Best Cheap Auto Insurance in West Point, NE (2021)

The average West Point, NE auto insurance rates are $276 per month. The minimum auto insurance in West Point is at least 25/50/25 in coverage to comply with Nebraska auto insurance laws. To find the best cheap auto insurance in West Point, Nebraska, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in West Point is American Family
  • The minimum auto insurance required in West Point, Nebraska is 25/50/25
  • The most expensive auto insurance company in West Point for teen drivers is Liberty Mutual

West Point, Nebraska auto insurance requirements are 25/50/25 according to Nebraska auto insurance laws. Finding cheap auto insurance in West Point can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in West Point, Nebraska, including driving record, credit, commute time, and more.

Compare auto insurance in West Point to other Nebraska cities, including Grand Island auto insurance rates, Kearney auto insurance rates, and Omaha auto insurance rates to see how West Point, Nebraska auto insurance rates stack up.

Before you buy West Point, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free West Point, Nebraska auto insurance quotes.

Minimum Auto Insurance in West Point, Nebraska

West Point, Nebraska auto insurance laws require that you have at least the Nebraska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in West Point, Nebraska.

Minimum Required Auto Insurance Coverage in West Point, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap West Point, Nebraska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in West Point, Nebraska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Point, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,691 $1,691 $1,545 $1,545 $2,877 $4,280 $1,654 $1,796
Farmers $2,250 $2,239 $2,020 $2,129 $8,528 $8,777 $2,546 $2,665
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $3,216 $3,486 $2,539 $3,090 $14,132 $15,875 $3,367 $3,728
Nationwide $1,860 $1,923 $1,664 $1,784 $4,248 $5,308 $2,137 $2,315
Progressive $1,922 $1,845 $1,577 $1,645 $7,603 $8,559 $2,295 $2,459
State Farm $1,431 $1,431 $1,245 $1,245 $3,754 $4,804 $1,576 $1,786
USAA $1,410 $1,406 $1,282 $1,320 $4,439 $5,318 $1,824 $2,036

Cheap West Point, Nebraska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in West Point, Nebraska is a challenge. Take a look at the annual teen auto insurance rates in West Point, Nebraska.

Annual Auto Insurance Rates for Teen Drivers in West Point, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,877 $4,280
Farmers $8,528 $8,777
GEICO $6,043 $7,918
Liberty Mutual $14,132 $15,875
Nationwide $4,248 $5,308
Progressive $7,603 $8,559
State Farm $3,754 $4,804
USAA $4,439 $5,318

Cheap West Point, Nebraska Auto Insurance for Seniors

What are senior auto insurance rates in West Point, Nebraska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in West Point, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,545 $1,545
Farmers $2,020 $2,129
GEICO $2,841 $2,734
Liberty Mutual $2,539 $3,090
Nationwide $1,664 $1,784
Progressive $1,577 $1,645
State Farm $1,245 $1,245
USAA $1,282 $1,320

Cheap West Point, Nebraska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in West Point, Nebraska compared to the annual auto insurance rates with a clean record in West Point, Nebraska.

Annual West Point, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,089 $2,273 $2,089 $2,089
Farmers $3,295 $4,222 $4,118 $3,942
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $5,294 $6,248 $6,768 $6,406
Nationwide $1,878 $2,720 $3,889 $2,132
Progressive $2,960 $4,364 $3,313 $3,315
State Farm $2,015 $2,303 $2,159 $2,159
USAA $1,804 $2,273 $3,395 $2,044

Cheap West Point, Nebraska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in West Point, Nebraska is not easy. Compare the annual rates for DUI auto insurance in West Point, Nebraska to find the best deal.

Annual Auto Insurance Rates After a DUI in West Point, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,630
American Family $2,089
Farmers $4,118
GEICO $5,286
Liberty Mutual $6,768
Nationwide $3,889
Progressive $3,313
State Farm $2,159
USAA $3,395

Cheap West Point, Nebraska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how West Point, Nebraska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in West Point, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,868 $1,951 $1,587
Farmers $4,470 $3,696 $3,518
GEICO $4,349 $3,775 $3,290
Liberty Mutual $8,913 $5,391 $4,233
Nationwide $3,195 $2,538 $2,232
Progressive $3,989 $3,364 $3,111
State Farm $3,135 $1,881 $1,461
USAA $3,171 $2,146 $1,821

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Cheap West Point, Nebraska Auto Insurance Rates By Commute

Commute length and annual mileage affect West Point, Nebraska auto insurance. Find the cheapest annual West Point, Nebraska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in West Point, Nebraska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,118 $2,152
Farmers $3,894 $3,894
GEICO $3,746 $3,863
Liberty Mutual $6,179 $6,179
Nationwide $2,655 $2,655
Progressive $3,488 $3,488
State Farm $2,104 $2,214
USAA $2,352 $2,407

Cheap West Point, Nebraska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in West Point, Nebraska? Check out the comparison of annual West Point, Nebraska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Point, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,113 $2,198 $2,093
Farmers $3,733 $3,840 $4,110
GEICO $3,714 $3,801 $3,899
Liberty Mutual $6,004 $6,145 $6,388
Nationwide $2,699 $2,644 $2,622
Progressive $3,311 $3,479 $3,674
State Farm $2,081 $2,155 $2,241
USAA $2,305 $2,376 $2,457

Best By Category: Cheapest Auto Insurance in West Point, Nebraska

Compare the cheapest auto insurance companies in West Point, Nebraska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in West Point, Nebraska

Category Insurance Company
Teenagers American Family
Seniors State Farm
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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The Cheapest West Point, Nebraska Auto Insurance Companies

What auto insurance companies in West Point, Nebraska are the cheapest? Compare the top West Point, Nebraska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in West Point, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,135
Farmers $3,894
GEICO $3,805
Liberty Mutual $6,179
Nationwide $2,655
Progressive $3,488
State Farm $2,159
USAA $2,379

What affects auto insurance rates in West Point, Nebraska?

There are a lot of reasons why auto insurance rates in West Point, Nebraska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in West Point, Nebraska. Many local factors may affect your West Point auto insurance rates.

West Point Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average West Point, Nebraska commute length is 13.7 minutes according to City-Data.

Compare West Point, Nebraska Auto Insurance Quotes

Before you buy West Point, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free West Point, Nebraska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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