Best Cheap Auto Insurance in West Milford, NJ (2021)

The average West Milford, NJ auto insurance rates are $402 per month. The minimum auto insurance in West Milford is at least 15/30/5 in coverage to comply with New Jersey auto insurance laws. To find the best cheap auto insurance in West Milford, New Jersey, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in West Milford is GEICO
  • The minimum auto insurance required in West Milford, New Jersey is 15/30/5
  • Average auto insurance rates in West Milford, NJ for senior drivers are $2,991 per year

West Milford, New Jersey auto insurance requirements are 15/30/5 according to New Jersey auto insurance laws. Finding cheap auto insurance in West Milford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in West Milford, New Jersey, including driving record, credit, commute time, and more.

Compare auto insurance in West Milford to other New Jersey cities, including Union City auto insurance rates, Clifton auto insurance rates, and Elizabeth auto insurance rates to see how West Milford, New Jersey auto insurance rates stack up.

Before you buy West Milford, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free West Milford, New Jersey auto insurance quotes.

Minimum Auto Insurance in West Milford, New Jersey

West Milford, New Jersey auto insurance laws require that you have at least the New Jersey minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in West Milford, New Jersey.

Minimum Required Auto Insurance Coverage in West Milford, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap West Milford, New Jersey Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in West Milford, New Jersey are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Milford, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,076 $3,060 $2,972 $2,972 $9,739 $12,084 $3,598 $3,748
Farmers $4,232 $4,270 $4,110 $4,030 $12,414 $14,276 $5,031 $5,162
GEICO $2,185 $2,134 $2,119 $2,119 $3,918 $3,968 $2,492 $2,461
Liberty Mutual $3,592 $3,592 $3,939 $3,939 $9,217 $10,454 $3,939 $4,513
Progressive $1,828 $1,696 $1,652 $1,695 $8,209 $9,071 $2,159 $2,079
State Farm $3,630 $3,630 $3,272 $3,272 $11,692 $15,026 $4,125 $4,607
Travelers $3,114 $3,024 $2,882 $2,906 $7,045 $7,929 $3,034 $3,005

Cheap West Milford, New Jersey Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in West Milford, New Jersey is a challenge. Take a look at the annual teen auto insurance rates in West Milford, New Jersey.

Annual Auto Insurance Rates for Teen Drivers in West Milford, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,739 $12,084
Farmers $12,414 $14,276
GEICO $3,918 $3,968
Liberty Mutual $9,217 $10,454
Progressive $8,209 $9,071
State Farm $11,692 $15,026
Travelers $7,045 $7,929

Cheap West Milford, New Jersey Auto Insurance for Seniors

What are senior auto insurance rates in West Milford, New Jersey? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in West Milford, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,972 $2,972
Farmers $4,110 $4,030
GEICO $2,119 $2,119
Liberty Mutual $3,939 $3,939
Progressive $1,652 $1,695
State Farm $3,272 $3,272
Travelers $2,882 $2,906

Cheap West Milford, New Jersey Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in West Milford, New Jersey compared to the annual auto insurance rates with a clean record in West Milford, New Jersey.

Annual West Milford, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,867 $6,423 $5,630 $4,704
Farmers $5,180 $8,795 $7,150 $5,638
GEICO $2,080 $2,735 $3,803 $2,080
Liberty Mutual $5,187 $5,926 $5,293 $5,187
Progressive $3,063 $4,080 $3,489 $3,562
State Farm $3,360 $6,088 $9,781 $5,398
Travelers $3,166 $4,708 $4,534 $4,061

Cheap West Milford, New Jersey Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in West Milford, New Jersey is not easy. Compare the annual rates for DUI auto insurance in West Milford, New Jersey to find the best deal.

Annual Auto Insurance Rates After a DUI in West Milford, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,630
Farmers $7,150
GEICO $3,803
Liberty Mutual $5,293
Progressive $3,489
State Farm $9,781
Travelers $4,534

Cheap West Milford, New Jersey Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how West Milford, New Jersey annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in West Milford, New Jersey

Insurance Company Poor Fair Good
Allstate $7,134 $4,654 $3,680
Farmers $7,931 $6,244 $5,896
GEICO $4,025 $2,318 $1,681
Liberty Mutual $6,824 $5,076 $4,295
Progressive $3,964 $3,470 $3,212
State Farm $8,893 $5,377 $4,200
Travelers $5,520 $4,055 $2,776

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Cheap West Milford, New Jersey Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in West Milford, New Jersey can vary. Compare the annual cost of auto insurance by ZIP code in West Milford, New Jersey to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in West Milford, New Jersey

ZIP Code Average Annual Rates
7480 $4,562

Cheap West Milford, New Jersey Auto Insurance Rates By Commute

Commute length and annual mileage affect West Milford, New Jersey auto insurance. Find the cheapest annual West Milford, New Jersey auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in West Milford, New Jersey

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,146 $5,166
Farmers $6,691 $6,691
GEICO $2,653 $2,696
Liberty Mutual $5,346 $5,450
Progressive $3,549 $3,549
State Farm $6,004 $6,309
Travelers $4,117 $4,117

Cheap West Milford, New Jersey Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in West Milford, New Jersey? Check out the comparison of annual West Milford, New Jersey auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Milford, New Jersey

Insurance Company Low Medium High
Allstate $4,780 $5,228 $5,460
Farmers $6,055 $6,666 $7,352
GEICO $2,417 $2,724 $2,882
Liberty Mutual $4,859 $5,556 $5,779
Progressive $3,228 $3,604 $3,814
State Farm $5,773 $6,228 $6,469
Travelers $3,792 $4,121 $4,439

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Best By Category: Cheapest Auto Insurance in West Milford, New Jersey

Compare the cheapest auto insurance companies in West Milford, New Jersey in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in West Milford, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest West Milford, New Jersey Auto Insurance Companies

What auto insurance companies in West Milford, New Jersey are the cheapest? Compare the top West Milford, New Jersey auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in West Milford, New Jersey

Insurance Company Average Annual Rates
Allstate $5,156
Farmers $6,691
GEICO $2,674
Liberty Mutual $5,398
Progressive $3,549
State Farm $6,157
Travelers $4,117

Compare West Milford, New Jersey Auto Insurance Quotes

Before you buy West Milford, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free West Milford, New Jersey auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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