Best Cheap Auto Insurance in Waynesburg, KY (2021)

The average Waynesburg, KY auto insurance rates are $390 per month. The minimum auto insurance in Waynesburg is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Waynesburg, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Waynesburg is USAA
  • The minimum auto insurance required in Waynesburg, Kentucky is 25/50/25
  • The most expensive auto insurance company in Waynesburg for teen drivers is Travelers

Waynesburg, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Waynesburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Waynesburg, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Waynesburg to other Kentucky cities, including Florence auto insurance rates, Elizabeth auto insurance rates, and Bowling Green auto insurance rates to see how Waynesburg, Kentucky auto insurance rates stack up.

Before you buy Waynesburg, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Waynesburg, Kentucky auto insurance quotes.

Minimum Auto Insurance in Waynesburg, Kentucky

Waynesburg, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Waynesburg, Kentucky.

Minimum Required Auto Insurance Coverage in Waynesburg, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Waynesburg, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Waynesburg, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Waynesburg, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,337 $3,299 $3,023 $3,225 $12,487 $14,005 $3,683 $3,883
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $2,666 $2,884 $2,290 $2,552 $11,165 $12,312 $2,766 $2,841
Nationwide $3,534 $3,521 $3,188 $3,325 $7,948 $9,875 $4,012 $4,192
Progressive $2,304 $2,188 $2,071 $2,079 $11,320 $12,824 $2,860 $2,919
State Farm $1,835 $1,835 $1,641 $1,641 $5,333 $6,766 $2,044 $2,268
Travelers $2,647 $2,694 $2,610 $2,614 $13,208 $21,378 $2,768 $3,181
USAA $1,890 $1,896 $1,703 $1,736 $5,010 $5,281 $2,389 $2,619

Cheap Waynesburg, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Waynesburg, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Waynesburg, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Waynesburg, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,487 $14,005
GEICO $7,942 $9,404
Liberty Mutual $11,165 $12,312
Nationwide $7,948 $9,875
Progressive $11,320 $12,824
State Farm $5,333 $6,766
Travelers $13,208 $21,378
USAA $5,010 $5,281

Cheap Waynesburg, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Waynesburg, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Waynesburg, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,023 $3,225
GEICO $4,003 $3,626
Liberty Mutual $2,290 $2,552
Nationwide $3,188 $3,325
Progressive $2,071 $2,079
State Farm $1,641 $1,641
Travelers $2,610 $2,614
USAA $1,703 $1,736

Cheap Waynesburg, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Waynesburg, Kentucky compared to the annual auto insurance rates with a clean record in Waynesburg, Kentucky.

Annual Waynesburg, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,861 $6,347 $6,775 $5,487
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,107 $6,335 $4,922 $4,374
Nationwide $3,914 $5,093 $6,470 $4,320
Progressive $3,984 $5,911 $4,544 $4,843
State Farm $2,677 $3,164 $2,920 $2,920
Travelers $5,562 $5,722 $8,301 $5,964
USAA $2,123 $3,002 $3,584 $2,554

Cheap Waynesburg, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Waynesburg, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Waynesburg, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Waynesburg, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,775
GEICO $7,717
Liberty Mutual $4,922
Nationwide $6,470
Progressive $4,544
State Farm $2,920
Travelers $8,301
USAA $3,584

Cheap Waynesburg, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Waynesburg, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Waynesburg, Kentucky

Insurance Company Poor Fair Good
Allstate $7,777 $5,363 $4,463
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,043 $4,340 $3,420
Nationwide $6,028 $4,724 $4,097
Progressive $5,384 $4,698 $4,380
State Farm $4,209 $2,553 $1,998
Travelers $7,122 $6,030 $6,010
USAA $4,193 $2,344 $1,909

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Waynesburg, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Waynesburg, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Waynesburg, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Waynesburg, Kentucky

ZIP Code Average Annual Rates
40489 $4,243

Cheap Waynesburg, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Waynesburg, Kentucky auto insurance. Find the cheapest annual Waynesburg, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Waynesburg, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,868 $5,868
GEICO $4,724 $4,814
Liberty Mutual $4,934 $4,934
Nationwide $4,949 $4,949
Progressive $4,821 $4,821
State Farm $2,848 $2,993
Travelers $6,387 $6,387
USAA $2,711 $2,920

Cheap Waynesburg, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Waynesburg, Kentucky? Check out the comparison of annual Waynesburg, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Waynesburg, Kentucky

Insurance Company Low Medium High
Allstate $5,400 $5,842 $6,361
GEICO $4,439 $4,761 $5,108
Liberty Mutual $4,672 $4,899 $5,233
Nationwide $5,017 $4,889 $4,942
Progressive $4,435 $4,752 $5,275
State Farm $2,728 $2,916 $3,117
Travelers $6,024 $6,410 $6,728
USAA $2,690 $2,809 $2,948

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Waynesburg, Kentucky

Compare the cheapest auto insurance companies in Waynesburg, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Waynesburg, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Waynesburg, Kentucky Auto Insurance Companies

What auto insurance companies in Waynesburg, Kentucky are the cheapest? Compare the top Waynesburg, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Waynesburg, Kentucky

Insurance Company Average Annual Rates
Allstate $5,868
GEICO $4,769
Liberty Mutual $4,934
Nationwide $4,949
Progressive $4,821
State Farm $2,920
Travelers $6,387
USAA $2,816

Compare Waynesburg, Kentucky Auto Insurance Quotes

Before you buy Waynesburg, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Waynesburg, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption