Best Cheap Auto Insurance in Wellington, OH (2021)

The average Wellington, OH auto insurance rates are $222 per month. The minimum auto insurance in Wellington is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Wellington, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Wellington is 27.3 minutes
  • Average auto insurance rates in Wellington, OH for senior drivers are $1,371 per year
  • The most expensive auto insurance company in Wellington for teen drivers is Liberty Mutual

Wellington, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Wellington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wellington, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Wellington to other Ohio cities, including Akron auto insurance rates, Lorain auto insurance rates, and Youngs auto insurance rates to see how Wellington, Ohio auto insurance rates stack up.

Before you buy Wellington, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wellington, Ohio auto insurance quotes.

Minimum Auto Insurance in Wellington, Ohio

Wellington, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wellington, Ohio.

Minimum Required Auto Insurance Coverage in Wellington, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Wellington, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wellington, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wellington, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,951 $1,936 $1,768 $1,887 $5,494 $6,280 $2,036 $2,166
American Family $917 $953 $833 $838 $2,758 $3,001 $1,131 $1,192
Farmers $1,753 $1,751 $1,542 $1,628 $7,909 $8,237 $1,963 $2,045
GEICO $1,148 $1,115 $1,094 $1,113 $3,064 $2,840 $1,270 $1,065
Liberty Mutual $1,886 $2,059 $1,447 $1,768 $10,070 $11,368 $1,991 $2,168
Nationwide $2,112 $2,119 $1,912 $1,921 $5,500 $7,057 $2,258 $2,617
Progressive $1,726 $1,627 $1,437 $1,485 $7,656 $8,624 $2,064 $2,134
State Farm $1,390 $1,390 $1,246 $1,246 $4,347 $5,468 $1,614 $1,845
Travelers $1,281 $1,299 $1,282 $1,275 $5,689 $9,053 $1,338 $1,504
USAA $890 $897 $848 $846 $2,751 $3,062 $1,189 $1,281

Cheap Wellington, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wellington, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Wellington, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Wellington, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,494 $6,280
American Family $2,758 $3,001
Farmers $7,909 $8,237
GEICO $3,064 $2,840
Liberty Mutual $10,070 $11,368
Nationwide $5,500 $7,057
Progressive $7,656 $8,624
State Farm $4,347 $5,468
Travelers $5,689 $9,053
USAA $2,751 $3,062

Cheap Wellington, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Wellington, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wellington, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,768 $1,887
American Family $833 $838
Farmers $1,542 $1,628
GEICO $1,094 $1,113
Liberty Mutual $1,447 $1,768
Nationwide $1,912 $1,921
Progressive $1,437 $1,485
State Farm $1,246 $1,246
Travelers $1,282 $1,275
USAA $848 $846

Cheap Wellington, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wellington, Ohio compared to the annual auto insurance rates with a clean record in Wellington, Ohio.

Annual Wellington, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,460 $2,984 $3,522 $2,793
American Family $1,393 $1,473 $1,473 $1,473
Farmers $2,767 $3,565 $3,476 $3,605
GEICO $1,077 $1,554 $2,272 $1,453
Liberty Mutual $3,433 $4,426 $4,508 $4,011
Nationwide $2,564 $3,248 $4,106 $2,830
Progressive $2,884 $3,919 $3,072 $3,502
State Farm $2,112 $2,525 $2,318 $2,318
Travelers $2,088 $2,726 $4,119 $2,427
USAA $1,128 $1,513 $1,992 $1,249

Cheap Wellington, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wellington, Ohio is not easy. Compare the annual rates for DUI auto insurance in Wellington, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Wellington, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,522
American Family $1,473
Farmers $3,476
GEICO $2,272
Liberty Mutual $4,508
Nationwide $4,106
Progressive $3,072
State Farm $2,318
Travelers $4,119
USAA $1,992

Cheap Wellington, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wellington, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wellington, Ohio

Insurance Company Poor Fair Good
Allstate $3,769 $2,754 $2,296
American Family $1,930 $1,315 $1,114
Farmers $3,789 $3,212 $3,059
GEICO $1,901 $1,589 $1,276
Liberty Mutual $5,853 $3,604 $2,826
Nationwide $3,843 $3,099 $2,619
Progressive $3,756 $3,246 $3,032
State Farm $3,303 $2,042 $1,610
Travelers $3,168 $2,765 $2,587
USAA $1,907 $1,352 $1,153

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Cheap Wellington, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wellington, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Wellington, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wellington, Ohio

ZIP Code Average Annual Rates
44090 $2,551

Cheap Wellington, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Wellington, Ohio auto insurance. Find the cheapest annual Wellington, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wellington, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,940 $2,940
American Family $1,436 $1,470
Farmers $3,354 $3,354
GEICO $1,562 $1,615
Liberty Mutual $4,094 $4,094
Nationwide $3,187 $3,187
Progressive $3,344 $3,344
State Farm $2,260 $2,377
Travelers $2,840 $2,840
USAA $1,414 $1,527

Cheap Wellington, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wellington, Ohio? Check out the comparison of annual Wellington, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wellington, Ohio

Insurance Company Low Medium High
Allstate $2,838 $2,934 $3,047
American Family $1,429 $1,464 $1,466
Farmers $3,166 $3,300 $3,595
GEICO $1,530 $1,581 $1,656
Liberty Mutual $3,917 $4,119 $4,247
Nationwide $3,499 $3,091 $2,971
Progressive $3,208 $3,315 $3,510
State Farm $2,198 $2,326 $2,432
Travelers $2,742 $2,881 $2,897
USAA $1,402 $1,469 $1,541

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Best By Category: Cheapest Auto Insurance in Wellington, Ohio

Compare the cheapest auto insurance companies in Wellington, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wellington, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Wellington, Ohio Auto Insurance Companies

What auto insurance companies in Wellington, Ohio are the cheapest? Compare the top Wellington, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wellington, Ohio

Insurance Company Average Annual Rates
Allstate $2,940
American Family $1,453
Farmers $3,354
GEICO $1,589
Liberty Mutual $4,094
Nationwide $3,187
Progressive $3,344
State Farm $2,318
Travelers $2,840
USAA $1,470

What affects auto insurance rates in Wellington, Ohio?

There are a lot of reasons why auto insurance rates in Wellington, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wellington, Ohio. Many local factors may affect your Wellington auto insurance rates.

Wellington Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wellington, Ohio commute length is 27.3 minutes according to City-Data.

Wellington Traffic

How does Wellington, Ohio rank for traffic? According to Inrix Wellington, Ohio is the 84th most congested worldwide.

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Compare Wellington, Ohio Auto Insurance Quotes

Before you buy Wellington, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wellington, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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