Best Cheap Auto Insurance in West Concord, MN (2021)

The average West Concord, MN auto insurance rates are $360 per month. The minimum auto insurance in West Concord is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in West Concord, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in West Concord is 29.3 minutes
  • The minimum auto insurance required in West Concord, Minnesota is 30/60/10
  • The cheapest auto insurance company in West Concord is State Farm

West Concord, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in West Concord can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in West Concord, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in West Concord to other Minnesota cities, including Maple Grove auto insurance rates, Minneapolis auto insurance rates, and Brooklyn Park auto insurance rates to see how West Concord, Minnesota auto insurance rates stack up.

Before you buy West Concord, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free West Concord, Minnesota auto insurance quotes.

Minimum Auto Insurance in West Concord, Minnesota

West Concord, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in West Concord, Minnesota.

Minimum Required Auto Insurance Coverage in West Concord, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap West Concord, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in West Concord, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Concord, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,822 $2,822 $2,712 $2,712 $6,487 $9,431 $3,433 $3,611
American Family $2,351 $2,351 $2,127 $2,127 $6,357 $9,279 $2,351 $2,664
Farmers $2,100 $2,096 $2,023 $2,133 $5,963 $5,997 $2,743 $2,684
GEICO $2,399 $2,380 $2,292 $2,228 $5,029 $6,388 $2,248 $2,327
Liberty Mutual $9,135 $9,135 $9,045 $9,045 $17,956 $26,937 $9,135 $12,711
Nationwide $1,862 $1,866 $1,660 $1,759 $4,791 $5,800 $2,191 $2,274
State Farm $1,376 $1,376 $1,225 $1,225 $2,978 $3,683 $1,595 $1,313
USAA $1,813 $1,792 $1,654 $1,645 $4,878 $5,326 $2,361 $2,500

Cheap West Concord, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in West Concord, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in West Concord, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in West Concord, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,487 $9,431
American Family $6,357 $9,279
Farmers $5,963 $5,997
GEICO $5,029 $6,388
Liberty Mutual $17,956 $26,937
Nationwide $4,791 $5,800
State Farm $2,978 $3,683
USAA $4,878 $5,326

Cheap West Concord, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in West Concord, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in West Concord, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,712 $2,712
American Family $2,127 $2,127
Farmers $2,023 $2,133
GEICO $2,292 $2,228
Liberty Mutual $9,045 $9,045
Nationwide $1,660 $1,759
State Farm $1,225 $1,225
USAA $1,654 $1,645

Cheap West Concord, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in West Concord, Minnesota compared to the annual auto insurance rates with a clean record in West Concord, Minnesota.

Annual West Concord, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,075 $4,480 $5,418 $4,044
American Family $2,493 $4,451 $5,033 $2,827
Farmers $2,751 $3,473 $3,521 $3,125
GEICO $2,098 $3,336 $4,965 $2,248
Liberty Mutual $9,433 $12,953 $18,990 $10,174
Nationwide $2,210 $2,923 $3,356 $2,613
State Farm $1,698 $1,994 $1,846 $1,846
USAA $2,040 $2,603 $3,915 $2,427

Cheap West Concord, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in West Concord, Minnesota is not easy. Compare the annual rates for DUI auto insurance in West Concord, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in West Concord, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,418
American Family $5,033
Farmers $3,521
GEICO $4,965
Liberty Mutual $18,990
Nationwide $3,356
State Farm $1,846
USAA $3,915

Cheap West Concord, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how West Concord, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in West Concord, Minnesota

Insurance Company Poor Fair Good
Allstate $6,235 $3,386 $3,140
American Family $5,031 $3,361 $2,711
Farmers $4,022 $2,911 $2,720
GEICO $3,796 $3,103 $2,586
Liberty Mutual $17,968 $11,618 $9,076
Nationwide $3,298 $2,665 $2,363
State Farm $2,691 $1,646 $1,201
USAA $4,297 $2,106 $1,836

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Cheap West Concord, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in West Concord, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in West Concord, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in West Concord, Minnesota

ZIP Code Average Annual Rates
55985 $3,305

Cheap West Concord, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect West Concord, Minnesota auto insurance. Find the cheapest annual West Concord, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in West Concord, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,254 $4,254
American Family $3,657 $3,745
Farmers $3,218 $3,218
GEICO $3,120 $3,203
Liberty Mutual $12,510 $13,265
Nationwide $2,775 $2,775
State Farm $1,797 $1,896
USAA $2,710 $2,782

Cheap West Concord, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in West Concord, Minnesota? Check out the comparison of annual West Concord, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Concord, Minnesota

Insurance Company Low Medium High
Allstate $4,201 $4,251 $4,310
American Family $3,701 $3,805 $3,597
Farmers $3,101 $3,230 $3,322
GEICO $3,064 $3,160 $3,260
Liberty Mutual $12,579 $12,897 $13,186
Nationwide $2,612 $2,796 $2,919
State Farm $1,770 $1,853 $1,917
USAA $2,668 $2,744 $2,826

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Best By Category: Cheapest Auto Insurance in West Concord, Minnesota

Compare the cheapest auto insurance companies in West Concord, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in West Concord, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest West Concord, Minnesota Auto Insurance Companies

What auto insurance companies in West Concord, Minnesota are the cheapest? Compare the top West Concord, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in West Concord, Minnesota

Insurance Company Average Annual Rates
Allstate $4,254
American Family $3,701
Farmers $3,218
GEICO $3,162
Liberty Mutual $12,887
Nationwide $2,775
State Farm $1,846
USAA $2,746

What affects auto insurance rates in West Concord, Minnesota?

There are a lot of reasons why auto insurance rates in West Concord, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in West Concord, Minnesota. Many local factors may affect your West Concord auto insurance rates.

West Concord Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average West Concord, Minnesota commute length is 29.3 minutes according to City-Data.

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Compare West Concord, Minnesota Auto Insurance Quotes

Before you buy West Concord, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free West Concord, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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