Best Cheap Auto Insurance in Wautoma, WI (2021)

The average Wautoma, WI auto insurance rates are $247 per month. The minimum auto insurance in Wautoma is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Wautoma, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Wautoma for teen drivers is Nationwide
  • The cheapest auto insurance company in Wautoma is American Family
  • Average auto insurance rates in Wautoma, WI for senior drivers are $1,672 per year

Wautoma, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Wautoma can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wautoma, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Wautoma to other Wisconsin cities, including Madison auto insurance rates, Janesville auto insurance rates, and Kenosha auto insurance rates to see how Wautoma, Wisconsin auto insurance rates stack up.

Before you buy Wautoma, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wautoma, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Wautoma, Wisconsin

Wautoma, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wautoma, Wisconsin.

Minimum Required Auto Insurance Coverage in Wautoma, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Wautoma, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wautoma, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wautoma, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,538 $2,185 $2,428 $7,153 $9,214 $2,451 $2,666
American Family $979 $1,025 $917 $928 $2,765 $3,053 $1,150 $1,226
Farmers $1,929 $1,934 $1,714 $1,808 $8,857 $9,192 $2,188 $2,302
GEICO $1,429 $1,565 $1,454 $1,647 $4,635 $4,998 $1,324 $1,376
Liberty Mutual $1,599 $1,746 $1,293 $1,472 $5,452 $6,122 $1,697 $1,836
Nationwide $3,899 $4,112 $3,218 $3,397 $7,845 $11,994 $4,735 $5,653
Progressive $1,742 $1,681 $1,425 $1,476 $6,155 $6,976 $2,088 $2,252
State Farm $1,355 $1,355 $1,189 $1,189 $3,638 $4,622 $1,523 $1,730
USAA $1,285 $1,283 $1,164 $1,185 $3,256 $3,779 $1,668 $1,832

Cheap Wautoma, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wautoma, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Wautoma, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Wautoma, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,153 $9,214
American Family $2,765 $3,053
Farmers $8,857 $9,192
GEICO $4,635 $4,998
Liberty Mutual $5,452 $6,122
Nationwide $7,845 $11,994
Progressive $6,155 $6,976
State Farm $3,638 $4,622
USAA $3,256 $3,779

Cheap Wautoma, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Wautoma, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wautoma, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,185 $2,428
American Family $917 $928
Farmers $1,714 $1,808
GEICO $1,454 $1,647
Liberty Mutual $1,293 $1,472
Nationwide $3,218 $3,397
Progressive $1,425 $1,476
State Farm $1,189 $1,189
USAA $1,164 $1,185

Cheap Wautoma, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wautoma, Wisconsin compared to the annual auto insurance rates with a clean record in Wautoma, Wisconsin.

Annual Wautoma, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,215 $4,359 $4,034 $3,903
American Family $1,440 $1,527 $1,527 $1,527
Farmers $3,262 $4,106 $3,895 $3,698
GEICO $1,611 $2,584 $2,907 $2,112
Liberty Mutual $2,028 $2,885 $2,989 $2,706
Nationwide $4,740 $5,483 $6,721 $5,483
Progressive $2,733 $3,276 $2,829 $3,059
State Farm $1,923 $2,227 $2,075 $2,075
USAA $1,515 $1,906 $2,578 $1,727

Cheap Wautoma, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wautoma, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Wautoma, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Wautoma, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,034
American Family $1,527
Farmers $3,895
GEICO $2,907
Liberty Mutual $2,989
Nationwide $6,721
Progressive $2,829
State Farm $2,075
USAA $2,578

Cheap Wautoma, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wautoma, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wautoma, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,102 $3,501 $3,031
American Family $2,015 $1,328 $1,173
Farmers $4,236 $3,570 $3,416
GEICO $3,026 $2,156 $1,729
Liberty Mutual $3,823 $2,312 $1,822
Nationwide $6,303 $5,258 $5,258
Progressive $3,416 $2,862 $2,646
State Farm $3,096 $1,777 $1,353
USAA $2,975 $1,568 $1,252

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Cheap Wautoma, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wautoma, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Wautoma, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wautoma, Wisconsin

ZIP Code Average Annual Rates
54982 $2,876

Cheap Wautoma, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Wautoma, Wisconsin auto insurance. Find the cheapest annual Wautoma, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wautoma, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,785 $3,971
American Family $1,480 $1,531
Farmers $3,740 $3,740
GEICO $2,253 $2,354
Liberty Mutual $2,652 $2,652
Nationwide $5,607 $5,607
Progressive $2,974 $2,974
State Farm $2,025 $2,126
USAA $1,906 $1,957

Cheap Wautoma, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wautoma, Wisconsin? Check out the comparison of annual Wautoma, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wautoma, Wisconsin

Insurance Company Low Medium High
Allstate $3,714 $3,869 $4,051
American Family $1,488 $1,519 $1,510
Farmers $3,471 $3,713 $4,038
GEICO $2,172 $2,301 $2,437
Liberty Mutual $2,417 $2,677 $2,862
Nationwide $5,453 $5,606 $5,761
Progressive $2,808 $2,994 $3,121
State Farm $1,978 $2,080 $2,168
USAA $1,862 $1,933 $2,000

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Best By Category: Cheapest Auto Insurance in Wautoma, Wisconsin

Compare the cheapest auto insurance companies in Wautoma, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wautoma, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Wautoma, Wisconsin Auto Insurance Companies

What auto insurance companies in Wautoma, Wisconsin are the cheapest? Compare the top Wautoma, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wautoma, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,878
American Family $1,505
Farmers $3,740
GEICO $2,304
Liberty Mutual $2,652
Nationwide $5,607
Progressive $2,974
State Farm $2,075
USAA $1,931

What affects auto insurance rates in Wautoma, Wisconsin?

There are a lot of reasons why auto insurance rates in Wautoma, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wautoma, Wisconsin. Many local factors may affect your Wautoma auto insurance rates.

Wautoma Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Wautoma, Wisconsin auto theft statistics, there have been 1 auto thefts in the city.

Wautoma Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wautoma, Wisconsin commute length is 21.4 minutes according to City-Data.

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Compare Wautoma, Wisconsin Auto Insurance Quotes

Before you buy Wautoma, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wautoma, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption