Best Cheap Auto Insurance in West York, IL (2021)

The average West York, IL auto insurance rates are $247 per month. The minimum auto insurance in West York is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in West York, Illinois, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in West York for teen drivers is Farmers
  • The cheapest auto insurance company in West York is Liberty Mutual
  • Average auto insurance rates in West York, IL for senior drivers are $1,720 per year

West York, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in West York can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in West York, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in West York to other Illinois cities, including Waukegan auto insurance rates, Chicago auto insurance rates, and Naperville auto insurance rates to see how West York, Illinois auto insurance rates stack up.

Before you buy West York, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free West York, Illinois auto insurance quotes.

Minimum Auto Insurance in West York, Illinois

West York, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in West York, Illinois.

Minimum Required Auto Insurance Coverage in West York, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap West York, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in West York, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West York, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,165 $2,165 $1,978 $1,978 $6,009 $8,367 $2,165 $2,787
Farmers $2,295 $2,301 $2,046 $2,152 $9,208 $9,593 $2,611 $2,748
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,329 $1,436 $1,108 $1,237 $4,117 $4,579 $1,392 $1,475
Nationwide $1,726 $1,759 $1,535 $1,629 $4,666 $5,999 $2,001 $2,170
Progressive $1,945 $1,862 $1,603 $1,674 $6,438 $7,236 $2,318 $2,482
State Farm $1,370 $1,370 $1,206 $1,206 $3,675 $4,680 $1,543 $1,762
Travelers $1,457 $1,540 $1,325 $1,414 $4,097 $5,145 $1,544 $1,627
USAA $1,639 $1,669 $1,524 $1,504 $5,278 $5,822 $2,158 $2,375

Cheap West York, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in West York, Illinois is a challenge. Take a look at the annual teen auto insurance rates in West York, Illinois.

Annual Auto Insurance Rates for Teen Drivers in West York, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,009 $8,367
Farmers $9,208 $9,593
GEICO $4,375 $4,641
Liberty Mutual $4,117 $4,579
Nationwide $4,666 $5,999
Progressive $6,438 $7,236
State Farm $3,675 $4,680
Travelers $4,097 $5,145
USAA $5,278 $5,822

Cheap West York, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in West York, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in West York, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $1,978 $1,978
Farmers $2,046 $2,152
GEICO $1,364 $1,612
Liberty Mutual $1,108 $1,237
Nationwide $1,535 $1,629
Progressive $1,603 $1,674
State Farm $1,206 $1,206
Travelers $1,325 $1,414
USAA $1,524 $1,504

Cheap West York, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in West York, Illinois compared to the annual auto insurance rates with a clean record in West York, Illinois.

Annual West York, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,535 $3,615 $4,782 $2,876
Farmers $3,488 $4,470 $4,359 $4,160
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,745 $2,450 $2,167 $1,974
Nationwide $2,163 $2,801 $3,294 $2,485
Progressive $2,648 $3,859 $2,927 $3,345
State Farm $1,938 $2,265 $2,102 $2,102
Travelers $1,806 $2,357 $2,648 $2,263
USAA $1,958 $2,813 $3,852 $2,361

Cheap West York, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in West York, Illinois is not easy. Compare the annual rates for DUI auto insurance in West York, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in West York, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,309
American Family $4,782
Farmers $4,359
GEICO $3,141
Liberty Mutual $2,167
Nationwide $3,294
Progressive $2,927
State Farm $2,102
Travelers $2,648
USAA $3,852

Cheap West York, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how West York, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in West York, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,600 $3,120 $2,635
Farmers $4,704 $3,921 $3,733
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,950 $1,835 $1,467
Nationwide $3,206 $2,585 $2,266
Progressive $3,669 $3,082 $2,833
State Farm $3,056 $1,830 $1,419
Travelers $2,776 $2,220 $1,810
USAA $3,658 $2,511 $2,069

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Cheap West York, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in West York, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in West York, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in West York, Illinois

ZIP Code Average Annual Rates
62478 $2,913

Cheap West York, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect West York, Illinois auto insurance. Find the cheapest annual West York, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in West York, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,407 $3,497
Farmers $4,119 $4,119
GEICO $2,263 $2,351
Liberty Mutual $2,084 $2,084
Nationwide $2,686 $2,686
Progressive $3,195 $3,195
State Farm $2,049 $2,154
Travelers $2,180 $2,357
USAA $2,669 $2,823

Cheap West York, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in West York, Illinois? Check out the comparison of annual West York, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West York, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,343 $3,577 $3,435
Farmers $3,942 $4,035 $4,381
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,976 $2,080 $2,197
Nationwide $2,684 $2,705 $2,669
Progressive $2,948 $3,175 $3,461
State Farm $2,006 $2,104 $2,194
Travelers $2,114 $2,265 $2,426
USAA $2,562 $2,743 $2,933

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Best By Category: Cheapest Auto Insurance in West York, Illinois

Compare the cheapest auto insurance companies in West York, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in West York, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest West York, Illinois Auto Insurance Companies

What auto insurance companies in West York, Illinois are the cheapest? Compare the top West York, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in West York, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,452
Farmers $4,119
GEICO $2,307
Liberty Mutual $2,084
Nationwide $2,686
Progressive $3,195
State Farm $2,102
Travelers $2,269
USAA $2,746

Compare West York, Illinois Auto Insurance Quotes

Before you buy West York, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free West York, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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