Best Cheap Auto Insurance in Wayland, KY (2021)

The average Wayland, KY auto insurance rates are $573 per month. The minimum auto insurance in Wayland is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Wayland, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Wayland, Kentucky is 25/50/25
  • The average commute length in Wayland is 31.6 minutes
  • The cheapest auto insurance company in Wayland is USAA

Wayland, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Wayland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wayland, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Wayland to other Kentucky cities, including Richmond auto insurance rates, Nicholasville auto insurance rates, and Elizabeth auto insurance rates to see how Wayland, Kentucky auto insurance rates stack up.

Before you buy Wayland, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wayland, Kentucky auto insurance quotes.

Minimum Auto Insurance in Wayland, Kentucky

Wayland, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wayland, Kentucky.

Minimum Required Auto Insurance Coverage in Wayland, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Wayland, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wayland, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wayland, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,399 $5,313 $4,972 $5,274 $19,903 $22,054 $5,831 $6,080
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,204 $4,574 $3,518 $3,960 $18,465 $20,530 $4,410 $4,624
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $3,625 $3,417 $3,290 $3,282 $18,705 $21,257 $4,509 $4,560
State Farm $2,456 $2,456 $2,176 $2,176 $6,595 $8,372 $2,720 $3,001
Travelers $4,021 $4,096 $3,958 $3,966 $20,585 $33,458 $4,203 $4,868
USAA $2,046 $2,062 $1,848 $1,893 $5,350 $5,640 $2,593 $2,854

Cheap Wayland, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wayland, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Wayland, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Wayland, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,903 $22,054
GEICO $8,902 $10,417
Liberty Mutual $18,465 $20,530
Nationwide $12,492 $15,331
Progressive $18,705 $21,257
State Farm $6,595 $8,372
Travelers $20,585 $33,458
USAA $5,350 $5,640

Cheap Wayland, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Wayland, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wayland, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,972 $5,274
GEICO $4,595 $4,158
Liberty Mutual $3,518 $3,960
Nationwide $5,035 $5,213
Progressive $3,290 $3,282
State Farm $2,176 $2,176
Travelers $3,958 $3,966
USAA $1,848 $1,893

Cheap Wayland, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wayland, Kentucky compared to the annual auto insurance rates with a clean record in Wayland, Kentucky.

Annual Wayland, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,750 $10,094 $10,816 $8,753
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,672 $10,350 $8,015 $7,105
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $6,449 $9,676 $7,351 $7,846
State Farm $3,464 $4,023 $3,744 $3,744
Travelers $8,598 $8,850 $12,895 $9,234
USAA $2,290 $3,241 $3,858 $2,753

Cheap Wayland, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wayland, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Wayland, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Wayland, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,816
GEICO $8,597
Liberty Mutual $8,015
Nationwide $10,149
Progressive $7,351
State Farm $3,744
Travelers $12,895
USAA $3,858

Cheap Wayland, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wayland, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wayland, Kentucky

Insurance Company Poor Fair Good
Allstate $12,610 $8,477 $6,972
GEICO $8,861 $4,424 $2,884
Liberty Mutual $11,554 $7,037 $5,515
Nationwide $9,520 $7,384 $6,351
Progressive $8,721 $7,640 $7,130
State Farm $5,366 $3,282 $2,584
Travelers $11,053 $9,330 $9,300
USAA $4,520 $2,528 $2,059

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Wayland, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wayland, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Wayland, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wayland, Kentucky

ZIP Code Average Annual Rates
41666 $6,304

Cheap Wayland, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Wayland, Kentucky auto insurance. Find the cheapest annual Wayland, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wayland, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,353 $9,353
GEICO $5,341 $5,438
Liberty Mutual $8,035 $8,035
Nationwide $7,752 $7,752
Progressive $7,830 $7,830
State Farm $3,654 $3,834
Travelers $9,894 $9,894
USAA $2,919 $3,153

Cheap Wayland, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wayland, Kentucky? Check out the comparison of annual Wayland, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wayland, Kentucky

Insurance Company Low Medium High
Allstate $8,126 $9,274 $10,660
GEICO $4,884 $5,352 $5,934
Liberty Mutual $7,586 $7,980 $8,541
Nationwide $7,743 $7,625 $7,887
Progressive $7,018 $7,651 $8,822
State Farm $3,504 $3,731 $3,997
Travelers $9,340 $9,923 $10,419
USAA $2,877 $3,027 $3,203

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Wayland, Kentucky

Compare the cheapest auto insurance companies in Wayland, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wayland, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Wayland, Kentucky Auto Insurance Companies

What auto insurance companies in Wayland, Kentucky are the cheapest? Compare the top Wayland, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wayland, Kentucky

Insurance Company Average Annual Rates
Allstate $9,353
GEICO $5,390
Liberty Mutual $8,035
Nationwide $7,752
Progressive $7,830
State Farm $3,744
Travelers $9,894
USAA $3,036

What affects auto insurance rates in Wayland, Kentucky?

There are a lot of reasons why auto insurance rates in Wayland, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wayland, Kentucky. Many local factors may affect your Wayland auto insurance rates.

Wayland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wayland, Kentucky commute length is 31.6 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Wayland, Kentucky Auto Insurance Quotes

Before you buy Wayland, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wayland, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption