Best Cheap Auto Insurance in Waverly, KS (2021)

The average Waverly, KS auto insurance rates are $279 per month. The minimum auto insurance in Waverly is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Waverly, Kansas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Waverly is American Family
  • The minimum auto insurance required in Waverly, Kansas is 25/50/25
  • Average auto insurance rates in Waverly, KS for senior drivers are $1,951 per year

Waverly, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Waverly can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Waverly, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Waverly to other Kansas cities, including Manhattan auto insurance rates, Topeka auto insurance rates, and Overland Park auto insurance rates to see how Waverly, Kansas auto insurance rates stack up.

Before you buy Waverly, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Waverly, Kansas auto insurance quotes.

Minimum Auto Insurance in Waverly, Kansas

Waverly, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Waverly, Kansas.

Minimum Required Auto Insurance Coverage in Waverly, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Waverly, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Waverly, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Waverly, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,584 $1,584 $1,431 $1,431 $3,047 $3,651 $1,584 $1,778
Farmers $2,555 $2,534 $2,283 $2,385 $6,862 $7,094 $2,879 $3,030
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,400 $2,594 $2,276 $2,539 $10,892 $12,164 $2,635 $2,855
Nationwide $1,807 $1,864 $1,609 $1,734 $3,759 $4,613 $2,108 $2,246
Progressive $2,336 $2,232 $1,880 $1,962 $8,503 $9,606 $2,762 $2,963
State Farm $1,673 $1,673 $1,461 $1,461 $4,391 $5,605 $1,878 $2,118
Travelers $2,007 $2,042 $1,961 $1,983 $8,147 $12,720 $2,056 $2,423
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Cheap Waverly, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Waverly, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Waverly, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Waverly, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,047 $3,651
Farmers $6,862 $7,094
GEICO $4,439 $5,960
Liberty Mutual $10,892 $12,164
Nationwide $3,759 $4,613
Progressive $8,503 $9,606
State Farm $4,391 $5,605
Travelers $8,147 $12,720
USAA $4,807 $5,062

Cheap Waverly, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Waverly, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Waverly, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,431 $1,431
Farmers $2,283 $2,385
GEICO $2,443 $2,273
Liberty Mutual $2,276 $2,539
Nationwide $1,609 $1,734
Progressive $1,880 $1,962
State Farm $1,461 $1,461
Travelers $1,961 $1,983
USAA $1,313 $1,333

Cheap Waverly, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Waverly, Kansas compared to the annual auto insurance rates with a clean record in Waverly, Kansas.

Annual Waverly, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $1,974 $2,124 $1,974 $1,974
Farmers $3,120 $4,013 $3,912 $3,767
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,624 $5,432 $5,337 $4,785
Nationwide $1,857 $2,134 $3,756 $2,123
Progressive $3,729 $4,345 $3,890 $4,157
State Farm $2,354 $2,711 $2,532 $2,532
Travelers $3,033 $3,962 $5,466 $4,210
USAA $1,765 $2,373 $3,494 $2,020

Cheap Waverly, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Waverly, Kansas is not easy. Compare the annual rates for DUI auto insurance in Waverly, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Waverly, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,882
American Family $1,974
Farmers $3,912
GEICO $4,922
Liberty Mutual $5,337
Nationwide $3,756
Progressive $3,890
State Farm $2,532
Travelers $5,466
USAA $3,494

Cheap Waverly, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Waverly, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Waverly, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,625 $1,859 $1,550
Farmers $4,371 $3,468 $3,270
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,794 $4,794 $4,794
Nationwide $2,736 $2,416 $2,251
Progressive $4,631 $3,880 $3,580
State Farm $3,687 $2,204 $1,707
Travelers $4,813 $3,922 $3,767
USAA $3,299 $2,163 $1,778

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Waverly, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Waverly, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Waverly, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Waverly, Kansas

ZIP Code Average Annual Rates
66871 $3,525

Cheap Waverly, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Waverly, Kansas auto insurance. Find the cheapest annual Waverly, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Waverly, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,217 $4,217
American Family $1,986 $2,037
Farmers $3,703 $3,703
GEICO $3,027 $3,159
Liberty Mutual $4,794 $4,794
Nationwide $2,468 $2,468
Progressive $4,030 $4,030
State Farm $2,469 $2,595
Travelers $4,168 $4,168
USAA $2,341 $2,485

Cheap Waverly, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Waverly, Kansas? Check out the comparison of annual Waverly, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Waverly, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,032 $2,113 $1,889
Farmers $3,555 $3,683 $3,871
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,689 $4,784 $4,910
Nationwide $2,596 $2,440 $2,367
Progressive $3,817 $4,000 $4,274
State Farm $2,443 $2,539 $2,615
Travelers $3,953 $4,174 $4,376
USAA $2,328 $2,406 $2,504

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Waverly, Kansas

Compare the cheapest auto insurance companies in Waverly, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Waverly, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Waverly, Kansas Auto Insurance Companies

What auto insurance companies in Waverly, Kansas are the cheapest? Compare the top Waverly, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Waverly, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,011
Farmers $3,703
GEICO $3,093
Liberty Mutual $4,794
Nationwide $2,468
Progressive $4,030
State Farm $2,532
Travelers $4,168
USAA $2,413

What affects auto insurance rates in Waverly, Kansas?

There are a lot of reasons why auto insurance rates in Waverly, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Waverly, Kansas. Many local factors may affect your Waverly auto insurance rates.

Waverly Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Waverly, Kansas commute length is 30.1 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Waverly, Kansas Auto Insurance Quotes

Before you buy Waverly, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Waverly, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption