Best Cheap Auto Insurance in Waunakee, WI (2021)

The average Waunakee, WI auto insurance rates are $225 per month. The minimum auto insurance in Waunakee is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Waunakee, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Waunakee for teen drivers is Farmers
  • The cheapest auto insurance company in Waunakee is American Family
  • The minimum auto insurance required in Waunakee, Wisconsin is 25/50/10

Waunakee, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Waunakee can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Waunakee, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Waunakee to other Wisconsin cities, including Eau Claire auto insurance rates, Kenosha auto insurance rates, and Madison auto insurance rates to see how Waunakee, Wisconsin auto insurance rates stack up.

Before you buy Waunakee, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Waunakee, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Waunakee, Wisconsin

Waunakee, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Waunakee, Wisconsin.

Minimum Required Auto Insurance Coverage in Waunakee, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Waunakee, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Waunakee, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Waunakee, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,232 $2,352 $2,061 $2,275 $7,288 $9,318 $2,264 $2,460
American Family $822 $854 $797 $797 $2,651 $2,895 $978 $1,036
Farmers $1,816 $1,813 $1,605 $1,704 $8,866 $9,192 $2,067 $2,158
GEICO $1,037 $1,157 $1,099 $1,280 $3,603 $3,884 $958 $976
Liberty Mutual $1,541 $1,673 $1,243 $1,404 $5,632 $6,300 $1,638 $1,766
Nationwide $2,970 $3,107 $2,484 $2,605 $6,405 $9,897 $3,637 $4,241
Progressive $1,567 $1,472 $1,289 $1,350 $6,374 $7,160 $1,883 $2,050
State Farm $1,173 $1,173 $1,060 $1,060 $3,607 $4,527 $1,328 $1,532
USAA $1,254 $1,246 $1,144 $1,155 $3,262 $3,765 $1,619 $1,767

Cheap Waunakee, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Waunakee, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Waunakee, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Waunakee, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,288 $9,318
American Family $2,651 $2,895
Farmers $8,866 $9,192
GEICO $3,603 $3,884
Liberty Mutual $5,632 $6,300
Nationwide $6,405 $9,897
Progressive $6,374 $7,160
State Farm $3,607 $4,527
USAA $3,262 $3,765

Cheap Waunakee, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Waunakee, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Waunakee, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,061 $2,275
American Family $797 $797
Farmers $1,605 $1,704
GEICO $1,099 $1,280
Liberty Mutual $1,243 $1,404
Nationwide $2,484 $2,605
Progressive $1,289 $1,350
State Farm $1,060 $1,060
USAA $1,144 $1,155

Cheap Waunakee, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Waunakee, Wisconsin compared to the annual auto insurance rates with a clean record in Waunakee, Wisconsin.

Annual Waunakee, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,084 $4,241 $3,966 $3,834
American Family $1,297 $1,373 $1,373 $1,373
Farmers $3,180 $4,028 $3,808 $3,595
GEICO $1,193 $1,965 $2,307 $1,531
Liberty Mutual $2,014 $2,898 $2,986 $2,701
Nationwide $3,736 $4,321 $5,295 $4,321
Progressive $2,642 $3,229 $2,749 $2,954
State Farm $1,760 $2,105 $1,932 $1,932
USAA $1,487 $1,880 $2,539 $1,700

Cheap Waunakee, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Waunakee, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Waunakee, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Waunakee, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,966
American Family $1,373
Farmers $3,808
GEICO $2,307
Liberty Mutual $2,986
Nationwide $5,295
Progressive $2,749
State Farm $1,932
USAA $2,539

Cheap Waunakee, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Waunakee, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Waunakee, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,957 $3,418 $2,969
American Family $1,815 $1,193 $1,053
Farmers $4,117 $3,498 $3,343
GEICO $2,290 $1,638 $1,319
Liberty Mutual $3,804 $2,321 $1,824
Nationwide $4,967 $4,144 $4,144
Progressive $3,262 $2,801 $2,617
State Farm $2,882 $1,655 $1,261
USAA $2,916 $1,549 $1,239

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Cheap Waunakee, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Waunakee, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Waunakee, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Waunakee, Wisconsin

ZIP Code Average Annual Rates
53597 $2,656

Cheap Waunakee, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Waunakee, Wisconsin auto insurance. Find the cheapest annual Waunakee, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Waunakee, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,690 $3,872
American Family $1,331 $1,377
Farmers $3,653 $3,653
GEICO $1,719 $1,779
Liberty Mutual $2,650 $2,650
Nationwide $4,418 $4,418
Progressive $2,893 $2,893
State Farm $1,885 $1,980
USAA $1,877 $1,926

Cheap Waunakee, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Waunakee, Wisconsin? Check out the comparison of annual Waunakee, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Waunakee, Wisconsin

Insurance Company Low Medium High
Allstate $3,646 $3,773 $3,925
American Family $1,331 $1,367 $1,363
Farmers $3,349 $3,626 $3,982
GEICO $1,627 $1,754 $1,867
Liberty Mutual $2,437 $2,678 $2,835
Nationwide $4,266 $4,420 $4,569
Progressive $2,703 $2,923 $3,054
State Farm $1,810 $1,939 $2,047
USAA $1,828 $1,904 $1,972

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Best By Category: Cheapest Auto Insurance in Waunakee, Wisconsin

Compare the cheapest auto insurance companies in Waunakee, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Waunakee, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Waunakee, Wisconsin Auto Insurance Companies

What auto insurance companies in Waunakee, Wisconsin are the cheapest? Compare the top Waunakee, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Waunakee, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,781
American Family $1,354
Farmers $3,653
GEICO $1,749
Liberty Mutual $2,650
Nationwide $4,418
Progressive $2,893
State Farm $1,932
USAA $1,901

What affects auto insurance rates in Waunakee, Wisconsin?

There are a lot of reasons why auto insurance rates in Waunakee, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Waunakee, Wisconsin. Many local factors may affect your Waunakee auto insurance rates.

Waunakee Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Waunakee, Wisconsin auto theft statistics, there have been 9 auto thefts in the city.

Waunakee Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Waunakee, Wisconsin commute length is 23.5 minutes according to City-Data.

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Compare Waunakee, Wisconsin Auto Insurance Quotes

Before you buy Waunakee, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Waunakee, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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