Best Cheap Auto Insurance in Waveland, IN (2021)

The average Waveland, IN auto insurance rates are $259 per month. The minimum auto insurance in Waveland is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Waveland, Indiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Waveland for teen drivers is Travelers
  • The cheapest auto insurance company in Waveland is USAA
  • The average commute length in Waveland is 24.6 minutes

Waveland, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Waveland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Waveland, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Waveland to other Indiana cities, including Indianapolis auto insurance rates, Carmel auto insurance rates, and Evansville auto insurance rates to see how Waveland, Indiana auto insurance rates stack up.

Before you buy Waveland, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Waveland, Indiana auto insurance quotes.

Minimum Auto Insurance in Waveland, Indiana

Waveland, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Waveland, Indiana.

Minimum Required Auto Insurance Coverage in Waveland, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Waveland, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Waveland, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Waveland, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,555 $2,630 $2,228 $2,442 $7,552 $9,498 $2,621 $2,851
American Family $2,182 $2,182 $1,962 $1,962 $5,984 $8,674 $2,182 $2,690
Farmers $1,428 $1,411 $1,221 $1,372 $7,665 $8,170 $1,884 $2,037
GEICO $1,272 $1,259 $1,188 $1,223 $3,676 $3,421 $1,450 $1,283
Liberty Mutual $3,285 $3,285 $3,021 $3,021 $7,165 $10,807 $3,285 $4,496
Nationwide $1,569 $1,608 $1,376 $1,472 $4,497 $5,856 $1,833 $2,008
Progressive $1,632 $1,545 $1,474 $1,486 $9,497 $10,688 $2,045 $2,092
State Farm $1,333 $1,333 $1,186 $1,186 $4,041 $5,170 $1,473 $1,646
Travelers $1,291 $1,315 $1,207 $1,207 $7,860 $12,377 $1,364 $1,591
USAA $1,116 $1,099 $1,040 $1,049 $3,108 $3,471 $1,510 $1,616

Cheap Waveland, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Waveland, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Waveland, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Waveland, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,552 $9,498
American Family $5,984 $8,674
Farmers $7,665 $8,170
GEICO $3,676 $3,421
Liberty Mutual $7,165 $10,807
Nationwide $4,497 $5,856
Progressive $9,497 $10,688
State Farm $4,041 $5,170
Travelers $7,860 $12,377
USAA $3,108 $3,471

Cheap Waveland, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Waveland, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Waveland, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,228 $2,442
American Family $1,962 $1,962
Farmers $1,221 $1,372
GEICO $1,188 $1,223
Liberty Mutual $3,021 $3,021
Nationwide $1,376 $1,472
Progressive $1,474 $1,486
State Farm $1,186 $1,186
Travelers $1,207 $1,207
USAA $1,040 $1,049

Cheap Waveland, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Waveland, Indiana compared to the annual auto insurance rates with a clean record in Waveland, Indiana.

Annual Waveland, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,251 $4,739 $4,355 $3,843
American Family $2,396 $3,826 $4,834 $2,854
Farmers $2,813 $3,289 $3,385 $3,108
GEICO $1,217 $1,915 $2,570 $1,684
Liberty Mutual $3,724 $4,404 $6,945 $4,110
Nationwide $2,173 $2,802 $2,687 $2,448
Progressive $2,860 $4,983 $3,413 $3,974
State Farm $2,120 $2,324 $2,120 $2,120
Travelers $2,992 $3,704 $4,198 $3,211
USAA $1,322 $1,882 $2,158 $1,642

Cheap Waveland, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Waveland, Indiana is not easy. Compare the annual rates for DUI auto insurance in Waveland, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Waveland, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,355
American Family $4,834
Farmers $3,385
GEICO $2,570
Liberty Mutual $6,945
Nationwide $2,687
Progressive $3,413
State Farm $2,120
Travelers $4,198
USAA $2,158

Cheap Waveland, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Waveland, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Waveland, Indiana

Insurance Company Poor Fair Good
Allstate $5,036 $3,723 $3,382
American Family $4,755 $3,090 $2,588
Farmers $3,674 $2,996 $2,775
GEICO $2,218 $1,846 $1,475
Liberty Mutual $6,385 $4,157 $3,845
Nationwide $2,876 $2,432 $2,274
Progressive $4,205 $3,716 $3,501
State Farm $3,163 $1,887 $1,463
Travelers $3,931 $3,326 $3,322
USAA $2,358 $1,559 $1,336

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Cheap Waveland, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Waveland, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Waveland, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Waveland, Indiana

ZIP Code Average Annual Rates
47989 $3,034

Cheap Waveland, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Waveland, Indiana auto insurance. Find the cheapest annual Waveland, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Waveland, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,047 $4,047
American Family $3,436 $3,519
Farmers $3,149 $3,149
GEICO $1,815 $1,878
Liberty Mutual $4,669 $4,923
Nationwide $2,527 $2,527
Progressive $3,808 $3,808
State Farm $2,110 $2,232
Travelers $3,526 $3,526
USAA $1,728 $1,774

Cheap Waveland, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Waveland, Indiana? Check out the comparison of annual Waveland, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Waveland, Indiana

Insurance Company Low Medium High
Allstate $3,869 $4,033 $4,240
American Family $3,445 $3,593 $3,394
Farmers $3,042 $3,142 $3,262
GEICO $1,739 $1,840 $1,960
Liberty Mutual $4,626 $4,782 $4,979
Nationwide $2,571 $2,506 $2,505
Progressive $3,615 $3,753 $4,054
State Farm $2,077 $2,170 $2,267
Travelers $3,468 $3,559 $3,551
USAA $1,689 $1,747 $1,817

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Best By Category: Cheapest Auto Insurance in Waveland, Indiana

Compare the cheapest auto insurance companies in Waveland, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Waveland, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Waveland, Indiana Auto Insurance Companies

What auto insurance companies in Waveland, Indiana are the cheapest? Compare the top Waveland, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Waveland, Indiana

Insurance Company Average Annual Rates
Allstate $4,047
American Family $3,477
Farmers $3,149
GEICO $1,847
Liberty Mutual $4,796
Nationwide $2,527
Progressive $3,808
State Farm $2,171
Travelers $3,526
USAA $1,751

What affects auto insurance rates in Waveland, Indiana?

There are a lot of reasons why auto insurance rates in Waveland, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Waveland, Indiana. Many local factors may affect your Waveland auto insurance rates.

Waveland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Waveland, Indiana commute length is 24.6 minutes according to City-Data.

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Compare Waveland, Indiana Auto Insurance Quotes

Before you buy Waveland, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Waveland, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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