Best Cheap Auto Insurance in West Harrison, NY (2021)

The average West Harrison, NY auto insurance rates are $416 per month. The minimum auto insurance in West Harrison is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in West Harrison, New York, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in West Harrison is GEICO
  • The minimum auto insurance required in West Harrison, New York is 25/50/10
  • Average auto insurance rates in West Harrison, NY for senior drivers are $3,057 per year

West Harrison, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in West Harrison can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in West Harrison, New York, including driving record, credit, commute time, and more.

Compare auto insurance in West Harrison to other New York cities, including Yonkers auto insurance rates, Albany auto insurance rates, and Mount Vernon auto insurance rates to see how West Harrison, New York auto insurance rates stack up.

Before you buy West Harrison, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free West Harrison, New York auto insurance quotes.

Minimum Auto Insurance in West Harrison, New York

West Harrison, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in West Harrison, New York.

Minimum Required Auto Insurance Coverage in West Harrison, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap West Harrison, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in West Harrison, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Harrison, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,277 $3,066 $3,081 $3,127 $9,773 $10,508 $3,205 $3,220
GEICO $1,941 $1,870 $1,891 $1,864 $4,198 $6,230 $1,745 $1,796
Liberty Mutual $5,445 $5,445 $5,071 $5,071 $10,663 $15,414 $5,445 $5,781
Nationwide $3,441 $3,441 $3,239 $3,239 $6,341 $9,521 $3,441 $4,441
Progressive $3,027 $2,763 $2,362 $2,419 $10,524 $11,586 $3,882 $3,712
State Farm $3,067 $3,067 $2,692 $2,692 $9,093 $11,206 $3,390 $3,592
Travelers $4,053 $4,039 $3,737 $3,968 $9,845 $11,825 $4,278 $4,414
USAA $2,455 $2,409 $2,228 $2,225 $10,119 $12,035 $3,149 $3,479

Cheap West Harrison, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in West Harrison, New York is a challenge. Take a look at the annual teen auto insurance rates in West Harrison, New York.

Annual Auto Insurance Rates for Teen Drivers in West Harrison, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,773 $10,508
GEICO $4,198 $6,230
Liberty Mutual $10,663 $15,414
Nationwide $6,341 $9,521
Progressive $10,524 $11,586
State Farm $9,093 $11,206
Travelers $9,845 $11,825
USAA $10,119 $12,035

Cheap West Harrison, New York Auto Insurance for Seniors

What are senior auto insurance rates in West Harrison, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in West Harrison, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,081 $3,127
GEICO $1,891 $1,864
Liberty Mutual $5,071 $5,071
Nationwide $3,239 $3,239
Progressive $2,362 $2,419
State Farm $2,692 $2,692
Travelers $3,737 $3,968
USAA $2,228 $2,225

Cheap West Harrison, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in West Harrison, New York compared to the annual auto insurance rates with a clean record in West Harrison, New York.

Annual West Harrison, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,139 $4,139 $6,100 $5,251
GEICO $2,082 $2,271 $4,334 $2,082
Liberty Mutual $5,760 $5,760 $11,887 $5,760
Nationwide $3,511 $3,511 $7,938 $3,593
Progressive $4,887 $4,887 $5,443 $4,921
State Farm $4,608 $4,608 $5,092 $5,092
Travelers $4,875 $6,188 $6,278 $5,737
USAA $4,227 $4,297 $6,228 $4,297

Cheap West Harrison, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in West Harrison, New York is not easy. Compare the annual rates for DUI auto insurance in West Harrison, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in West Harrison, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,100
GEICO $4,334
Liberty Mutual $11,887
Nationwide $7,938
Progressive $5,443
State Farm $5,092
Travelers $6,278
USAA $6,228

Cheap West Harrison, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how West Harrison, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in West Harrison, New York

Insurance Company Poor Fair Good
Allstate $7,060 $4,117 $3,545
GEICO $3,374 $2,478 $2,224
Liberty Mutual $10,208 $6,673 $4,995
Nationwide $4,638 $4,638 $4,638
Progressive $8,088 $4,064 $2,951
State Farm $6,844 $4,295 $3,411
Travelers $8,085 $4,967 $4,258
USAA $7,348 $3,687 $3,252

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Cheap West Harrison, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in West Harrison, New York can vary. Compare the annual cost of auto insurance by ZIP code in West Harrison, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in West Harrison, New York

ZIP Code Average Annual Rates
10604 $5,047

Cheap West Harrison, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect West Harrison, New York auto insurance. Find the cheapest annual West Harrison, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in West Harrison, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,839 $4,976
GEICO $2,612 $2,772
Liberty Mutual $7,081 $7,503
Nationwide $4,638 $4,638
Progressive $5,035 $5,035
State Farm $4,676 $5,024
Travelers $5,770 $5,770
USAA $4,714 $4,811

Cheap West Harrison, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in West Harrison, New York? Check out the comparison of annual West Harrison, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Harrison, New York

Insurance Company Low Medium High
Allstate $4,598 $4,886 $5,237
GEICO $2,527 $2,679 $2,870
Liberty Mutual $6,918 $7,271 $7,687
Nationwide $4,312 $4,593 $5,009
Progressive $4,743 $5,000 $5,360
State Farm $4,548 $4,883 $5,120
Travelers $5,381 $5,688 $6,241
USAA $4,595 $4,732 $4,960

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Best By Category: Cheapest Auto Insurance in West Harrison, New York

Compare the cheapest auto insurance companies in West Harrison, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in West Harrison, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest West Harrison, New York Auto Insurance Companies

What auto insurance companies in West Harrison, New York are the cheapest? Compare the top West Harrison, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in West Harrison, New York

Insurance Company Average Annual Rates
Allstate $4,907
GEICO $2,692
Liberty Mutual $7,292
Nationwide $4,638
Progressive $5,035
State Farm $4,850
Travelers $5,770
USAA $4,762

Compare West Harrison, New York Auto Insurance Quotes

Before you buy West Harrison, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free West Harrison, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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