Best Cheap Auto Insurance in West Berlin, NJ (2021)

The average West Berlin, NJ auto insurance rates are $491 per month. The minimum auto insurance in West Berlin is at least 15/30/5 in coverage to comply with New Jersey auto insurance laws. To find the best cheap auto insurance in West Berlin, New Jersey, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in West Berlin for teen drivers is State Farm
  • The cheapest auto insurance company in West Berlin is GEICO
  • The minimum auto insurance required in West Berlin, New Jersey is 15/30/5

West Berlin, New Jersey auto insurance requirements are 15/30/5 according to New Jersey auto insurance laws. Finding cheap auto insurance in West Berlin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in West Berlin, New Jersey, including driving record, credit, commute time, and more.

Compare auto insurance in West Berlin to other New Jersey cities, including Passaic auto insurance rates, Camden auto insurance rates, and Bayonne auto insurance rates to see how West Berlin, New Jersey auto insurance rates stack up.

Before you buy West Berlin, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free West Berlin, New Jersey auto insurance quotes.

Minimum Auto Insurance in West Berlin, New Jersey

West Berlin, New Jersey auto insurance laws require that you have at least the New Jersey minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in West Berlin, New Jersey.

Minimum Required Auto Insurance Coverage in West Berlin, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap West Berlin, New Jersey Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in West Berlin, New Jersey are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Berlin, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,558 $3,541 $3,471 $3,471 $11,122 $13,393 $4,202 $4,272
Farmers $5,092 $5,133 $4,971 $4,834 $14,624 $16,774 $6,020 $6,042
GEICO $2,495 $2,459 $2,445 $2,445 $4,563 $4,494 $2,887 $2,774
Liberty Mutual $5,499 $5,499 $6,045 $6,045 $14,225 $16,134 $6,045 $6,932
Progressive $2,176 $1,997 $1,960 $2,036 $9,729 $10,516 $2,563 $2,393
State Farm $4,399 $4,399 $3,987 $3,987 $14,451 $18,548 $5,018 $5,603
Travelers $3,291 $3,171 $3,055 $3,069 $7,330 $8,205 $3,176 $3,128

Cheap West Berlin, New Jersey Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in West Berlin, New Jersey is a challenge. Take a look at the annual teen auto insurance rates in West Berlin, New Jersey.

Annual Auto Insurance Rates for Teen Drivers in West Berlin, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,122 $13,393
Farmers $14,624 $16,774
GEICO $4,563 $4,494
Liberty Mutual $14,225 $16,134
Progressive $9,729 $10,516
State Farm $14,451 $18,548
Travelers $7,330 $8,205

Cheap West Berlin, New Jersey Auto Insurance for Seniors

What are senior auto insurance rates in West Berlin, New Jersey? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in West Berlin, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,471 $3,471
Farmers $4,971 $4,834
GEICO $2,445 $2,445
Liberty Mutual $6,045 $6,045
Progressive $1,960 $2,036
State Farm $3,987 $3,987
Travelers $3,055 $3,069

Cheap West Berlin, New Jersey Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in West Berlin, New Jersey compared to the annual auto insurance rates with a clean record in West Berlin, New Jersey.

Annual West Berlin, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,395 $7,352 $6,409 $5,358
Farmers $6,171 $10,419 $8,529 $6,626
GEICO $2,383 $3,140 $4,375 $2,383
Liberty Mutual $7,970 $9,138 $8,134 $7,970
Progressive $3,551 $4,846 $4,109 $4,180
State Farm $4,101 $7,470 $12,009 $6,617
Travelers $3,300 $4,933 $4,757 $4,221

Cheap West Berlin, New Jersey Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in West Berlin, New Jersey is not easy. Compare the annual rates for DUI auto insurance in West Berlin, New Jersey to find the best deal.

Annual Auto Insurance Rates After a DUI in West Berlin, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,409
Farmers $8,529
GEICO $4,375
Liberty Mutual $8,134
Progressive $4,109
State Farm $12,009
Travelers $4,757

Cheap West Berlin, New Jersey Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how West Berlin, New Jersey annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in West Berlin, New Jersey

Insurance Company Poor Fair Good
Allstate $8,236 $5,261 $4,139
Farmers $9,530 $7,353 $6,926
GEICO $4,635 $2,656 $1,919
Liberty Mutual $10,542 $7,798 $6,570
Progressive $4,696 $4,074 $3,744
State Farm $10,924 $6,588 $5,135
Travelers $5,816 $4,232 $2,860

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Cheap West Berlin, New Jersey Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in West Berlin, New Jersey can vary. Compare the annual cost of auto insurance by ZIP code in West Berlin, New Jersey to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in West Berlin, New Jersey

ZIP Code Average Annual Rates
8091 $5,539

Cheap West Berlin, New Jersey Auto Insurance Rates By Commute

Commute length and annual mileage affect West Berlin, New Jersey auto insurance. Find the cheapest annual West Berlin, New Jersey auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in West Berlin, New Jersey

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,868 $5,890
Farmers $7,936 $7,936
GEICO $3,044 $3,096
Liberty Mutual $8,222 $8,384
Progressive $4,171 $4,171
State Farm $7,353 $7,746
Travelers $4,303 $4,303

Cheap West Berlin, New Jersey Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in West Berlin, New Jersey? Check out the comparison of annual West Berlin, New Jersey auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Berlin, New Jersey

Insurance Company Low Medium High
Allstate $5,388 $5,971 $6,277
Farmers $7,067 $7,871 $8,871
GEICO $2,747 $3,128 $3,335
Liberty Mutual $7,342 $8,571 $8,996
Progressive $3,762 $4,235 $4,516
State Farm $6,997 $7,651 $8,000
Travelers $3,926 $4,300 $4,682

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Best By Category: Cheapest Auto Insurance in West Berlin, New Jersey

Compare the cheapest auto insurance companies in West Berlin, New Jersey in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in West Berlin, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest West Berlin, New Jersey Auto Insurance Companies

What auto insurance companies in West Berlin, New Jersey are the cheapest? Compare the top West Berlin, New Jersey auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in West Berlin, New Jersey

Insurance Company Average Annual Rates
Allstate $5,879
Farmers $7,936
GEICO $3,070
Liberty Mutual $8,303
Progressive $4,171
State Farm $7,549
Travelers $4,303

Compare West Berlin, New Jersey Auto Insurance Quotes

Before you buy West Berlin, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free West Berlin, New Jersey auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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