Best Cheap Auto Insurance in Waynesburg, OH (2021)

The average Waynesburg, OH auto insurance rates are $231 per month. The minimum auto insurance in Waynesburg is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Waynesburg, Ohio, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The average commute length in Waynesburg is 29.8 minutes
  • Average auto insurance rates in Waynesburg, OH for senior drivers are $1,436 per year
  • The cheapest auto insurance company in Waynesburg is American Family

Waynesburg, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Waynesburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Waynesburg, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Waynesburg to other Ohio cities, including Dayton auto insurance rates, Akron auto insurance rates, and Toledo auto insurance rates to see how Waynesburg, Ohio auto insurance rates stack up.

Before you buy Waynesburg, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Waynesburg, Ohio auto insurance quotes.

Minimum Auto Insurance in Waynesburg, Ohio

Waynesburg, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Waynesburg, Ohio.

Minimum Required Auto Insurance Coverage in Waynesburg, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Waynesburg, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Waynesburg, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Waynesburg, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,058 $2,058 $1,849 $1,979 $5,578 $6,376 $2,174 $2,329
American Family $866 $898 $788 $791 $2,615 $2,835 $1,070 $1,126
Farmers $1,712 $1,704 $1,510 $1,591 $7,382 $7,643 $1,918 $2,007
GEICO $1,298 $1,263 $1,226 $1,246 $3,504 $3,256 $1,442 $1,216
Liberty Mutual $2,009 $2,195 $1,543 $1,884 $10,534 $11,895 $2,131 $2,324
Nationwide $2,185 $2,195 $1,972 $1,985 $5,625 $7,246 $2,340 $2,722
Progressive $1,926 $1,817 $1,595 $1,652 $8,575 $9,672 $2,311 $2,394
State Farm $1,471 $1,471 $1,318 $1,318 $4,616 $5,797 $1,710 $1,962
Travelers $1,307 $1,327 $1,297 $1,293 $5,670 $9,011 $1,362 $1,547
USAA $986 $995 $937 $937 $3,042 $3,389 $1,321 $1,421

Cheap Waynesburg, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Waynesburg, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Waynesburg, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Waynesburg, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,578 $6,376
American Family $2,615 $2,835
Farmers $7,382 $7,643
GEICO $3,504 $3,256
Liberty Mutual $10,534 $11,895
Nationwide $5,625 $7,246
Progressive $8,575 $9,672
State Farm $4,616 $5,797
Travelers $5,670 $9,011
USAA $3,042 $3,389

Cheap Waynesburg, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Waynesburg, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Waynesburg, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,849 $1,979
American Family $788 $791
Farmers $1,510 $1,591
GEICO $1,226 $1,246
Liberty Mutual $1,543 $1,884
Nationwide $1,972 $1,985
Progressive $1,595 $1,652
State Farm $1,318 $1,318
Travelers $1,297 $1,293
USAA $937 $937

Cheap Waynesburg, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Waynesburg, Ohio compared to the annual auto insurance rates with a clean record in Waynesburg, Ohio.

Annual Waynesburg, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,576 $3,106 $3,616 $2,902
American Family $1,318 $1,393 $1,393 $1,393
Farmers $2,625 $3,378 $3,294 $3,437
GEICO $1,223 $1,768 $2,577 $1,657
Liberty Mutual $3,622 $4,657 $4,753 $4,226
Nationwide $2,633 $3,347 $4,244 $2,910
Progressive $3,226 $4,388 $3,434 $3,924
State Farm $2,238 $2,678 $2,458 $2,458
Travelers $2,106 $2,738 $4,124 $2,439
USAA $1,246 $1,672 $2,213 $1,382

Cheap Waynesburg, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Waynesburg, Ohio is not easy. Compare the annual rates for DUI auto insurance in Waynesburg, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Waynesburg, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,616
American Family $1,393
Farmers $3,294
GEICO $2,577
Liberty Mutual $4,753
Nationwide $4,244
Progressive $3,434
State Farm $2,458
Travelers $4,124
USAA $2,213

Cheap Waynesburg, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Waynesburg, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Waynesburg, Ohio

Insurance Company Poor Fair Good
Allstate $3,922 $2,847 $2,381
American Family $1,823 $1,245 $1,053
Farmers $3,612 $3,042 $2,896
GEICO $2,165 $1,806 $1,447
Liberty Mutual $6,177 $3,792 $2,974
Nationwide $3,963 $3,193 $2,695
Progressive $4,203 $3,631 $3,394
State Farm $3,503 $2,165 $1,706
Travelers $3,184 $2,776 $2,595
USAA $2,114 $1,497 $1,275

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Cheap Waynesburg, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Waynesburg, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Waynesburg, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Waynesburg, Ohio

ZIP Code Average Annual Rates
44688 $2,649

Cheap Waynesburg, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Waynesburg, Ohio auto insurance. Find the cheapest annual Waynesburg, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Waynesburg, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,050 $3,050
American Family $1,358 $1,390
Farmers $3,183 $3,183
GEICO $1,775 $1,838
Liberty Mutual $4,315 $4,315
Nationwide $3,284 $3,284
Progressive $3,743 $3,743
State Farm $2,397 $2,519
Travelers $2,852 $2,852
USAA $1,565 $1,692

Cheap Waynesburg, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Waynesburg, Ohio? Check out the comparison of annual Waynesburg, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Waynesburg, Ohio

Insurance Company Low Medium High
Allstate $2,952 $3,044 $3,155
American Family $1,355 $1,384 $1,382
Farmers $3,029 $3,139 $3,382
GEICO $1,744 $1,798 $1,877
Liberty Mutual $4,139 $4,339 $4,466
Nationwide $3,620 $3,184 $3,048
Progressive $3,606 $3,714 $3,909
State Farm $2,337 $2,466 $2,571
Travelers $2,762 $2,891 $2,902
USAA $1,550 $1,627 $1,709

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Best By Category: Cheapest Auto Insurance in Waynesburg, Ohio

Compare the cheapest auto insurance companies in Waynesburg, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Waynesburg, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Waynesburg, Ohio Auto Insurance Companies

What auto insurance companies in Waynesburg, Ohio are the cheapest? Compare the top Waynesburg, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Waynesburg, Ohio

Insurance Company Average Annual Rates
Allstate $3,050
American Family $1,374
Farmers $3,183
GEICO $1,806
Liberty Mutual $4,315
Nationwide $3,284
Progressive $3,743
State Farm $2,458
Travelers $2,852
USAA $1,629

What affects auto insurance rates in Waynesburg, Ohio?

There are a lot of reasons why auto insurance rates in Waynesburg, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Waynesburg, Ohio. Many local factors may affect your Waynesburg auto insurance rates.

Waynesburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Waynesburg, Ohio commute length is 29.8 minutes according to City-Data.

Free Auto Insurance Comparison

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Compare Waynesburg, Ohio Auto Insurance Quotes

Before you buy Waynesburg, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Waynesburg, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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