohio

ZIP Code Average Annual Rates
44145 $2,631

Cheap Westlake, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Westlake, Ohio auto insurance. Find the cheapest annual Westlake, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Westlake, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,957 $2,957
American Family $1,525 $1,562
Farmers $3,399 $3,399
GEICO $1,615 $1,669
Liberty Mutual $4,094 $4,094
Nationwide $3,235 $3,235
Progressive $3,562 $3,562
State Farm $2,450 $2,577
Travelers $2,993 $2,993
USAA $1,361 $1,468

Cheap Westlake, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Westlake, Ohio? Check out the comparison of annual Westlake, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Westlake, Ohio

Insurance Company Low Medium High
Allstate $2,848 $2,950 $3,073
American Family $1,513 $1,556 $1,561
Farmers $3,203 $3,343 $3,650
GEICO $1,581 $1,634 $1,712
Liberty Mutual $3,917 $4,119 $4,247
Nationwide $3,567 $3,137 $3,000
Progressive $3,430 $3,534 $3,721
State Farm $2,373 $2,523 $2,645
Travelers $2,900 $3,035 $3,045
USAA $1,345 $1,413 $1,486

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Best By Category: Cheapest Auto Insurance in Westlake, Ohio

Compare the cheapest auto insurance companies in Westlake, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Westlake, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Westlake, Ohio Auto Insurance Companies

What auto insurance companies in Westlake, Ohio are the cheapest? Compare the top Westlake, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Westlake, Ohio

Insurance Company Average Annual Rates
Allstate $2,957
American Family $1,543
Farmers $3,399
GEICO $1,642
Liberty Mutual $4,094
Nationwide $3,235
Progressive $3,562
State Farm $2,513
Travelers $2,993
USAA $1,415

What affects auto insurance rates in Westlake, Ohio?

There are a lot of reasons why auto insurance rates in Westlake, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Westlake, Ohio. Many local factors may affect your Westlake auto insurance rates.

Westlake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Westlake, Ohio commute length is 24.7 minutes according to City-Data.

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Compare Westlake, Ohio Auto Insurance Quotes

Before you buy Westlake, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Westlake, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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