Best Cheap Auto Insurance in West Farmington, OH (2021)

The average West Farmington, OH auto insurance rates are $246 per month. The minimum auto insurance in West Farmington is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in West Farmington, Ohio, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in West Farmington is USAA
  • The average commute length in West Farmington is 35.4 minutes
  • Average auto insurance rates in West Farmington, OH for senior drivers are $1,528 per year

West Farmington, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in West Farmington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in West Farmington, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in West Farmington to other Ohio cities, including Youngs auto insurance rates, Parma auto insurance rates, and Toledo auto insurance rates to see how West Farmington, Ohio auto insurance rates stack up.

Before you buy West Farmington, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free West Farmington, Ohio auto insurance quotes.

Minimum Auto Insurance in West Farmington, Ohio

West Farmington, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in West Farmington, Ohio.

Minimum Required Auto Insurance Coverage in West Farmington, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap West Farmington, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in West Farmington, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Farmington, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,318 $2,315 $2,101 $2,251 $6,366 $7,222 $2,416 $2,569
American Family $975 $1,012 $896 $899 $3,067 $3,328 $1,205 $1,270
Farmers $1,957 $1,957 $1,723 $1,819 $8,796 $9,154 $2,195 $2,292
GEICO $1,351 $1,310 $1,274 $1,293 $3,596 $3,335 $1,501 $1,264
Liberty Mutual $2,176 $2,378 $1,669 $2,036 $11,420 $12,911 $2,310 $2,525
Nationwide $2,257 $2,269 $2,037 $2,052 $5,777 $7,448 $2,419 $2,815
Progressive $1,790 $1,676 $1,490 $1,544 $8,171 $9,204 $2,130 $2,210
State Farm $1,474 $1,474 $1,319 $1,319 $4,589 $5,777 $1,710 $1,953
Travelers $1,526 $1,549 $1,518 $1,509 $6,636 $10,517 $1,589 $1,811
USAA $951 $960 $903 $904 $2,921 $3,256 $1,274 $1,372

Cheap West Farmington, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in West Farmington, Ohio is a challenge. Take a look at the annual teen auto insurance rates in West Farmington, Ohio.

Annual Auto Insurance Rates for Teen Drivers in West Farmington, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,366 $7,222
American Family $3,067 $3,328
Farmers $8,796 $9,154
GEICO $3,596 $3,335
Liberty Mutual $11,420 $12,911
Nationwide $5,777 $7,448
Progressive $8,171 $9,204
State Farm $4,589 $5,777
Travelers $6,636 $10,517
USAA $2,921 $3,256

Cheap West Farmington, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in West Farmington, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in West Farmington, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,101 $2,251
American Family $896 $899
Farmers $1,723 $1,819
GEICO $1,274 $1,293
Liberty Mutual $1,669 $2,036
Nationwide $2,037 $2,052
Progressive $1,490 $1,544
State Farm $1,319 $1,319
Travelers $1,518 $1,509
USAA $903 $904

Cheap West Farmington, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in West Farmington, Ohio compared to the annual auto insurance rates with a clean record in West Farmington, Ohio.

Annual West Farmington, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,885 $3,522 $4,104 $3,268
American Family $1,515 $1,604 $1,604 $1,604
Farmers $3,082 $3,969 $3,872 $4,024
GEICO $1,269 $1,824 $2,644 $1,725
Liberty Mutual $3,927 $5,047 $5,155 $4,583
Nationwide $2,713 $3,450 $4,376 $2,999
Progressive $3,037 $4,145 $3,240 $3,686
State Farm $2,235 $2,669 $2,452 $2,452
Travelers $2,450 $3,196 $4,831 $2,851
USAA $1,201 $1,611 $2,126 $1,332

Cheap West Farmington, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in West Farmington, Ohio is not easy. Compare the annual rates for DUI auto insurance in West Farmington, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in West Farmington, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,104
American Family $1,604
Farmers $3,872
GEICO $2,644
Liberty Mutual $5,155
Nationwide $4,376
Progressive $3,240
State Farm $2,452
Travelers $4,831
USAA $2,126

Cheap West Farmington, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how West Farmington, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in West Farmington, Ohio

Insurance Company Poor Fair Good
Allstate $4,445 $3,218 $2,671
American Family $2,098 $1,432 $1,214
Farmers $4,230 $3,576 $3,405
GEICO $2,237 $1,866 $1,494
Liberty Mutual $6,709 $4,107 $3,217
Nationwide $4,084 $3,291 $2,779
Progressive $3,945 $3,427 $3,208
State Farm $3,494 $2,160 $1,702
Travelers $3,726 $3,241 $3,028
USAA $2,035 $1,440 $1,227

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Cheap West Farmington, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in West Farmington, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in West Farmington, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in West Farmington, Ohio

ZIP Code Average Annual Rates
44491 $2,831

Cheap West Farmington, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect West Farmington, Ohio auto insurance. Find the cheapest annual West Farmington, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in West Farmington, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,445 $3,445
American Family $1,562 $1,601
Farmers $3,737 $3,737
GEICO $1,832 $1,900
Liberty Mutual $4,678 $4,678
Nationwide $3,384 $3,384
Progressive $3,527 $3,527
State Farm $2,390 $2,514
Travelers $3,332 $3,332
USAA $1,507 $1,628

Cheap West Farmington, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in West Farmington, Ohio? Check out the comparison of annual West Farmington, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Farmington, Ohio

Insurance Company Low Medium High
Allstate $3,266 $3,434 $3,633
American Family $1,550 $1,594 $1,601
Farmers $3,530 $3,674 $4,006
GEICO $1,798 $1,856 $1,943
Liberty Mutual $4,492 $4,703 $4,839
Nationwide $3,727 $3,281 $3,144
Progressive $3,356 $3,491 $3,734
State Farm $2,324 $2,460 $2,571
Travelers $3,228 $3,379 $3,388
USAA $1,494 $1,566 $1,642

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Best By Category: Cheapest Auto Insurance in West Farmington, Ohio

Compare the cheapest auto insurance companies in West Farmington, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in West Farmington, Ohio

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest West Farmington, Ohio Auto Insurance Companies

What auto insurance companies in West Farmington, Ohio are the cheapest? Compare the top West Farmington, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in West Farmington, Ohio

Insurance Company Average Annual Rates
Allstate $3,445
American Family $1,582
Farmers $3,737
GEICO $1,866
Liberty Mutual $4,678
Nationwide $3,384
Progressive $3,527
State Farm $2,452
Travelers $3,332
USAA $1,568

What affects auto insurance rates in West Farmington, Ohio?

There are a lot of reasons why auto insurance rates in West Farmington, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in West Farmington, Ohio. Many local factors may affect your West Farmington auto insurance rates.

West Farmington Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average West Farmington, Ohio commute length is 35.4 minutes according to City-Data.

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Compare West Farmington, Ohio Auto Insurance Quotes

Before you buy West Farmington, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free West Farmington, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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