Best Cheap Auto Insurance in Wellington, CO (2021)

The average Wellington, CO auto insurance rates are $285 per month. The minimum auto insurance in Wellington is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Wellington, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Wellington is Liberty Mutual
  • Average auto insurance rates in Wellington, CO for senior drivers are $2,023 per year
  • The average commute length in Wellington is 26.1 minutes

Wellington, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Wellington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wellington, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Wellington to other Colorado cities, including Westminster auto insurance rates, Aurora auto insurance rates, and Arvada auto insurance rates to see how Wellington, Colorado auto insurance rates stack up.

Before you buy Wellington, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wellington, Colorado auto insurance quotes.

Minimum Auto Insurance in Wellington, Colorado

Wellington, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wellington, Colorado.

Minimum Required Auto Insurance Coverage in Wellington, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Wellington, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wellington, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wellington, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,767 $2,584 $2,522 $2,543 $9,821 $10,341 $2,999 $2,991
American Family $2,360 $2,360 $2,133 $2,133 $5,699 $7,669 $2,360 $2,883
Farmers $2,670 $2,638 $2,424 $2,621 $9,961 $9,973 $2,920 $2,933
GEICO $1,867 $2,038 $1,970 $2,232 $5,819 $6,160 $1,710 $1,742
Liberty Mutual $1,665 $1,565 $1,411 $1,557 $5,258 $5,752 $1,685 $1,705
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,206 $2,062 $1,938 $1,928 $7,612 $8,500 $2,481 $2,410
State Farm $1,705 $1,705 $1,539 $1,539 $4,984 $6,296 $1,911 $2,268
USAA $1,961 $1,952 $1,878 $1,875 $4,940 $5,650 $2,511 $2,721

Cheap Wellington, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wellington, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Wellington, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Wellington, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,821 $10,341
American Family $5,699 $7,669
Farmers $9,961 $9,973
GEICO $5,819 $6,160
Liberty Mutual $5,258 $5,752
Nationwide $5,724 $7,310
Progressive $7,612 $8,500
State Farm $4,984 $6,296
USAA $4,940 $5,650

Cheap Wellington, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Wellington, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wellington, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,522 $2,543
American Family $2,133 $2,133
Farmers $2,424 $2,621
GEICO $1,970 $2,232
Liberty Mutual $1,411 $1,557
Nationwide $2,028 $2,139
Progressive $1,938 $1,928
State Farm $1,539 $1,539
USAA $1,878 $1,875

Cheap Wellington, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wellington, Colorado compared to the annual auto insurance rates with a clean record in Wellington, Colorado.

Annual Wellington, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,885 $4,485 $5,500 $4,413
American Family $2,551 $3,629 $4,727 $2,891
Farmers $3,816 $4,907 $4,841 $4,508
GEICO $2,080 $3,230 $3,741 $2,719
Liberty Mutual $2,265 $2,642 $2,731 $2,660
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,154 $4,421 $3,326 $3,667
State Farm $2,518 $2,969 $2,743 $2,743
USAA $2,145 $2,618 $4,566 $2,414

Cheap Wellington, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wellington, Colorado is not easy. Compare the annual rates for DUI auto insurance in Wellington, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Wellington, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,500
American Family $4,727
Farmers $4,841
GEICO $3,741
Liberty Mutual $2,731
Nationwide $4,523
Progressive $3,326
State Farm $2,743
USAA $4,566

Cheap Wellington, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wellington, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wellington, Colorado

Insurance Company Poor Fair Good
Allstate $5,820 $4,497 $3,396
American Family $4,466 $3,197 $2,686
Farmers $5,254 $4,256 $4,043
GEICO $3,536 $2,942 $2,348
Liberty Mutual $3,671 $2,257 $1,796
Nationwide $4,099 $3,254 $2,838
Progressive $4,133 $3,538 $3,255
State Farm $3,808 $2,448 $1,974
USAA $4,329 $2,483 $1,995

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Cheap Wellington, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wellington, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Wellington, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wellington, Colorado

ZIP Code Average Annual Rates
80549 $3,160

Cheap Wellington, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Wellington, Colorado auto insurance. Find the cheapest annual Wellington, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wellington, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,571 $4,571
American Family $3,375 $3,524
Farmers $4,518 $4,518
GEICO $2,879 $3,005
Liberty Mutual $2,575 $2,575
Nationwide $3,397 $3,397
Progressive $3,642 $3,642
State Farm $2,676 $2,811
USAA $2,854 $3,018

Cheap Wellington, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wellington, Colorado? Check out the comparison of annual Wellington, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wellington, Colorado

Insurance Company Low Medium High
Allstate $4,270 $4,553 $4,890
American Family $3,256 $3,522 $3,571
Farmers $3,965 $4,457 $5,132
GEICO $2,650 $2,888 $3,290
Liberty Mutual $2,411 $2,563 $2,750
Nationwide $3,381 $3,402 $3,409
Progressive $3,351 $3,654 $3,921
State Farm $2,555 $2,745 $2,930
USAA $2,793 $2,935 $3,079

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Best By Category: Cheapest Auto Insurance in Wellington, Colorado

Compare the cheapest auto insurance companies in Wellington, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wellington, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Wellington, Colorado Auto Insurance Companies

What auto insurance companies in Wellington, Colorado are the cheapest? Compare the top Wellington, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wellington, Colorado

Insurance Company Average Annual Rates
Allstate $4,571
American Family $3,449
Farmers $4,518
GEICO $2,942
Liberty Mutual $2,575
Nationwide $3,397
Progressive $3,642
State Farm $2,743
USAA $2,936

What affects auto insurance rates in Wellington, Colorado?

There are a lot of reasons why auto insurance rates in Wellington, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wellington, Colorado. Many local factors may affect your Wellington auto insurance rates.

Wellington Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wellington, Colorado commute length is 26.1 minutes according to City-Data.

Wellington Traffic

How does Wellington, Colorado rank for traffic? According to Inrix Wellington, Colorado is the 84th most congested worldwide.

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Compare Wellington, Colorado Auto Insurance Quotes

Before you buy Wellington, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wellington, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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