Best Cheap Auto Insurance in West Paducah, KY (2021)

The average West Paducah, KY auto insurance rates are $348 per month. The minimum auto insurance in West Paducah is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in West Paducah, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in West Paducah, Kentucky is 25/50/25
  • Average auto insurance rates in West Paducah, KY for senior drivers are $2,330 per year
  • The most expensive auto insurance company in West Paducah for teen drivers is Travelers

West Paducah, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in West Paducah can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in West Paducah, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in West Paducah to other Kentucky cities, including Florence auto insurance rates, Covington auto insurance rates, and Richmond auto insurance rates to see how West Paducah, Kentucky auto insurance rates stack up.

Before you buy West Paducah, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free West Paducah, Kentucky auto insurance quotes.

Minimum Auto Insurance in West Paducah, Kentucky

West Paducah, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in West Paducah, Kentucky.

Minimum Required Auto Insurance Coverage in West Paducah, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap West Paducah, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in West Paducah, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Paducah, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,097 $3,079 $2,781 $2,968 $11,126 $12,510 $3,470 $3,685
GEICO $3,289 $3,046 $3,439 $3,114 $6,717 $7,953 $2,687 $2,319
Liberty Mutual $2,549 $2,762 $2,162 $2,416 $10,433 $11,550 $2,672 $2,792
Nationwide $3,102 $3,111 $2,798 $2,933 $6,835 $8,556 $3,500 $3,684
Progressive $2,108 $2,020 $1,876 $1,897 $9,842 $11,113 $2,614 $2,678
State Farm $1,830 $1,830 $1,636 $1,636 $5,398 $6,835 $2,040 $2,276
Travelers $2,222 $2,263 $2,177 $2,183 $10,570 $16,956 $2,320 $2,687
USAA $1,795 $1,799 $1,621 $1,649 $4,778 $5,035 $2,267 $2,484

Cheap West Paducah, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in West Paducah, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in West Paducah, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in West Paducah, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,126 $12,510
GEICO $6,717 $7,953
Liberty Mutual $10,433 $11,550
Nationwide $6,835 $8,556
Progressive $9,842 $11,113
State Farm $5,398 $6,835
Travelers $10,570 $16,956
USAA $4,778 $5,035

Cheap West Paducah, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in West Paducah, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in West Paducah, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,781 $2,968
GEICO $3,439 $3,114
Liberty Mutual $2,162 $2,416
Nationwide $2,798 $2,933
Progressive $1,876 $1,897
State Farm $1,636 $1,636
Travelers $2,177 $2,183
USAA $1,621 $1,649

Cheap West Paducah, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in West Paducah, Kentucky compared to the annual auto insurance rates with a clean record in West Paducah, Kentucky.

Annual West Paducah, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,460 $5,773 $6,123 $5,003
GEICO $2,416 $4,313 $6,595 $2,959
Liberty Mutual $3,899 $5,977 $4,654 $4,138
Nationwide $3,421 $4,439 $5,628 $3,772
Progressive $3,535 $5,204 $4,034 $4,300
State Farm $2,686 $3,184 $2,935 $2,935
Travelers $4,512 $4,642 $6,696 $4,837
USAA $2,019 $2,855 $3,410 $2,431

Cheap West Paducah, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in West Paducah, Kentucky is not easy. Compare the annual rates for DUI auto insurance in West Paducah, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in West Paducah, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,123
GEICO $6,595
Liberty Mutual $4,654
Nationwide $5,628
Progressive $4,034
State Farm $2,935
Travelers $6,696
USAA $3,410

Cheap West Paducah, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how West Paducah, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in West Paducah, Kentucky

Insurance Company Poor Fair Good
Allstate $7,059 $4,879 $4,080
GEICO $6,693 $3,342 $2,177
Liberty Mutual $6,664 $4,097 $3,239
Nationwide $5,246 $4,115 $3,584
Progressive $4,792 $4,152 $3,861
State Farm $4,237 $2,564 $2,004
Travelers $5,771 $4,882 $4,863
USAA $3,978 $2,235 $1,823

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Cheap West Paducah, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in West Paducah, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in West Paducah, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in West Paducah, Kentucky

ZIP Code Average Annual Rates
42086 $3,751

Cheap West Paducah, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect West Paducah, Kentucky auto insurance. Find the cheapest annual West Paducah, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in West Paducah, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,340 $5,340
GEICO $4,032 $4,109
Liberty Mutual $4,667 $4,667
Nationwide $4,315 $4,315
Progressive $4,268 $4,268
State Farm $2,863 $3,007
Travelers $5,172 $5,172
USAA $2,579 $2,778

Cheap West Paducah, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in West Paducah, Kentucky? Check out the comparison of annual West Paducah, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Paducah, Kentucky

Insurance Company Low Medium High
Allstate $5,022 $5,322 $5,675
GEICO $3,814 $4,059 $4,339
Liberty Mutual $4,461 $4,640 $4,899
Nationwide $4,380 $4,266 $4,300
Progressive $3,969 $4,223 $4,613
State Farm $2,756 $2,930 $3,119
Travelers $4,915 $5,196 $5,405
USAA $2,555 $2,672 $2,809

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Best By Category: Cheapest Auto Insurance in West Paducah, Kentucky

Compare the cheapest auto insurance companies in West Paducah, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in West Paducah, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest West Paducah, Kentucky Auto Insurance Companies

What auto insurance companies in West Paducah, Kentucky are the cheapest? Compare the top West Paducah, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in West Paducah, Kentucky

Insurance Company Average Annual Rates
Allstate $5,340
GEICO $4,071
Liberty Mutual $4,667
Nationwide $4,315
Progressive $4,268
State Farm $2,935
Travelers $5,172
USAA $2,679

Compare West Paducah, Kentucky Auto Insurance Quotes

Before you buy West Paducah, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free West Paducah, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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