Best Cheap Auto Insurance in Waverly, GA (2021)

The average Waverly, GA auto insurance rates are $363 per month. The minimum auto insurance in Waverly is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Waverly, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Waverly, Georgia is 25/50/25
  • The most expensive auto insurance company in Waverly for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Waverly is USAA

Waverly, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Waverly can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Waverly, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Waverly to other Georgia cities, including Sandy Springs auto insurance rates, Albany auto insurance rates, and Columbus auto insurance rates to see how Waverly, Georgia auto insurance rates stack up.

Before you buy Waverly, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Waverly, Georgia auto insurance quotes.

Minimum Auto Insurance in Waverly, Georgia

Waverly, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Waverly, Georgia.

Minimum Required Auto Insurance Coverage in Waverly, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Waverly, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Waverly, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Waverly, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,961 $2,961 $2,842 $2,842 $6,895 $8,847 $3,308 $3,609
GEICO $1,560 $1,540 $1,512 $1,512 $4,655 $5,571 $2,007 $2,235
Liberty Mutual $4,805 $5,228 $3,933 $4,460 $20,430 $22,807 $5,096 $5,425
Nationwide $3,238 $3,347 $3,224 $3,537 $10,000 $12,843 $3,944 $4,272
Progressive $2,315 $2,122 $1,990 $2,100 $7,414 $8,213 $2,672 $2,794
State Farm $1,848 $1,848 $1,664 $1,664 $4,993 $6,547 $2,030 $2,197
USAA $1,423 $1,422 $1,330 $1,334 $5,020 $5,919 $1,762 $1,941

Cheap Waverly, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Waverly, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Waverly, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Waverly, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,895 $8,847
GEICO $4,655 $5,571
Liberty Mutual $20,430 $22,807
Nationwide $10,000 $12,843
Progressive $7,414 $8,213
State Farm $4,993 $6,547
USAA $5,020 $5,919

Cheap Waverly, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Waverly, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Waverly, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,842 $2,842
GEICO $1,512 $1,512
Liberty Mutual $3,933 $4,460
Nationwide $3,224 $3,537
Progressive $1,990 $2,100
State Farm $1,664 $1,664
USAA $1,330 $1,334

Cheap Waverly, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Waverly, Georgia compared to the annual auto insurance rates with a clean record in Waverly, Georgia.

Annual Waverly, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,515 $5,480 $4,435 $3,702
GEICO $1,735 $2,172 $4,444 $1,945
Liberty Mutual $6,850 $9,360 $10,760 $9,123
Nationwide $4,287 $5,026 $7,702 $5,187
Progressive $2,888 $5,141 $3,417 $3,363
State Farm $2,591 $3,106 $2,849 $2,849
USAA $1,939 $2,449 $3,529 $2,159

Cheap Waverly, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Waverly, Georgia is not easy. Compare the annual rates for DUI auto insurance in Waverly, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Waverly, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,435
GEICO $4,444
Liberty Mutual $10,760
Nationwide $7,702
Progressive $3,417
State Farm $2,849
USAA $3,529

Cheap Waverly, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Waverly, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Waverly, Georgia

Insurance Company Poor Fair Good
Allstate $5,551 $3,859 $3,440
GEICO $3,237 $2,275 $2,209
Liberty Mutual $12,922 $7,931 $6,217
Nationwide $6,583 $5,363 $4,705
Progressive $4,160 $3,607 $3,340
State Farm $4,034 $2,516 $1,996
USAA $3,270 $2,310 $1,977

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Cheap Waverly, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Waverly, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Waverly, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Waverly, Georgia

ZIP Code Average Annual Rates
31565 $4,213

Cheap Waverly, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Waverly, Georgia auto insurance. Find the cheapest annual Waverly, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Waverly, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,184 $4,382
GEICO $2,530 $2,618
Liberty Mutual $9,023 $9,023
Nationwide $5,550 $5,550
Progressive $3,702 $3,702
State Farm $2,849 $2,849
USAA $2,405 $2,633

Cheap Waverly, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Waverly, Georgia? Check out the comparison of annual Waverly, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Waverly, Georgia

Insurance Company Low Medium High
Allstate $3,912 $4,334 $4,603
GEICO $2,384 $2,587 $2,751
Liberty Mutual $8,658 $8,976 $9,436
Nationwide $5,319 $5,657 $5,675
Progressive $3,375 $3,640 $4,093
State Farm $2,659 $2,850 $3,037
USAA $2,394 $2,504 $2,659

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Best By Category: Cheapest Auto Insurance in Waverly, Georgia

Compare the cheapest auto insurance companies in Waverly, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Waverly, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Waverly, Georgia Auto Insurance Companies

What auto insurance companies in Waverly, Georgia are the cheapest? Compare the top Waverly, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Waverly, Georgia

Insurance Company Average Annual Rates
Allstate $4,283
GEICO $2,574
Liberty Mutual $9,023
Nationwide $5,550
Progressive $3,702
State Farm $2,849
USAA $2,519

What affects auto insurance rates in Waverly, Georgia?

There are a lot of reasons why auto insurance rates in Waverly, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Waverly, Georgia. Many local factors may affect your Waverly auto insurance rates.

Waverly Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Waverly, Georgia commute length is 23.4 minutes according to City-Data.

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Compare Waverly, Georgia Auto Insurance Quotes

Before you buy Waverly, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Waverly, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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