Best Cheap Auto Insurance in Wellsville, KS (2021)

The average Wellsville, KS auto insurance rates are $273 per month. The minimum auto insurance in Wellsville is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Wellsville, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Wellsville for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Wellsville, Kansas is 25/50/25
  • Average auto insurance rates in Wellsville, KS for senior drivers are $1,898 per year

Wellsville, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Wellsville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wellsville, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Wellsville to other Kansas cities, including Overland Park auto insurance rates, Shawnee auto insurance rates, and Wichita auto insurance rates to see how Wellsville, Kansas auto insurance rates stack up.

Before you buy Wellsville, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wellsville, Kansas auto insurance quotes.

Minimum Auto Insurance in Wellsville, Kansas

Wellsville, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wellsville, Kansas.

Minimum Required Auto Insurance Coverage in Wellsville, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Wellsville, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wellsville, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wellsville, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,667 $2,580 $2,402 $2,470 $7,634 $8,599 $2,717 $2,804
American Family $1,591 $1,591 $1,437 $1,437 $3,089 $3,707 $1,591 $1,789
Farmers $2,521 $2,499 $2,250 $2,352 $6,983 $7,226 $2,847 $2,993
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,284 $2,467 $2,183 $2,434 $10,628 $11,866 $2,492 $2,695
Nationwide $1,699 $1,747 $1,516 $1,629 $3,608 $4,415 $1,992 $2,118
Progressive $2,293 $2,181 $1,849 $1,930 $8,543 $9,635 $2,713 $2,913
State Farm $1,776 $1,776 $1,547 $1,547 $4,602 $5,885 $1,993 $2,243
Travelers $1,983 $2,018 $1,936 $1,959 $8,048 $12,563 $2,032 $2,394
USAA $1,280 $1,292 $1,184 $1,180 $4,598 $4,783 $1,699 $1,754

Cheap Wellsville, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wellsville, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Wellsville, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Wellsville, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,634 $8,599
American Family $3,089 $3,707
Farmers $6,983 $7,226
GEICO $4,439 $5,960
Liberty Mutual $10,628 $11,866
Nationwide $3,608 $4,415
Progressive $8,543 $9,635
State Farm $4,602 $5,885
Travelers $8,048 $12,563
USAA $4,598 $4,783

Cheap Wellsville, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Wellsville, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wellsville, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,402 $2,470
American Family $1,437 $1,437
Farmers $2,250 $2,352
GEICO $2,443 $2,273
Liberty Mutual $2,183 $2,434
Nationwide $1,516 $1,629
Progressive $1,849 $1,930
State Farm $1,547 $1,547
Travelers $1,936 $1,959
USAA $1,184 $1,180

Cheap Wellsville, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wellsville, Kansas compared to the annual auto insurance rates with a clean record in Wellsville, Kansas.

Annual Wellsville, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,410 $3,991 $4,678 $3,857
American Family $1,992 $2,142 $1,992 $1,992
Farmers $3,122 $4,025 $3,923 $3,766
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,486 $5,257 $5,161 $4,620
Nationwide $1,772 $2,032 $3,540 $2,019
Progressive $3,702 $4,330 $3,868 $4,129
State Farm $2,487 $2,856 $2,671 $2,671
Travelers $2,999 $3,915 $5,395 $4,157
USAA $1,619 $2,199 $3,209 $1,858

Cheap Wellsville, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wellsville, Kansas is not easy. Compare the annual rates for DUI auto insurance in Wellsville, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Wellsville, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,678
American Family $1,992
Farmers $3,923
GEICO $4,922
Liberty Mutual $5,161
Nationwide $3,540
Progressive $3,868
State Farm $2,671
Travelers $5,395
USAA $3,209

Cheap Wellsville, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wellsville, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wellsville, Kansas

Insurance Company Poor Fair Good
Allstate $4,929 $3,758 $3,265
American Family $2,649 $1,874 $1,564
Farmers $4,360 $3,482 $3,284
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,631 $4,631 $4,631
Nationwide $2,588 $2,295 $2,139
Progressive $4,590 $3,862 $3,570
State Farm $3,890 $2,324 $1,800
Travelers $4,754 $3,874 $3,722
USAA $3,019 $1,997 $1,648

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Cheap Wellsville, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wellsville, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Wellsville, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wellsville, Kansas

ZIP Code Average Annual Rates
66092 $3,472

Cheap Wellsville, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Wellsville, Kansas auto insurance. Find the cheapest annual Wellsville, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wellsville, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,984 $3,984
American Family $2,003 $2,055
Farmers $3,709 $3,709
GEICO $3,027 $3,159
Liberty Mutual $4,631 $4,631
Nationwide $2,341 $2,341
Progressive $4,007 $4,007
State Farm $2,605 $2,738
Travelers $4,117 $4,117
USAA $2,159 $2,283

Cheap Wellsville, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wellsville, Kansas? Check out the comparison of annual Wellsville, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wellsville, Kansas

Insurance Company Low Medium High
Allstate $3,845 $3,975 $4,133
American Family $2,048 $2,132 $1,908
Farmers $3,558 $3,689 $3,879
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,525 $4,621 $4,748
Nationwide $2,458 $2,315 $2,248
Progressive $3,795 $3,976 $4,250
State Farm $2,579 $2,678 $2,757
Travelers $3,907 $4,124 $4,319
USAA $2,142 $2,216 $2,307

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Best By Category: Cheapest Auto Insurance in Wellsville, Kansas

Compare the cheapest auto insurance companies in Wellsville, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wellsville, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Wellsville, Kansas Auto Insurance Companies

What auto insurance companies in Wellsville, Kansas are the cheapest? Compare the top Wellsville, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wellsville, Kansas

Insurance Company Average Annual Rates
Allstate $3,984
American Family $2,029
Farmers $3,709
GEICO $3,093
Liberty Mutual $4,631
Nationwide $2,341
Progressive $4,007
State Farm $2,671
Travelers $4,117
USAA $2,221

What affects auto insurance rates in Wellsville, Kansas?

There are a lot of reasons why auto insurance rates in Wellsville, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wellsville, Kansas. Many local factors may affect your Wellsville auto insurance rates.

Wellsville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Wellsville, Kansas auto theft statistics, there have been 1 auto thefts in the city.

Wellsville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wellsville, Kansas commute length is 26.5 minutes according to City-Data.

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Compare Wellsville, Kansas Auto Insurance Quotes

Before you buy Wellsville, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wellsville, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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