Best Cheap Auto Insurance in West Liberty, IL (2021)

The average West Liberty, IL auto insurance rates are $246 per month. The minimum auto insurance in West Liberty is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in West Liberty, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in West Liberty, Illinois is 25/50/20
  • The most expensive auto insurance company in West Liberty for teen drivers is Farmers
  • The cheapest auto insurance company in West Liberty is State Farm

West Liberty, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in West Liberty can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in West Liberty, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in West Liberty to other Illinois cities, including Chicago auto insurance rates, Naperville auto insurance rates, and Joliet auto insurance rates to see how West Liberty, Illinois auto insurance rates stack up.

Before you buy West Liberty, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free West Liberty, Illinois auto insurance quotes.

Minimum Auto Insurance in West Liberty, Illinois

West Liberty, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in West Liberty, Illinois.

Minimum Required Auto Insurance Coverage in West Liberty, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap West Liberty, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in West Liberty, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Liberty, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,165 $2,165 $1,978 $1,978 $6,009 $8,367 $2,165 $2,787
Farmers $2,284 $2,291 $2,036 $2,140 $9,182 $9,573 $2,601 $2,740
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,366 $1,477 $1,137 $1,273 $4,276 $4,762 $1,428 $1,512
Nationwide $1,726 $1,759 $1,535 $1,629 $4,666 $5,999 $2,001 $2,170
Progressive $1,887 $1,800 $1,554 $1,626 $6,363 $7,148 $2,245 $2,408
State Farm $1,370 $1,370 $1,206 $1,206 $3,675 $4,680 $1,543 $1,762
Travelers $1,380 $1,456 $1,248 $1,330 $3,802 $4,731 $1,463 $1,541
USAA $1,639 $1,669 $1,524 $1,504 $5,278 $5,822 $2,158 $2,375

Cheap West Liberty, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in West Liberty, Illinois is a challenge. Take a look at the annual teen auto insurance rates in West Liberty, Illinois.

Annual Auto Insurance Rates for Teen Drivers in West Liberty, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,009 $8,367
Farmers $9,182 $9,573
GEICO $4,375 $4,641
Liberty Mutual $4,276 $4,762
Nationwide $4,666 $5,999
Progressive $6,363 $7,148
State Farm $3,675 $4,680
Travelers $3,802 $4,731
USAA $5,278 $5,822

Cheap West Liberty, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in West Liberty, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in West Liberty, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $1,978 $1,978
Farmers $2,036 $2,140
GEICO $1,364 $1,612
Liberty Mutual $1,137 $1,273
Nationwide $1,535 $1,629
Progressive $1,554 $1,626
State Farm $1,206 $1,206
Travelers $1,248 $1,330
USAA $1,524 $1,504

Cheap West Liberty, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in West Liberty, Illinois compared to the annual auto insurance rates with a clean record in West Liberty, Illinois.

Annual West Liberty, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,535 $3,615 $4,782 $2,876
Farmers $3,477 $4,455 $4,345 $4,147
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,802 $2,535 $2,239 $2,039
Nationwide $2,163 $2,801 $3,294 $2,485
Progressive $2,591 $3,788 $2,865 $3,272
State Farm $1,938 $2,265 $2,102 $2,102
Travelers $1,694 $2,205 $2,458 $2,118
USAA $1,958 $2,813 $3,852 $2,361

Cheap West Liberty, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in West Liberty, Illinois is not easy. Compare the annual rates for DUI auto insurance in West Liberty, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in West Liberty, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,309
American Family $4,782
Farmers $4,345
GEICO $3,141
Liberty Mutual $2,239
Nationwide $3,294
Progressive $2,865
State Farm $2,102
Travelers $2,458
USAA $3,852

Cheap West Liberty, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how West Liberty, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in West Liberty, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,600 $3,120 $2,635
Farmers $4,687 $3,909 $3,722
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,051 $1,896 $1,514
Nationwide $3,206 $2,585 $2,266
Progressive $3,590 $3,019 $2,777
State Farm $3,056 $1,830 $1,419
Travelers $2,594 $2,071 $1,691
USAA $3,658 $2,511 $2,069

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Cheap West Liberty, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in West Liberty, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in West Liberty, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in West Liberty, Illinois

ZIP Code Average Annual Rates
62475 $2,896

Cheap West Liberty, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect West Liberty, Illinois auto insurance. Find the cheapest annual West Liberty, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in West Liberty, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,407 $3,497
Farmers $4,106 $4,106
GEICO $2,263 $2,351
Liberty Mutual $2,154 $2,154
Nationwide $2,686 $2,686
Progressive $3,129 $3,129
State Farm $2,049 $2,154
Travelers $2,036 $2,201
USAA $2,669 $2,823

Cheap West Liberty, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in West Liberty, Illinois? Check out the comparison of annual West Liberty, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Liberty, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,343 $3,577 $3,435
Farmers $3,931 $4,022 $4,365
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,030 $2,149 $2,283
Nationwide $2,684 $2,705 $2,669
Progressive $2,875 $3,110 $3,402
State Farm $2,006 $2,104 $2,194
Travelers $1,993 $2,116 $2,247
USAA $2,562 $2,743 $2,933

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Best By Category: Cheapest Auto Insurance in West Liberty, Illinois

Compare the cheapest auto insurance companies in West Liberty, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in West Liberty, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest West Liberty, Illinois Auto Insurance Companies

What auto insurance companies in West Liberty, Illinois are the cheapest? Compare the top West Liberty, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in West Liberty, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,452
Farmers $4,106
GEICO $2,307
Liberty Mutual $2,154
Nationwide $2,686
Progressive $3,129
State Farm $2,102
Travelers $2,119
USAA $2,746

Compare West Liberty, Illinois Auto Insurance Quotes

Before you buy West Liberty, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free West Liberty, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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