Best Cheap Auto Insurance in Westby, WI (2021)

The average Westby, WI auto insurance rates are $248 per month. The minimum auto insurance in Westby is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Westby, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • Average auto insurance rates in Westby, WI for senior drivers are $1,661 per year
  • The average commute length in Westby is 20.9 minutes
  • The minimum auto insurance required in Westby, Wisconsin is 25/50/10

Westby, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Westby can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Westby, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Westby to other Wisconsin cities, including Kenosha auto insurance rates, Racine auto insurance rates, and Green Bay auto insurance rates to see how Westby, Wisconsin auto insurance rates stack up.

Before you buy Westby, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Westby, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Westby, Wisconsin

Westby, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Westby, Wisconsin.

Minimum Required Auto Insurance Coverage in Westby, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Westby, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Westby, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Westby, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,213 $2,338 $2,038 $2,257 $6,937 $8,913 $2,255 $2,448
American Family $993 $1,039 $932 $939 $2,847 $3,150 $1,179 $1,258
Farmers $1,977 $1,981 $1,754 $1,853 $9,218 $9,569 $2,243 $2,356
GEICO $1,281 $1,408 $1,310 $1,485 $4,200 $4,534 $1,187 $1,232
Liberty Mutual $1,729 $1,888 $1,398 $1,587 $5,815 $6,520 $1,841 $1,999
Nationwide $3,831 $4,028 $3,162 $3,333 $7,772 $11,890 $4,651 $5,532
Progressive $1,769 $1,697 $1,449 $1,502 $6,535 $7,390 $2,131 $2,317
State Farm $1,363 $1,363 $1,204 $1,204 $3,820 $4,824 $1,535 $1,760
USAA $1,362 $1,360 $1,231 $1,253 $3,470 $4,033 $1,769 $1,942

Cheap Westby, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Westby, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Westby, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Westby, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,937 $8,913
American Family $2,847 $3,150
Farmers $9,218 $9,569
GEICO $4,200 $4,534
Liberty Mutual $5,815 $6,520
Nationwide $7,772 $11,890
Progressive $6,535 $7,390
State Farm $3,820 $4,824
USAA $3,470 $4,033

Cheap Westby, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Westby, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Westby, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,038 $2,257
American Family $932 $939
Farmers $1,754 $1,853
GEICO $1,310 $1,485
Liberty Mutual $1,398 $1,587
Nationwide $3,162 $3,333
Progressive $1,449 $1,502
State Farm $1,204 $1,204
USAA $1,231 $1,253

Cheap Westby, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Westby, Wisconsin compared to the annual auto insurance rates with a clean record in Westby, Wisconsin.

Annual Westby, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,022 $4,126 $3,841 $3,710
American Family $1,475 $1,565 $1,565 $1,565
Farmers $3,373 $4,251 $4,032 $3,821
GEICO $1,450 $2,334 $2,641 $1,893
Liberty Mutual $2,176 $3,092 $3,212 $2,908
Nationwide $4,671 $5,403 $6,622 $5,403
Progressive $2,842 $3,427 $2,944 $3,183
State Farm $1,967 $2,301 $2,134 $2,134
USAA $1,608 $2,026 $2,743 $1,833

Cheap Westby, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Westby, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Westby, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Westby, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,841
American Family $1,565
Farmers $4,032
GEICO $2,641
Liberty Mutual $3,212
Nationwide $6,622
Progressive $2,944
State Farm $2,134
USAA $2,743

Cheap Westby, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Westby, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Westby, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,828 $3,319 $2,878
American Family $2,061 $1,362 $1,204
Farmers $4,376 $3,696 $3,536
GEICO $2,729 $1,947 $1,563
Liberty Mutual $4,113 $2,478 $1,951
Nationwide $6,211 $5,182 $5,182
Progressive $3,541 $2,986 $2,769
State Farm $3,184 $1,827 $1,391
USAA $3,169 $1,663 $1,326

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Cheap Westby, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Westby, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Westby, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Westby, Wisconsin

ZIP Code Average Annual Rates
54667 $2,899

Cheap Westby, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Westby, Wisconsin auto insurance. Find the cheapest annual Westby, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Westby, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,587 $3,763
American Family $1,516 $1,568
Farmers $3,869 $3,869
GEICO $2,036 $2,123
Liberty Mutual $2,847 $2,847
Nationwide $5,525 $5,525
Progressive $3,099 $3,099
State Farm $2,083 $2,185
USAA $2,026 $2,079

Cheap Westby, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Westby, Wisconsin? Check out the comparison of annual Westby, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Westby, Wisconsin

Insurance Company Low Medium High
Allstate $3,511 $3,666 $3,848
American Family $1,530 $1,557 $1,541
Farmers $3,577 $3,840 $4,190
GEICO $1,966 $2,079 $2,194
Liberty Mutual $2,631 $2,870 $3,039
Nationwide $5,377 $5,521 $5,676
Progressive $2,947 $3,120 $3,229
State Farm $2,034 $2,139 $2,229
USAA $1,984 $2,054 $2,120

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Best By Category: Cheapest Auto Insurance in Westby, Wisconsin

Compare the cheapest auto insurance companies in Westby, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Westby, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Westby, Wisconsin Auto Insurance Companies

What auto insurance companies in Westby, Wisconsin are the cheapest? Compare the top Westby, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Westby, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,675
American Family $1,542
Farmers $3,869
GEICO $2,080
Liberty Mutual $2,847
Nationwide $5,525
Progressive $3,099
State Farm $2,134
USAA $2,053

What affects auto insurance rates in Westby, Wisconsin?

There are a lot of reasons why auto insurance rates in Westby, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Westby, Wisconsin. Many local factors may affect your Westby auto insurance rates.

Westby Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Westby, Wisconsin auto theft statistics, there have been 1 auto thefts in the city.

Westby Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Westby, Wisconsin commute length is 20.9 minutes according to City-Data.

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Compare Westby, Wisconsin Auto Insurance Quotes

Before you buy Westby, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Westby, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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