Best Cheap Auto Insurance in West Point, GA (2021)

The average West Point, GA auto insurance rates are $414 per month. The minimum auto insurance in West Point is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in West Point, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in West Point is GEICO
  • Average auto insurance rates in West Point, GA for senior drivers are $2,766 per year
  • The minimum auto insurance required in West Point, Georgia is 25/50/25

West Point, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in West Point can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in West Point, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in West Point to other Georgia cities, including Savannah auto insurance rates, Warner Robins auto insurance rates, and Sandy Springs auto insurance rates to see how West Point, Georgia auto insurance rates stack up.

Before you buy West Point, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free West Point, Georgia auto insurance quotes.

Minimum Auto Insurance in West Point, Georgia

West Point, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in West Point, Georgia.

Minimum Required Auto Insurance Coverage in West Point, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap West Point, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in West Point, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Point, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,618 $2,618 $2,506 $2,506 $6,099 $7,859 $2,929 $3,198
GEICO $1,868 $1,836 $1,802 $1,802 $5,413 $6,476 $2,372 $2,644
Liberty Mutual $5,232 $5,696 $4,285 $4,857 $21,794 $24,327 $5,554 $5,923
Nationwide $4,239 $4,384 $4,168 $4,589 $13,290 $17,155 $5,176 $5,628
Progressive $2,849 $2,649 $2,444 $2,553 $8,608 $9,547 $3,306 $3,478
State Farm $2,233 $2,233 $1,993 $1,993 $5,775 $7,611 $2,444 $2,633
USAA $1,746 $1,746 $1,606 $1,622 $6,174 $7,334 $2,177 $2,415

Cheap West Point, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in West Point, Georgia is a challenge. Take a look at the annual teen auto insurance rates in West Point, Georgia.

Annual Auto Insurance Rates for Teen Drivers in West Point, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,099 $7,859
GEICO $5,413 $6,476
Liberty Mutual $21,794 $24,327
Nationwide $13,290 $17,155
Progressive $8,608 $9,547
State Farm $5,775 $7,611
USAA $6,174 $7,334

Cheap West Point, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in West Point, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in West Point, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,506 $2,506
GEICO $1,802 $1,802
Liberty Mutual $4,285 $4,857
Nationwide $4,168 $4,589
Progressive $2,444 $2,553
State Farm $1,993 $1,993
USAA $1,606 $1,622

Cheap West Point, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in West Point, Georgia compared to the annual auto insurance rates with a clean record in West Point, Georgia.

Annual West Point, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,128 $4,823 $3,927 $3,290
GEICO $2,029 $2,552 $5,250 $2,274
Liberty Mutual $7,370 $10,063 $11,577 $9,824
Nationwide $5,628 $6,611 $10,241 $6,835
Progressive $3,502 $6,053 $4,089 $4,073
State Farm $3,079 $3,650 $3,364 $3,364
USAA $2,376 $2,999 $4,389 $2,646

Cheap West Point, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in West Point, Georgia is not easy. Compare the annual rates for DUI auto insurance in West Point, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in West Point, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,927
GEICO $5,250
Liberty Mutual $11,577
Nationwide $10,241
Progressive $4,089
State Farm $3,364
USAA $4,389

Cheap West Point, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how West Point, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in West Point, Georgia

Insurance Company Poor Fair Good
Allstate $4,911 $3,416 $3,048
GEICO $3,807 $2,675 $2,598
Liberty Mutual $13,927 $8,520 $6,678
Nationwide $8,751 $7,067 $6,169
Progressive $5,030 $4,297 $3,961
State Farm $4,771 $2,970 $2,352
USAA $4,053 $2,837 $2,417

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Cheap West Point, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in West Point, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in West Point, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in West Point, Georgia

ZIP Code Average Annual Rates
31833 $4,799

Cheap West Point, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect West Point, Georgia auto insurance. Find the cheapest annual West Point, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in West Point, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,706 $3,877
GEICO $2,974 $3,079
Liberty Mutual $9,709 $9,709
Nationwide $7,329 $7,329
Progressive $4,429 $4,429
State Farm $3,364 $3,364
USAA $2,961 $3,244

Cheap West Point, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in West Point, Georgia? Check out the comparison of annual West Point, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Point, Georgia

Insurance Company Low Medium High
Allstate $3,499 $3,830 $4,046
GEICO $2,832 $3,039 $3,209
Liberty Mutual $9,327 $9,657 $10,141
Nationwide $7,265 $7,454 $7,268
Progressive $4,108 $4,368 $4,812
State Farm $3,164 $3,366 $3,562
USAA $2,964 $3,086 $3,257

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Best By Category: Cheapest Auto Insurance in West Point, Georgia

Compare the cheapest auto insurance companies in West Point, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in West Point, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest West Point, Georgia Auto Insurance Companies

What auto insurance companies in West Point, Georgia are the cheapest? Compare the top West Point, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in West Point, Georgia

Insurance Company Average Annual Rates
Allstate $3,792
GEICO $3,027
Liberty Mutual $9,709
Nationwide $7,329
Progressive $4,429
State Farm $3,364
USAA $3,102

What affects auto insurance rates in West Point, Georgia?

There are a lot of reasons why auto insurance rates in West Point, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in West Point, Georgia. Many local factors may affect your West Point auto insurance rates.

West Point Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average West Point, Georgia commute length is 18.1 minutes according to City-Data.

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Compare West Point, Georgia Auto Insurance Quotes

Before you buy West Point, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free West Point, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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