Best Cheap Auto Insurance in West Bend, IA (2021)

The average West Bend, IA auto insurance rates are $245 per month. The minimum auto insurance in West Bend is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in West Bend, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in West Bend, Iowa is 20/40/15
  • Average auto insurance rates in West Bend, IA for senior drivers are $1,616 per year
  • The average commute length in West Bend is 12.5 minutes

West Bend, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in West Bend can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in West Bend, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in West Bend to other Iowa cities, including Des Moines auto insurance rates, Waterloo auto insurance rates, and Cedar Rapids auto insurance rates to see how West Bend, Iowa auto insurance rates stack up.

Before you buy West Bend, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free West Bend, Iowa auto insurance quotes.

Minimum Auto Insurance in West Bend, Iowa

West Bend, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in West Bend, Iowa.

Minimum Required Auto Insurance Coverage in West Bend, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap West Bend, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in West Bend, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Bend, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,046 $1,953 $1,827 $1,858 $6,142 $6,946 $2,212 $2,269
American Family $1,935 $1,935 $1,731 $1,731 $5,179 $7,255 $1,935 $2,329
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,233 $2,424 $1,972 $2,401 $11,030 $12,421 $2,532 $2,787
Nationwide $1,725 $1,767 $1,539 $1,639 $4,031 $5,198 $1,960 $2,127
Progressive $1,483 $1,418 $1,222 $1,273 $3,779 $4,262 $1,777 $1,924
State Farm $1,368 $1,368 $1,205 $1,205 $3,760 $4,759 $1,539 $1,757
Travelers $2,407 $2,457 $2,332 $2,343 $10,721 $17,165 $2,501 $2,958
USAA $1,169 $1,184 $1,073 $1,096 $3,110 $3,307 $1,402 $1,549

Cheap West Bend, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in West Bend, Iowa is a challenge. Take a look at the annual teen auto insurance rates in West Bend, Iowa.

Annual Auto Insurance Rates for Teen Drivers in West Bend, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,142 $6,946
American Family $5,179 $7,255
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $11,030 $12,421
Nationwide $4,031 $5,198
Progressive $3,779 $4,262
State Farm $3,760 $4,759
Travelers $10,721 $17,165
USAA $3,110 $3,307

Cheap West Bend, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in West Bend, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in West Bend, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,827 $1,858
American Family $1,731 $1,731
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,972 $2,401
Nationwide $1,539 $1,639
Progressive $1,222 $1,273
State Farm $1,205 $1,205
Travelers $2,332 $2,343
USAA $1,073 $1,096

Cheap West Bend, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in West Bend, Iowa compared to the annual auto insurance rates with a clean record in West Bend, Iowa.

Annual West Bend, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,247 $3,720 $2,995
American Family $2,168 $3,176 $4,121 $2,549
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $4,077 $5,055 $5,147 $4,622
Nationwide $1,814 $2,597 $3,532 $2,050
Progressive $1,718 $2,834 $1,868 $2,149
State Farm $1,959 $2,281 $2,120 $2,120
Travelers $3,914 $5,210 $6,972 $5,345
USAA $1,329 $1,780 $2,313 $1,524

Cheap West Bend, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in West Bend, Iowa is not easy. Compare the annual rates for DUI auto insurance in West Bend, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in West Bend, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,720
American Family $4,121
Farmers $2,558
GEICO $3,058
Liberty Mutual $5,147
Nationwide $3,532
Progressive $1,868
State Farm $2,120
Travelers $6,972
USAA $2,313

Cheap West Bend, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how West Bend, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in West Bend, Iowa

Insurance Company Poor Fair Good
Allstate $3,773 $2,999 $2,698
American Family $3,829 $2,814 $2,367
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,730 $4,167 $3,278
Nationwide $3,030 $2,381 $2,085
Progressive $2,518 $2,048 $1,860
State Farm $3,019 $1,868 $1,473
Travelers $6,027 $5,148 $4,907
USAA $2,283 $1,568 $1,358

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Cheap West Bend, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in West Bend, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in West Bend, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in West Bend, Iowa

ZIP Code Average Annual Rates
50597 $2,475

Cheap West Bend, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect West Bend, Iowa auto insurance. Find the cheapest annual West Bend, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in West Bend, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,081 $3,232
American Family $2,968 $3,039
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,725 $4,725
Nationwide $2,498 $2,498
Progressive $2,142 $2,142
State Farm $2,069 $2,171
Travelers $5,360 $5,360
USAA $1,673 $1,800

Cheap West Bend, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in West Bend, Iowa? Check out the comparison of annual West Bend, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Bend, Iowa

Insurance Company Low Medium High
Allstate $3,025 $3,162 $3,283
American Family $3,013 $3,171 $2,826
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,523 $4,715 $4,937
Nationwide $2,595 $2,490 $2,410
Progressive $1,994 $2,148 $2,285
State Farm $2,015 $2,132 $2,213
Travelers $5,030 $5,443 $5,609
USAA $1,644 $1,742 $1,823

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Best By Category: Cheapest Auto Insurance in West Bend, Iowa

Compare the cheapest auto insurance companies in West Bend, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in West Bend, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest West Bend, Iowa Auto Insurance Companies

What auto insurance companies in West Bend, Iowa are the cheapest? Compare the top West Bend, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in West Bend, Iowa

Insurance Company Average Annual Rates
Allstate $3,157
American Family $3,003
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,725
Nationwide $2,498
Progressive $2,142
State Farm $2,120
Travelers $5,360
USAA $1,736

What affects auto insurance rates in West Bend, Iowa?

There are a lot of reasons why auto insurance rates in West Bend, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in West Bend, Iowa. Many local factors may affect your West Bend auto insurance rates.

West Bend Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average West Bend, Iowa commute length is 12.5 minutes according to City-Data.

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Compare West Bend, Iowa Auto Insurance Quotes

Before you buy West Bend, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free West Bend, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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