Best Cheap Auto Insurance in West Haven, CT (2021)

The average West Haven, CT auto insurance rates are $465 per month. The minimum auto insurance in West Haven is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in West Haven, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in West Haven, Connecticut is 25/50/20
  • The cheapest auto insurance company in West Haven is State Farm
  • The average commute length in West Haven is 23.2 minutes

West Haven, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in West Haven can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in West Haven, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in West Haven to other Connecticut cities, including Danbury auto insurance rates, Waterbury auto insurance rates, and Stamford auto insurance rates to see how West Haven, Connecticut auto insurance rates stack up.

Before you buy West Haven, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free West Haven, Connecticut auto insurance quotes.

Minimum Auto Insurance in West Haven, Connecticut

West Haven, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in West Haven, Connecticut.

Minimum Required Auto Insurance Coverage in West Haven, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap West Haven, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in West Haven, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Haven, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,279 $4,211 $3,956 $4,238 $12,986 $15,318 $4,449 $4,632
GEICO $2,824 $2,832 $2,620 $2,642 $6,582 $7,716 $2,715 $2,618
Liberty Mutual $3,992 $4,354 $3,070 $3,805 $20,053 $22,641 $4,029 $4,394
Nationwide $2,983 $3,009 $2,678 $2,806 $8,418 $10,676 $3,476 $3,738
Progressive $3,288 $3,044 $2,791 $2,927 $13,757 $15,259 $3,724 $4,147
State Farm $2,217 $2,217 $2,046 $2,046 $6,824 $8,610 $2,498 $2,856
Travelers $2,158 $2,189 $2,155 $2,152 $17,266 $28,260 $2,345 $2,615
USAA $2,331 $2,302 $2,184 $2,151 $7,472 $7,810 $3,134 $3,236

Cheap West Haven, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in West Haven, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in West Haven, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in West Haven, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,986 $15,318
GEICO $6,582 $7,716
Liberty Mutual $20,053 $22,641
Nationwide $8,418 $10,676
Progressive $13,757 $15,259
State Farm $6,824 $8,610
Travelers $17,266 $28,260
USAA $7,472 $7,810

Cheap West Haven, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in West Haven, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in West Haven, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,956 $4,238
GEICO $2,620 $2,642
Liberty Mutual $3,070 $3,805
Nationwide $2,678 $2,806
Progressive $2,791 $2,927
State Farm $2,046 $2,046
Travelers $2,155 $2,152
USAA $2,184 $2,151

Cheap West Haven, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in West Haven, Connecticut compared to the annual auto insurance rates with a clean record in West Haven, Connecticut.

Annual West Haven, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,750 $7,129 $8,405 $5,750
GEICO $2,414 $3,170 $6,724 $2,966
Liberty Mutual $7,257 $9,089 $9,012 $7,811
Nationwide $3,841 $5,030 $5,755 $4,266
Progressive $5,222 $7,569 $5,508 $6,170
State Farm $3,407 $3,750 $3,750 $3,750
Travelers $5,948 $6,447 $9,387 $7,788
USAA $2,938 $3,702 $5,733 $2,938

Cheap West Haven, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in West Haven, Connecticut is not easy. Compare the annual rates for DUI auto insurance in West Haven, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in West Haven, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,405
GEICO $6,724
Liberty Mutual $9,012
Nationwide $5,755
Progressive $5,508
State Farm $3,750
Travelers $9,387
USAA $5,733

Cheap West Haven, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how West Haven, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in West Haven, Connecticut

Insurance Company Poor Fair Good
Allstate $8,642 $6,494 $5,140
GEICO $5,560 $3,349 $2,547
Liberty Mutual $11,785 $7,334 $5,758
Nationwide $6,235 $4,209 $3,725
Progressive $6,658 $5,974 $5,720
State Farm $5,108 $3,263 $2,622
Travelers $8,386 $6,993 $6,799
USAA $5,057 $3,421 $3,004

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Cheap West Haven, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in West Haven, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in West Haven, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in West Haven, Connecticut

ZIP Code Average Annual Rates
6516 $5,631

Cheap West Haven, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect West Haven, Connecticut auto insurance. Find the cheapest annual West Haven, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in West Haven, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,759 $6,759
GEICO $3,759 $3,878
Liberty Mutual $8,292 $8,292
Nationwide $4,723 $4,723
Progressive $6,117 $6,117
State Farm $3,571 $3,758
Travelers $7,392 $7,392
USAA $3,781 $3,873

Cheap West Haven, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in West Haven, Connecticut? Check out the comparison of annual West Haven, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Haven, Connecticut

Insurance Company Low Medium High
Allstate $6,239 $6,742 $7,295
GEICO $3,432 $3,750 $4,273
Liberty Mutual $7,933 $8,221 $8,722
Nationwide $4,711 $4,766 $4,692
Progressive $5,575 $6,049 $6,728
State Farm $3,406 $3,671 $3,916
Travelers $6,736 $7,331 $8,110
USAA $3,545 $3,832 $4,106

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Best By Category: Cheapest Auto Insurance in West Haven, Connecticut

Compare the cheapest auto insurance companies in West Haven, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in West Haven, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest West Haven, Connecticut Auto Insurance Companies

What auto insurance companies in West Haven, Connecticut are the cheapest? Compare the top West Haven, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in West Haven, Connecticut

Insurance Company Average Annual Rates
Allstate $6,759
GEICO $3,819
Liberty Mutual $8,292
Nationwide $4,723
Progressive $6,117
State Farm $3,664
Travelers $7,392
USAA $3,827

What affects auto insurance rates in West Haven, Connecticut?

There are a lot of reasons why auto insurance rates in West Haven, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in West Haven, Connecticut. Many local factors may affect your West Haven auto insurance rates.

West Haven Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average West Haven, Connecticut commute length is 23.2 minutes according to City-Data.

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Compare West Haven, Connecticut Auto Insurance Quotes

Before you buy West Haven, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free West Haven, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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