Best Cheap Auto Insurance in Waverly, IL (2021)

The average Waverly, IL auto insurance rates are $257 per month. The minimum auto insurance in Waverly is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Waverly, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • Average auto insurance rates in Waverly, IL for senior drivers are $1,774 per year
  • The minimum auto insurance required in Waverly, Illinois is 25/50/20
  • The cheapest auto insurance company in Waverly is State Farm

Waverly, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Waverly can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Waverly, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Waverly to other Illinois cities, including Rockford auto insurance rates, Waukegan auto insurance rates, and Peoria auto insurance rates to see how Waverly, Illinois auto insurance rates stack up.

Before you buy Waverly, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Waverly, Illinois auto insurance quotes.

Minimum Auto Insurance in Waverly, Illinois

Waverly, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Waverly, Illinois.

Minimum Required Auto Insurance Coverage in Waverly, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Waverly, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Waverly, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Waverly, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,259 $3,274 $3,383 $3,383 $8,257 $10,766 $3,916 $4,232
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,306 $2,308 $2,050 $2,161 $9,583 $9,989 $2,629 $2,759
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,327 $1,433 $1,103 $1,232 $4,260 $4,738 $1,391 $1,469
Nationwide $1,704 $1,739 $1,515 $1,610 $4,566 $5,881 $1,972 $2,139
Progressive $2,089 $1,990 $1,721 $1,791 $7,367 $8,286 $2,506 $2,728
State Farm $1,273 $1,273 $1,123 $1,123 $3,431 $4,371 $1,434 $1,636
Travelers $1,503 $1,588 $1,353 $1,444 $4,136 $5,139 $1,598 $1,684
USAA $1,677 $1,708 $1,559 $1,537 $5,422 $5,984 $2,212 $2,433

Cheap Waverly, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Waverly, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Waverly, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Waverly, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,257 $10,766
American Family $6,205 $8,633
Farmers $9,583 $9,989
GEICO $4,847 $5,129
Liberty Mutual $4,260 $4,738
Nationwide $4,566 $5,881
Progressive $7,367 $8,286
State Farm $3,431 $4,371
Travelers $4,136 $5,139
USAA $5,422 $5,984

Cheap Waverly, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Waverly, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Waverly, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,383 $3,383
American Family $2,037 $2,037
Farmers $2,050 $2,161
GEICO $1,521 $1,797
Liberty Mutual $1,103 $1,232
Nationwide $1,515 $1,610
Progressive $1,721 $1,791
State Farm $1,123 $1,123
Travelers $1,353 $1,444
USAA $1,559 $1,537

Cheap Waverly, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Waverly, Illinois compared to the annual auto insurance rates with a clean record in Waverly, Illinois.

Annual Waverly, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,694 $6,093 $5,679 $4,770
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,571 $4,590 $4,476 $4,256
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,773 $2,497 $2,202 $2,005
Nationwide $2,125 $2,754 $3,240 $2,443
Progressive $2,938 $4,339 $3,247 $3,715
State Farm $1,804 $2,112 $1,958 $1,958
Travelers $1,841 $2,401 $2,675 $2,306
USAA $2,007 $2,885 $3,953 $2,421

Cheap Waverly, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Waverly, Illinois is not easy. Compare the annual rates for DUI auto insurance in Waverly, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Waverly, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,679
American Family $4,933
Farmers $4,476
GEICO $3,482
Liberty Mutual $2,202
Nationwide $3,240
Progressive $3,247
State Farm $1,958
Travelers $2,675
USAA $3,953

Cheap Waverly, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Waverly, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Waverly, Illinois

Insurance Company Poor Fair Good
Allstate $6,472 $4,648 $4,056
American Family $4,742 $3,217 $2,718
Farmers $4,808 $4,028 $3,834
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,992 $1,871 $1,494
Nationwide $3,154 $2,540 $2,228
Progressive $4,058 $3,441 $3,180
State Farm $2,846 $1,705 $1,322
Travelers $2,825 $2,253 $1,839
USAA $3,753 $2,575 $2,121

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Cheap Waverly, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Waverly, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Waverly, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Waverly, Illinois

ZIP Code Average Annual Rates
62692 $3,034

Cheap Waverly, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Waverly, Illinois auto insurance. Find the cheapest annual Waverly, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Waverly, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,059 $5,059
American Family $3,513 $3,605
Farmers $4,223 $4,223
GEICO $2,519 $2,617
Liberty Mutual $2,119 $2,119
Nationwide $2,641 $2,641
Progressive $3,560 $3,560
State Farm $1,909 $2,007
Travelers $2,216 $2,396
USAA $2,737 $2,896

Cheap Waverly, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Waverly, Illinois? Check out the comparison of annual Waverly, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Waverly, Illinois

Insurance Company Low Medium High
Allstate $4,928 $5,055 $5,194
American Family $3,452 $3,688 $3,537
Farmers $4,032 $4,131 $4,506
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,010 $2,115 $2,232
Nationwide $2,646 $2,657 $2,619
Progressive $3,336 $3,553 $3,790
State Farm $1,864 $1,960 $2,049
Travelers $2,172 $2,303 $2,442
USAA $2,632 $2,814 $3,004

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Best By Category: Cheapest Auto Insurance in Waverly, Illinois

Compare the cheapest auto insurance companies in Waverly, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Waverly, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Waverly, Illinois Auto Insurance Companies

What auto insurance companies in Waverly, Illinois are the cheapest? Compare the top Waverly, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Waverly, Illinois

Insurance Company Average Annual Rates
Allstate $5,059
American Family $3,559
Farmers $4,223
GEICO $2,568
Liberty Mutual $2,119
Nationwide $2,641
Progressive $3,560
State Farm $1,958
Travelers $2,306
USAA $2,816

What affects auto insurance rates in Waverly, Illinois?

There are a lot of reasons why auto insurance rates in Waverly, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Waverly, Illinois. Many local factors may affect your Waverly auto insurance rates.

Waverly Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Waverly, Illinois commute length is 28.7 minutes according to City-Data.

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Compare Waverly, Illinois Auto Insurance Quotes

Before you buy Waverly, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Waverly, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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