Best Cheap Auto Insurance in West Hartford, CT (2021)

The average West Hartford, CT auto insurance rates are $399 per month. The minimum auto insurance in West Hartford is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in West Hartford, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in West Hartford for teen drivers is Travelers
  • The cheapest auto insurance company in West Hartford is GEICO
  • The average commute length in West Hartford is 22.4 minutes

West Hartford, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in West Hartford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in West Hartford, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in West Hartford to other Connecticut cities, including New Britain auto insurance rates, Hartford auto insurance rates, and Stamford auto insurance rates to see how West Hartford, Connecticut auto insurance rates stack up.

Before you buy West Hartford, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free West Hartford, Connecticut auto insurance quotes.

Minimum Auto Insurance in West Hartford, Connecticut

West Hartford, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in West Hartford, Connecticut.

Minimum Required Auto Insurance Coverage in West Hartford, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap West Hartford, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in West Hartford, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Hartford, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,670 $3,623 $3,383 $3,626 $11,282 $13,329 $3,832 $4,014
GEICO $2,299 $2,306 $2,133 $2,150 $5,368 $6,332 $2,216 $2,146
Liberty Mutual $3,612 $3,926 $2,775 $3,422 $18,216 $20,527 $3,655 $3,988
Nationwide $2,587 $2,616 $2,320 $2,436 $7,224 $9,178 $3,005 $3,235
Progressive $2,495 $2,324 $2,127 $2,214 $10,364 $11,490 $2,846 $3,182
State Farm $1,969 $1,969 $1,812 $1,812 $6,031 $7,596 $2,217 $2,542
Travelers $1,938 $1,965 $1,944 $1,936 $15,277 $24,745 $2,114 $2,357
USAA $2,050 $2,025 $1,918 $1,891 $6,514 $6,817 $2,749 $2,840

Cheap West Hartford, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in West Hartford, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in West Hartford, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in West Hartford, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,282 $13,329
GEICO $5,368 $6,332
Liberty Mutual $18,216 $20,527
Nationwide $7,224 $9,178
Progressive $10,364 $11,490
State Farm $6,031 $7,596
Travelers $15,277 $24,745
USAA $6,514 $6,817

Cheap West Hartford, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in West Hartford, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in West Hartford, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,383 $3,626
GEICO $2,133 $2,150
Liberty Mutual $2,775 $3,422
Nationwide $2,320 $2,436
Progressive $2,127 $2,214
State Farm $1,812 $1,812
Travelers $1,944 $1,936
USAA $1,918 $1,891

Cheap West Hartford, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in West Hartford, Connecticut compared to the annual auto insurance rates with a clean record in West Hartford, Connecticut.

Annual West Hartford, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,967 $6,154 $7,293 $4,967
GEICO $1,970 $2,585 $5,503 $2,418
Liberty Mutual $6,579 $8,243 $8,164 $7,076
Nationwide $3,311 $4,331 $4,967 $3,692
Progressive $3,955 $5,728 $4,161 $4,678
State Farm $3,017 $3,319 $3,319 $3,319
Travelers $5,258 $5,696 $8,304 $6,881
USAA $2,585 $3,252 $4,981 $2,585

Cheap West Hartford, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in West Hartford, Connecticut is not easy. Compare the annual rates for DUI auto insurance in West Hartford, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in West Hartford, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,293
GEICO $5,503
Liberty Mutual $8,164
Nationwide $4,967
Progressive $4,161
State Farm $3,319
Travelers $8,304
USAA $4,981

Cheap West Hartford, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how West Hartford, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in West Hartford, Connecticut

Insurance Company Poor Fair Good
Allstate $7,433 $5,633 $4,470
GEICO $4,537 $2,736 $2,083
Liberty Mutual $10,670 $6,650 $5,225
Nationwide $5,407 $3,619 $3,200
Progressive $5,040 $4,521 $4,330
State Farm $4,521 $2,888 $2,321
Travelers $7,409 $6,184 $6,010
USAA $4,425 $2,994 $2,633

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Cheap West Hartford, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in West Hartford, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in West Hartford, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in West Hartford, Connecticut

ZIP Code Average Annual Rates
6107 $4,839
6110 $4,839
6117 $4,839
6119 $4,839

Cheap West Hartford, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect West Hartford, Connecticut auto insurance. Find the cheapest annual West Hartford, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in West Hartford, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,845 $5,845
GEICO $3,071 $3,167
Liberty Mutual $7,515 $7,515
Nationwide $4,075 $4,075
Progressive $4,630 $4,630
State Farm $3,162 $3,325
Travelers $6,535 $6,535
USAA $3,310 $3,391

Cheap West Hartford, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in West Hartford, Connecticut? Check out the comparison of annual West Hartford, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Hartford, Connecticut

Insurance Company Low Medium High
Allstate $5,500 $5,838 $6,197
GEICO $2,873 $3,078 $3,405
Liberty Mutual $7,225 $7,460 $7,861
Nationwide $4,133 $4,108 $3,985
Progressive $4,293 $4,587 $5,011
State Farm $3,035 $3,250 $3,446
Travelers $6,021 $6,487 $7,096
USAA $3,117 $3,354 $3,581

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Best By Category: Cheapest Auto Insurance in West Hartford, Connecticut

Compare the cheapest auto insurance companies in West Hartford, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in West Hartford, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest West Hartford, Connecticut Auto Insurance Companies

What auto insurance companies in West Hartford, Connecticut are the cheapest? Compare the top West Hartford, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in West Hartford, Connecticut

Insurance Company Average Annual Rates
Allstate $5,845
GEICO $3,119
Liberty Mutual $7,515
Nationwide $4,075
Progressive $4,630
State Farm $3,244
Travelers $6,535
USAA $3,350

What affects auto insurance rates in West Hartford, Connecticut?

There are a lot of reasons why auto insurance rates in West Hartford, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in West Hartford, Connecticut. Many local factors may affect your West Hartford auto insurance rates.

West Hartford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average West Hartford, Connecticut commute length is 22.4 minutes according to City-Data.

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Compare West Hartford, Connecticut Auto Insurance Quotes

Before you buy West Hartford, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free West Hartford, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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