Best Cheap Auto Insurance in West Liberty, KY (2021)

The average West Liberty, KY auto insurance rates are $472 per month. The minimum auto insurance in West Liberty is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in West Liberty, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in West Liberty for teen drivers is Allstate
  • Average auto insurance rates in West Liberty, KY for senior drivers are $3,045 per year
  • The average commute length in West Liberty is 21.8 minutes

West Liberty, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in West Liberty can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in West Liberty, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in West Liberty to other Kentucky cities, including Richmond auto insurance rates, Florence auto insurance rates, and Bowling Green auto insurance rates to see how West Liberty, Kentucky auto insurance rates stack up.

Before you buy West Liberty, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free West Liberty, Kentucky auto insurance quotes.

Minimum Auto Insurance in West Liberty, Kentucky

West Liberty, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in West Liberty, Kentucky.

Minimum Required Auto Insurance Coverage in West Liberty, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap West Liberty, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in West Liberty, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Liberty, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,341 $5,232 $4,866 $5,213 $22,283 $24,728 $5,808 $6,075
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,474 $3,779 $2,956 $3,317 $14,075 $15,593 $3,624 $3,766
Nationwide $4,176 $4,157 $3,786 $3,938 $9,154 $11,310 $4,716 $4,913
Progressive $2,459 $2,333 $2,213 $2,216 $12,203 $13,864 $3,056 $3,124
State Farm $2,044 $2,044 $1,820 $1,820 $6,013 $7,604 $2,277 $2,552
Travelers $3,078 $3,129 $3,057 $3,056 $15,976 $25,955 $3,229 $3,679
USAA $1,830 $1,836 $1,649 $1,680 $4,861 $5,119 $2,312 $2,535

Cheap West Liberty, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in West Liberty, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in West Liberty, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in West Liberty, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,283 $24,728
GEICO $7,170 $8,568
Liberty Mutual $14,075 $15,593
Nationwide $9,154 $11,310
Progressive $12,203 $13,864
State Farm $6,013 $7,604
Travelers $15,976 $25,955
USAA $4,861 $5,119

Cheap West Liberty, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in West Liberty, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in West Liberty, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,866 $5,213
GEICO $3,742 $3,389
Liberty Mutual $2,956 $3,317
Nationwide $3,786 $3,938
Progressive $2,213 $2,216
State Farm $1,820 $1,820
Travelers $3,057 $3,056
USAA $1,649 $1,680

Cheap West Liberty, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in West Liberty, Kentucky compared to the annual auto insurance rates with a clean record in West Liberty, Kentucky.

Annual West Liberty, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,070 $10,802 $11,659 $9,243
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $5,266 $8,120 $6,303 $5,603
Nationwide $4,602 $5,931 $7,482 $5,060
Progressive $4,280 $6,362 $4,883 $5,207
State Farm $2,995 $3,548 $3,272 $3,272
Travelers $6,644 $6,833 $9,973 $7,129
USAA $2,057 $2,908 $3,474 $2,473

Cheap West Liberty, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in West Liberty, Kentucky is not easy. Compare the annual rates for DUI auto insurance in West Liberty, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in West Liberty, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,659
GEICO $7,199
Liberty Mutual $6,303
Nationwide $7,482
Progressive $4,883
State Farm $3,272
Travelers $9,973
USAA $3,474

Cheap West Liberty, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how West Liberty, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in West Liberty, Kentucky

Insurance Company Poor Fair Good
Allstate $13,256 $9,086 $7,488
GEICO $7,256 $3,623 $2,361
Liberty Mutual $9,082 $5,534 $4,354
Nationwide $7,064 $5,496 $4,746
Progressive $5,787 $5,052 $4,710
State Farm $4,728 $2,857 $2,230
Travelers $8,519 $7,218 $7,198
USAA $4,060 $2,272 $1,851

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Cheap West Liberty, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in West Liberty, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in West Liberty, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in West Liberty, Kentucky

ZIP Code Average Annual Rates
41472 $5,153

Cheap West Liberty, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect West Liberty, Kentucky auto insurance. Find the cheapest annual West Liberty, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in West Liberty, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,943 $9,943
GEICO $4,371 $4,456
Liberty Mutual $6,323 $6,323
Nationwide $5,769 $5,769
Progressive $5,183 $5,183
State Farm $3,193 $3,350
Travelers $7,645 $7,645
USAA $2,626 $2,829

Cheap West Liberty, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in West Liberty, Kentucky? Check out the comparison of annual West Liberty, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Liberty, Kentucky

Insurance Company Low Medium High
Allstate $8,740 $9,880 $11,210
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,963 $6,276 $6,730
Nationwide $5,740 $5,677 $5,890
Progressive $4,752 $5,097 $5,700
State Farm $3,095 $3,267 $3,454
Travelers $7,182 $7,668 $8,084
USAA $2,605 $2,721 $2,858

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Best By Category: Cheapest Auto Insurance in West Liberty, Kentucky

Compare the cheapest auto insurance companies in West Liberty, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in West Liberty, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest West Liberty, Kentucky Auto Insurance Companies

What auto insurance companies in West Liberty, Kentucky are the cheapest? Compare the top West Liberty, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in West Liberty, Kentucky

Insurance Company Average Annual Rates
Allstate $9,943
GEICO $4,413
Liberty Mutual $6,323
Nationwide $5,769
Progressive $5,183
State Farm $3,272
Travelers $7,645
USAA $2,728

What affects auto insurance rates in West Liberty, Kentucky?

There are a lot of reasons why auto insurance rates in West Liberty, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in West Liberty, Kentucky. Many local factors may affect your West Liberty auto insurance rates.

West Liberty Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average West Liberty, Kentucky commute length is 21.8 minutes according to City-Data.

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Compare West Liberty, Kentucky Auto Insurance Quotes

Before you buy West Liberty, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free West Liberty, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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