Best Cheap Auto Insurance in Welaka, FL (2021)

The average Welaka, FL auto insurance rates are $332 per month. The minimum auto insurance in Welaka is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Welaka, Florida, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Welaka is 41.6 minutes
  • The most expensive auto insurance company in Welaka for teen drivers is Allstate
  • Average auto insurance rates in Welaka, FL for senior drivers are $2,420 per year

Welaka, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Welaka can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Welaka, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Welaka to other Florida cities, including Miami auto insurance rates, Orlando auto insurance rates, and Tallahassee auto insurance rates to see how Welaka, Florida auto insurance rates stack up.

Before you buy Welaka, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Welaka, Florida auto insurance quotes.

Minimum Auto Insurance in Welaka, Florida

Welaka, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Welaka, Florida.

Minimum Required Auto Insurance Coverage in Welaka, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Welaka, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Welaka, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Welaka, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,749 $3,610 $3,280 $3,342 $12,814 $13,934 $3,780 $3,852
GEICO $2,829 $2,844 $2,647 $2,647 $5,019 $6,309 $3,116 $3,170
Liberty Mutual $3,026 $3,026 $2,777 $2,777 $6,328 $9,715 $3,026 $4,078
Nationwide $2,556 $2,528 $2,285 $2,364 $6,126 $7,559 $2,814 $2,934
Progressive $3,364 $3,183 $2,906 $3,107 $9,580 $10,516 $4,068 $3,919
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,428 $1,406 $1,329 $1,322 $4,832 $5,622 $1,785 $1,930

Cheap Welaka, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Welaka, Florida is a challenge. Take a look at the annual teen auto insurance rates in Welaka, Florida.

Annual Auto Insurance Rates for Teen Drivers in Welaka, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,814 $13,934
GEICO $5,019 $6,309
Liberty Mutual $6,328 $9,715
Nationwide $6,126 $7,559
Progressive $9,580 $10,516
State Farm $4,900 $6,272
USAA $4,832 $5,622

Cheap Welaka, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Welaka, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Welaka, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,280 $3,342
GEICO $2,647 $2,647
Liberty Mutual $2,777 $2,777
Nationwide $2,285 $2,364
Progressive $2,906 $3,107
State Farm $1,546 $1,546
USAA $1,329 $1,322

Cheap Welaka, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Welaka, Florida compared to the annual auto insurance rates with a clean record in Welaka, Florida.

Annual Welaka, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,225 $6,232 $6,929 $5,793
GEICO $2,509 $3,188 $4,713 $3,881
Liberty Mutual $3,169 $4,077 $5,850 $4,279
Nationwide $3,122 $3,417 $4,582 $3,461
Progressive $4,006 $5,939 $4,992 $5,384
State Farm $2,486 $2,927 $2,707 $2,707
USAA $1,932 $2,376 $3,495 $2,024

Cheap Welaka, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Welaka, Florida is not easy. Compare the annual rates for DUI auto insurance in Welaka, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Welaka, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,929
GEICO $4,713
Liberty Mutual $5,850
Nationwide $4,582
Progressive $4,992
State Farm $2,707
USAA $3,495

Cheap Welaka, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Welaka, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Welaka, Florida

Insurance Company Poor Fair Good
Allstate $8,442 $5,346 $4,347
GEICO $5,174 $3,157 $2,387
Liberty Mutual $5,580 $4,109 $3,343
Nationwide $4,552 $3,350 $3,034
Progressive $6,602 $4,703 $3,935
State Farm $3,653 $2,441 $2,026
USAA $4,009 $1,949 $1,412

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Welaka, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Welaka, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Welaka, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Welaka, Florida

ZIP Code Average Annual Rates
32193 $3,074

Cheap Welaka, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Welaka, Florida auto insurance. Find the cheapest annual Welaka, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Welaka, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,872 $6,218
GEICO $3,555 $3,590
Liberty Mutual $4,206 $4,482
Nationwide $3,646 $3,646
Progressive $5,080 $5,080
State Farm $2,617 $2,797
USAA $2,429 $2,485

Cheap Welaka, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Welaka, Florida? Check out the comparison of annual Welaka, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Welaka, Florida

Insurance Company Low Medium High
Allstate $4,676 $6,354 $7,106
GEICO $2,895 $3,700 $4,123
Liberty Mutual $4,019 $4,406 $4,606
Nationwide $2,897 $3,787 $4,253
Progressive $4,239 $5,199 $5,802
State Farm $2,367 $2,761 $2,992
USAA $2,130 $2,542 $2,699

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Welaka, Florida

Compare the cheapest auto insurance companies in Welaka, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Welaka, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Welaka, Florida Auto Insurance Companies

What auto insurance companies in Welaka, Florida are the cheapest? Compare the top Welaka, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Welaka, Florida

Insurance Company Average Annual Rates
Allstate $6,045
GEICO $3,572
Liberty Mutual $4,344
Nationwide $3,646
Progressive $5,080
State Farm $2,707
USAA $2,457

What affects auto insurance rates in Welaka, Florida?

There are a lot of reasons why auto insurance rates in Welaka, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Welaka, Florida. Many local factors may affect your Welaka auto insurance rates.

Welaka Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Welaka, Florida auto theft statistics, there have been 0 auto thefts in the city.

Welaka Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Welaka, Florida commute length is 41.6 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Welaka, Florida Auto Insurance Quotes

Before you buy Welaka, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Welaka, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption