Best Cheap Auto Insurance in West Olive, MI (2021)

The average West Olive, MI auto insurance rates are $697 per month. The minimum auto insurance in West Olive is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in West Olive, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in West Olive, MI for senior drivers are $5,505 per year
  • The cheapest auto insurance company in West Olive is USAA
  • The minimum auto insurance required in West Olive, Michigan is 20/40/10

West Olive, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in West Olive can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in West Olive, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in West Olive to other Michigan cities, including Grand Rapids auto insurance rates, Sterling Heights auto insurance rates, and Livonia auto insurance rates to see how West Olive, Michigan auto insurance rates stack up.

Before you buy West Olive, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free West Olive, Michigan auto insurance quotes.

Minimum Auto Insurance in West Olive, Michigan

West Olive, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in West Olive, Michigan.

Minimum Required Auto Insurance Coverage in West Olive, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap West Olive, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in West Olive, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Olive, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,872 $14,872 $13,782 $13,782 $37,556 $37,556 $15,678 $15,678
Farmers $3,598 $3,598 $3,354 $3,354 $8,209 $8,209 $4,048 $4,048
GEICO $3,461 $3,461 $3,559 $3,559 $10,271 $10,271 $3,320 $3,320
Liberty Mutual $12,154 $12,154 $12,035 $12,035 $28,466 $28,466 $12,154 $12,154
Nationwide $3,878 $3,878 $3,449 $3,449 $10,450 $10,450 $4,263 $4,263
Progressive $2,600 $2,435 $2,308 $2,548 $9,660 $10,383 $3,026 $2,842
State Farm $5,325 $5,325 $4,917 $4,917 $18,517 $18,517 $6,257 $6,257
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,365 $2,258 $2,222 $2,108 $5,853 $5,617 $2,898 $2,805

Cheap West Olive, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in West Olive, Michigan is a challenge. Take a look at the annual teen auto insurance rates in West Olive, Michigan.

Annual Auto Insurance Rates for Teen Drivers in West Olive, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,556 $37,556
Farmers $8,209 $8,209
GEICO $10,271 $10,271
Liberty Mutual $28,466 $28,466
Nationwide $10,450 $10,450
Progressive $9,660 $10,383
State Farm $18,517 $18,517
Travelers $13,395 $13,395
USAA $5,853 $5,617

Cheap West Olive, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in West Olive, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in West Olive, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,782 $13,782
Farmers $3,354 $3,354
GEICO $3,559 $3,559
Liberty Mutual $12,035 $12,035
Nationwide $3,449 $3,449
Progressive $2,308 $2,548
State Farm $4,917 $4,917
Travelers $3,858 $3,858
USAA $2,222 $2,108

Cheap West Olive, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in West Olive, Michigan compared to the annual auto insurance rates with a clean record in West Olive, Michigan.

Annual West Olive, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,917 $13,245 $44,795 $13,932
Farmers $4,035 $5,144 $5,071 $4,959
GEICO $1,777 $3,839 $11,662 $3,334
Liberty Mutual $11,234 $13,649 $25,467 $14,460
Nationwide $4,729 $6,287 $5,713 $5,311
Progressive $3,821 $4,974 $4,469 $4,639
State Farm $5,573 $6,679 $14,425 $8,339
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,632 $3,275 $4,288 $2,868

Cheap West Olive, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in West Olive, Michigan is not easy. Compare the annual rates for DUI auto insurance in West Olive, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in West Olive, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,795
Farmers $5,071
GEICO $11,662
Liberty Mutual $25,467
Nationwide $5,713
Progressive $4,469
State Farm $14,425
Travelers $10,331
USAA $4,288

Cheap West Olive, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how West Olive, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in West Olive, Michigan

Insurance Company Poor Fair Good
Allstate $30,993 $17,197 $13,226
Farmers $6,270 $4,225 $3,912
GEICO $6,619 $4,872 $3,968
Liberty Mutual $25,608 $14,806 $8,194
Nationwide $6,865 $5,217 $4,448
Progressive $5,133 $4,350 $3,944
State Farm $14,161 $7,195 $4,906
Travelers $6,813 $6,608 $6,525
USAA $4,874 $2,785 $2,138

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Cheap West Olive, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in West Olive, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in West Olive, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in West Olive, Michigan

ZIP Code Average Annual Rates
49460 $5,937

Cheap West Olive, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect West Olive, Michigan auto insurance. Find the cheapest annual West Olive, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in West Olive, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $20,472 $20,472
Farmers $4,802 $4,802
GEICO $5,039 $5,267
Liberty Mutual $15,648 $16,757
Nationwide $5,510 $5,510
Progressive $4,475 $4,475
State Farm $8,534 $8,974
Travelers $6,611 $6,686
USAA $3,229 $3,302

Cheap West Olive, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in West Olive, Michigan? Check out the comparison of annual West Olive, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Olive, Michigan

Insurance Company Low Medium High
Allstate $19,989 $20,515 $20,912
Farmers $4,683 $4,792 $4,932
GEICO $4,826 $5,108 $5,525
Liberty Mutual $15,867 $16,170 $16,570
Nationwide $5,768 $5,416 $5,347
Progressive $4,357 $4,480 $4,589
State Farm $8,393 $8,798 $9,071
Travelers $6,575 $6,656 $6,715
USAA $3,176 $3,273 $3,348

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Best By Category: Cheapest Auto Insurance in West Olive, Michigan

Compare the cheapest auto insurance companies in West Olive, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in West Olive, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest West Olive, Michigan Auto Insurance Companies

What auto insurance companies in West Olive, Michigan are the cheapest? Compare the top West Olive, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in West Olive, Michigan

Insurance Company Average Annual Rates
Allstate $20,472
Farmers $4,802
GEICO $5,153
Liberty Mutual $16,202
Nationwide $5,510
Progressive $4,475
State Farm $8,754
Travelers $6,649
USAA $3,266

Compare West Olive, Michigan Auto Insurance Quotes

Before you buy West Olive, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free West Olive, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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