Best Cheap Auto Insurance in West Branch, MI (2021)

The average West Branch, MI auto insurance rates are $805 per month. The minimum auto insurance in West Branch is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in West Branch, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The average commute length in West Branch is 16.1 minutes
  • Average auto insurance rates in West Branch, MI for senior drivers are $6,395 per year
  • The cheapest auto insurance company in West Branch is USAA

West Branch, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in West Branch can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in West Branch, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in West Branch to other Michigan cities, including Detroit auto insurance rates, Lansing auto insurance rates, and Sterling Heights auto insurance rates to see how West Branch, Michigan auto insurance rates stack up.

Before you buy West Branch, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free West Branch, Michigan auto insurance quotes.

Minimum Auto Insurance in West Branch, Michigan

West Branch, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in West Branch, Michigan.

Minimum Required Auto Insurance Coverage in West Branch, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap West Branch, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in West Branch, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Branch, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,027 $18,027 $16,826 $16,826 $43,353 $43,353 $18,968 $18,968
Farmers $4,304 $4,304 $4,015 $4,015 $9,413 $9,413 $4,825 $4,825
GEICO $3,829 $3,829 $3,871 $3,871 $10,522 $10,522 $3,661 $3,661
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $3,888 $3,888 $3,463 $3,463 $10,205 $10,205 $4,260 $4,260
Progressive $3,153 $2,953 $2,772 $3,085 $11,278 $12,043 $3,682 $3,440
State Farm $7,148 $7,148 $6,615 $6,615 $24,759 $24,759 $8,379 $8,379
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,572 $2,434 $2,418 $2,284 $6,179 $5,858 $3,124 $2,994

Cheap West Branch, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in West Branch, Michigan is a challenge. Take a look at the annual teen auto insurance rates in West Branch, Michigan.

Annual Auto Insurance Rates for Teen Drivers in West Branch, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,353 $43,353
Farmers $9,413 $9,413
GEICO $10,522 $10,522
Liberty Mutual $30,474 $30,474
Nationwide $10,205 $10,205
Progressive $11,278 $12,043
State Farm $24,759 $24,759
Travelers $16,861 $16,861
USAA $6,179 $5,858

Cheap West Branch, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in West Branch, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in West Branch, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,826 $16,826
Farmers $4,015 $4,015
GEICO $3,871 $3,871
Liberty Mutual $12,695 $12,695
Nationwide $3,463 $3,463
Progressive $2,772 $3,085
State Farm $6,615 $6,615
Travelers $4,792 $4,792
USAA $2,418 $2,284

Cheap West Branch, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in West Branch, Michigan compared to the annual auto insurance rates with a clean record in West Branch, Michigan.

Annual West Branch, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,822 $15,896 $52,934 $16,522
Farmers $4,750 $6,033 $5,959 $5,814
GEICO $1,970 $4,079 $12,248 $3,587
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $4,677 $6,220 $5,661 $5,258
Progressive $4,495 $5,890 $5,309 $5,509
State Farm $7,527 $8,988 $19,209 $11,178
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,806 $3,494 $4,575 $3,057

Cheap West Branch, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in West Branch, Michigan is not easy. Compare the annual rates for DUI auto insurance in West Branch, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in West Branch, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $52,934
Farmers $5,959
GEICO $12,248
Liberty Mutual $26,565
Nationwide $5,661
Progressive $5,309
State Farm $19,209
Travelers $12,908
USAA $4,575

Cheap West Branch, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how West Branch, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in West Branch, Michigan

Insurance Company Poor Fair Good
Allstate $37,001 $20,419 $15,461
Farmers $7,464 $4,916 $4,537
GEICO $7,032 $5,172 $4,210
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $6,815 $5,154 $4,393
Progressive $6,130 $5,141 $4,631
State Farm $19,021 $9,622 $6,533
Travelers $8,534 $8,275 $8,170
USAA $5,210 $2,975 $2,263

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Cheap West Branch, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in West Branch, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in West Branch, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in West Branch, Michigan

ZIP Code Average Annual Rates
48661 $6,814

Cheap West Branch, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect West Branch, Michigan auto insurance. Find the cheapest annual West Branch, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in West Branch, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $24,294 $24,294
Farmers $5,639 $5,639
GEICO $5,344 $5,598
Liberty Mutual $16,605 $17,805
Nationwide $5,454 $5,454
Progressive $5,301 $5,301
State Farm $11,406 $12,045
Travelers $8,279 $8,375
USAA $3,443 $3,523

Cheap West Branch, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in West Branch, Michigan? Check out the comparison of annual West Branch, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Branch, Michigan

Insurance Company Low Medium High
Allstate $23,467 $24,366 $25,047
Farmers $5,495 $5,626 $5,796
GEICO $5,116 $5,423 $5,874
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $5,695 $5,365 $5,302
Progressive $5,135 $5,308 $5,459
State Farm $11,133 $11,798 $12,244
Travelers $8,241 $8,334 $8,405
USAA $3,387 $3,491 $3,572

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Best By Category: Cheapest Auto Insurance in West Branch, Michigan

Compare the cheapest auto insurance companies in West Branch, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in West Branch, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest West Branch, Michigan Auto Insurance Companies

What auto insurance companies in West Branch, Michigan are the cheapest? Compare the top West Branch, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in West Branch, Michigan

Insurance Company Average Annual Rates
Allstate $24,294
Farmers $5,639
GEICO $5,471
Liberty Mutual $17,205
Nationwide $5,454
Progressive $5,301
State Farm $11,725
Travelers $8,327
USAA $3,483

What affects auto insurance rates in West Branch, Michigan?

There are a lot of reasons why auto insurance rates in West Branch, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in West Branch, Michigan. Many local factors may affect your West Branch auto insurance rates.

West Branch Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual West Branch, Michigan auto theft statistics, there have been 1 auto thefts in the city.

West Branch Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average West Branch, Michigan commute length is 16.1 minutes according to City-Data.

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Compare West Branch, Michigan Auto Insurance Quotes

Before you buy West Branch, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free West Branch, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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