Best Cheap Auto Insurance in West Salem, WI (2021)

The average West Salem, WI auto insurance rates are $224 per month. The minimum auto insurance in West Salem is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in West Salem, Wisconsin, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The average commute length in West Salem is 18.6 minutes
  • The most expensive auto insurance company in West Salem for teen drivers is Farmers
  • The minimum auto insurance required in West Salem, Wisconsin is 25/50/10

West Salem, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in West Salem can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in West Salem, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in West Salem to other Wisconsin cities, including Racine auto insurance rates, Waukesha auto insurance rates, and Green Bay auto insurance rates to see how West Salem, Wisconsin auto insurance rates stack up.

Before you buy West Salem, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free West Salem, Wisconsin auto insurance quotes.

Minimum Auto Insurance in West Salem, Wisconsin

West Salem, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in West Salem, Wisconsin.

Minimum Required Auto Insurance Coverage in West Salem, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap West Salem, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in West Salem, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Salem, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,207 $2,332 $2,032 $2,250 $6,930 $8,907 $2,248 $2,441
American Family $911 $951 $866 $871 $2,733 $3,005 $1,080 $1,148
Farmers $1,825 $1,823 $1,616 $1,713 $8,714 $9,024 $2,076 $2,174
GEICO $1,079 $1,198 $1,130 $1,305 $3,648 $3,934 $997 $1,023
Liberty Mutual $1,594 $1,734 $1,286 $1,456 $5,641 $6,318 $1,695 $1,833
Nationwide $3,007 $3,156 $2,501 $2,629 $6,294 $9,680 $3,668 $4,319
Progressive $1,511 $1,439 $1,241 $1,291 $5,744 $6,476 $1,814 $1,962
State Farm $1,237 $1,237 $1,110 $1,110 $3,672 $4,626 $1,398 $1,602
USAA $1,245 $1,240 $1,132 $1,147 $3,211 $3,716 $1,610 $1,761

Cheap West Salem, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in West Salem, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in West Salem, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in West Salem, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,930 $8,907
American Family $2,733 $3,005
Farmers $8,714 $9,024
GEICO $3,648 $3,934
Liberty Mutual $5,641 $6,318
Nationwide $6,294 $9,680
Progressive $5,744 $6,476
State Farm $3,672 $4,626
USAA $3,211 $3,716

Cheap West Salem, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in West Salem, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in West Salem, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,032 $2,250
American Family $866 $871
Farmers $1,616 $1,713
GEICO $1,130 $1,305
Liberty Mutual $1,286 $1,456
Nationwide $2,501 $2,629
Progressive $1,241 $1,291
State Farm $1,110 $1,110
USAA $1,132 $1,147

Cheap West Salem, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in West Salem, Wisconsin compared to the annual auto insurance rates with a clean record in West Salem, Wisconsin.

Annual West Salem, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,016 $4,119 $3,835 $3,704
American Family $1,384 $1,466 $1,466 $1,466
Farmers $3,156 $3,988 $3,770 $3,569
GEICO $1,233 $2,008 $2,324 $1,592
Liberty Mutual $2,054 $2,939 $3,038 $2,748
Nationwide $3,726 $4,310 $5,281 $4,310
Progressive $2,460 $2,977 $2,552 $2,750
State Farm $1,829 $2,169 $1,999 $1,999
USAA $1,474 $1,860 $2,514 $1,682

Cheap West Salem, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in West Salem, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in West Salem, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in West Salem, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,835
American Family $1,466
Farmers $3,770
GEICO $2,324
Liberty Mutual $3,038
Nationwide $5,281
Progressive $2,552
State Farm $1,999
USAA $2,514

Cheap West Salem, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how West Salem, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in West Salem, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,817 $3,314 $2,874
American Family $1,936 $1,275 $1,126
Farmers $4,091 $3,461 $3,309
GEICO $2,344 $1,676 $1,349
Liberty Mutual $3,876 $2,355 $1,853
Nationwide $4,953 $4,133 $4,133
Progressive $3,053 $2,592 $2,409
State Farm $2,981 $1,712 $1,304
USAA $2,893 $1,531 $1,224

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Cheap West Salem, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in West Salem, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in West Salem, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in West Salem, Wisconsin

ZIP Code Average Annual Rates
54669 $2,617

Cheap West Salem, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect West Salem, Wisconsin auto insurance. Find the cheapest annual West Salem, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in West Salem, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,580 $3,756
American Family $1,421 $1,470
Farmers $3,621 $3,621
GEICO $1,756 $1,823
Liberty Mutual $2,695 $2,695
Nationwide $4,407 $4,407
Progressive $2,685 $2,685
State Farm $1,949 $2,049
USAA $1,858 $1,907

Cheap West Salem, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in West Salem, Wisconsin? Check out the comparison of annual West Salem, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Salem, Wisconsin

Insurance Company Low Medium High
Allstate $3,506 $3,659 $3,840
American Family $1,427 $1,460 $1,450
Farmers $3,338 $3,593 $3,931
GEICO $1,670 $1,789 $1,909
Liberty Mutual $2,495 $2,717 $2,872
Nationwide $4,270 $4,405 $4,545
Progressive $2,518 $2,709 $2,828
State Farm $1,877 $2,006 $2,114
USAA $1,814 $1,884 $1,950

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Best By Category: Cheapest Auto Insurance in West Salem, Wisconsin

Compare the cheapest auto insurance companies in West Salem, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in West Salem, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest West Salem, Wisconsin Auto Insurance Companies

What auto insurance companies in West Salem, Wisconsin are the cheapest? Compare the top West Salem, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in West Salem, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,668
American Family $1,446
Farmers $3,621
GEICO $1,789
Liberty Mutual $2,695
Nationwide $4,407
Progressive $2,685
State Farm $1,999
USAA $1,883

What affects auto insurance rates in West Salem, Wisconsin?

There are a lot of reasons why auto insurance rates in West Salem, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in West Salem, Wisconsin. Many local factors may affect your West Salem auto insurance rates.

West Salem Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual West Salem, Wisconsin auto theft statistics, there have been 1 auto thefts in the city.

West Salem Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average West Salem, Wisconsin commute length is 18.6 minutes according to City-Data.

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Compare West Salem, Wisconsin Auto Insurance Quotes

Before you buy West Salem, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free West Salem, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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