Best Cheap Auto Insurance in Western Springs, IL (2021)

The average Western Springs, IL auto insurance rates are $306 per month. The minimum auto insurance in Western Springs is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Western Springs, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Western Springs is 31.3 minutes
  • The most expensive auto insurance company in Western Springs for teen drivers is Farmers
  • The cheapest auto insurance company in Western Springs is Liberty Mutual

Western Springs, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Western Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Western Springs, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Western Springs to other Illinois cities, including Chicago auto insurance rates, Aurora auto insurance rates, and Waukegan auto insurance rates to see how Western Springs, Illinois auto insurance rates stack up.

Before you buy Western Springs, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Western Springs, Illinois auto insurance quotes.

Minimum Auto Insurance in Western Springs, Illinois

Western Springs, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Western Springs, Illinois.

Minimum Required Auto Insurance Coverage in Western Springs, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Western Springs, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Western Springs, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Western Springs, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,702 $3,718 $3,882 $3,882 $9,765 $12,693 $4,454 $4,817
American Family $2,528 $2,528 $2,317 $2,317 $7,224 $9,990 $2,528 $3,268
Farmers $2,687 $2,683 $2,375 $2,521 $12,070 $12,591 $3,078 $3,207
GEICO $1,864 $1,931 $1,827 $2,063 $7,024 $7,271 $2,222 $2,298
Liberty Mutual $1,365 $1,468 $1,130 $1,262 $4,877 $5,422 $1,424 $1,494
Nationwide $2,462 $2,498 $2,189 $2,313 $6,985 $8,947 $2,890 $3,128
Progressive $2,182 $2,036 $1,808 $1,896 $8,385 $9,387 $2,598 $2,809
State Farm $1,578 $1,578 $1,432 $1,432 $5,077 $6,403 $1,791 $2,069
Travelers $1,654 $1,742 $1,533 $1,631 $5,070 $6,425 $1,749 $1,840
USAA $1,627 $1,647 $1,520 $1,490 $5,392 $5,919 $2,145 $2,343

Cheap Western Springs, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Western Springs, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Western Springs, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Western Springs, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,765 $12,693
American Family $7,224 $9,990
Farmers $12,070 $12,591
GEICO $7,024 $7,271
Liberty Mutual $4,877 $5,422
Nationwide $6,985 $8,947
Progressive $8,385 $9,387
State Farm $5,077 $6,403
Travelers $5,070 $6,425
USAA $5,392 $5,919

Cheap Western Springs, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Western Springs, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Western Springs, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,882 $3,882
American Family $2,317 $2,317
Farmers $2,375 $2,521
GEICO $1,827 $2,063
Liberty Mutual $1,130 $1,262
Nationwide $2,189 $2,313
Progressive $1,808 $1,896
State Farm $1,432 $1,432
Travelers $1,533 $1,631
USAA $1,520 $1,490

Cheap Western Springs, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Western Springs, Illinois compared to the annual auto insurance rates with a clean record in Western Springs, Illinois.

Annual Western Springs, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,135 $7,156 $6,670 $5,495
American Family $3,006 $4,255 $5,678 $3,410
Farmers $4,341 $5,620 $5,479 $5,166
GEICO $2,212 $3,417 $5,028 $2,593
Liberty Mutual $1,914 $2,739 $2,393 $2,175
Nationwide $3,160 $4,096 $4,818 $3,632
Progressive $3,190 $4,793 $3,540 $4,028
State Farm $2,419 $2,921 $2,670 $2,670
Travelers $2,145 $2,829 $3,153 $2,693
USAA $1,959 $2,836 $3,881 $2,365

Cheap Western Springs, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Western Springs, Illinois is not easy. Compare the annual rates for DUI auto insurance in Western Springs, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Western Springs, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,670
American Family $5,678
Farmers $5,479
GEICO $5,028
Liberty Mutual $2,393
Nationwide $4,818
Progressive $3,540
State Farm $2,670
Travelers $3,153
USAA $3,881

Cheap Western Springs, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Western Springs, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Western Springs, Illinois

Insurance Company Poor Fair Good
Allstate $7,460 $5,403 $4,729
American Family $5,432 $3,700 $3,130
Farmers $5,835 $4,931 $4,689
GEICO $5,335 $2,590 $2,012
Liberty Mutual $3,247 $2,044 $1,624
Nationwide $4,692 $3,786 $3,302
Progressive $4,409 $3,763 $3,491
State Farm $3,881 $2,325 $1,804
Travelers $3,283 $2,674 $2,159
USAA $3,660 $2,530 $2,091

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Cheap Western Springs, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Western Springs, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Western Springs, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Western Springs, Illinois

ZIP Code Average Annual Rates
60558 $3,639

Cheap Western Springs, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Western Springs, Illinois auto insurance. Find the cheapest annual Western Springs, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Western Springs, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,864 $5,864
American Family $4,035 $4,140
Farmers $5,152 $5,152
GEICO $3,257 $3,368
Liberty Mutual $2,305 $2,305
Nationwide $3,927 $3,927
Progressive $3,888 $3,888
State Farm $2,603 $2,737
Travelers $2,599 $2,812
USAA $2,683 $2,838

Cheap Western Springs, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Western Springs, Illinois? Check out the comparison of annual Western Springs, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Western Springs, Illinois

Insurance Company Low Medium High
Allstate $5,686 $5,859 $6,048
American Family $3,939 $4,237 $4,086
Farmers $4,883 $5,020 $5,552
GEICO $3,001 $3,309 $3,627
Liberty Mutual $2,173 $2,301 $2,442
Nationwide $3,874 $3,967 $3,939
Progressive $3,555 $3,872 $4,235
State Farm $2,502 $2,676 $2,832
Travelers $2,528 $2,702 $2,885
USAA $2,552 $2,757 $2,972

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Best By Category: Cheapest Auto Insurance in Western Springs, Illinois

Compare the cheapest auto insurance companies in Western Springs, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Western Springs, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Western Springs, Illinois Auto Insurance Companies

What auto insurance companies in Western Springs, Illinois are the cheapest? Compare the top Western Springs, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Western Springs, Illinois

Insurance Company Average Annual Rates
Allstate $5,864
American Family $4,087
Farmers $5,152
GEICO $3,312
Liberty Mutual $2,305
Nationwide $3,927
Progressive $3,888
State Farm $2,670
Travelers $2,705
USAA $2,760

What affects auto insurance rates in Western Springs, Illinois?

There are a lot of reasons why auto insurance rates in Western Springs, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Western Springs, Illinois. Many local factors may affect your Western Springs auto insurance rates.

Western Springs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Western Springs, Illinois commute length is 31.3 minutes according to City-Data.

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Compare Western Springs, Illinois Auto Insurance Quotes

Before you buy Western Springs, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Western Springs, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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