Best Cheap Auto Insurance in Watton, MI (2021)

The average Watton, MI auto insurance rates are $746 per month. The minimum auto insurance in Watton is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Watton, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Watton is USAA
  • The minimum auto insurance required in Watton, Michigan is 20/40/10
  • Average auto insurance rates in Watton, MI for senior drivers are $5,923 per year

Watton, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Watton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Watton, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Watton to other Michigan cities, including Lansing auto insurance rates, Detroit auto insurance rates, and Livonia auto insurance rates to see how Watton, Michigan auto insurance rates stack up.

Before you buy Watton, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Watton, Michigan auto insurance quotes.

Minimum Auto Insurance in Watton, Michigan

Watton, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Watton, Michigan.

Minimum Required Auto Insurance Coverage in Watton, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Watton, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Watton, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Watton, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,742 $3,742 $3,480 $3,480 $8,653 $8,653 $4,212 $4,212
GEICO $3,598 $3,598 $3,640 $3,640 $10,161 $10,161 $3,449 $3,449
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $3,914 $3,914 $3,470 $3,470 $10,415 $10,415 $4,294 $4,294
Progressive $2,845 $2,673 $2,507 $2,780 $10,036 $10,719 $3,316 $3,109
State Farm $6,400 $6,400 $5,887 $5,887 $21,698 $21,698 $7,490 $7,490
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,372 $2,276 $2,226 $2,124 $5,776 $5,561 $2,912 $2,834

Cheap Watton, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Watton, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Watton, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Watton, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,653 $8,653
GEICO $10,161 $10,161
Liberty Mutual $34,830 $34,830
Nationwide $10,415 $10,415
Progressive $10,036 $10,719
State Farm $21,698 $21,698
Travelers $15,616 $15,616
USAA $5,776 $5,561

Cheap Watton, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Watton, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Watton, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,480 $3,480
GEICO $3,640 $3,640
Liberty Mutual $14,122 $14,122
Nationwide $3,470 $3,470
Progressive $2,507 $2,780
State Farm $5,887 $5,887
Travelers $4,461 $4,461
USAA $2,226 $2,124

Cheap Watton, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Watton, Michigan compared to the annual auto insurance rates with a clean record in Watton, Michigan.

Annual Watton, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,218 $5,383 $5,300 $5,187
GEICO $1,867 $3,886 $11,679 $3,416
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $4,747 $6,271 $5,741 $5,335
Progressive $4,037 $5,267 $4,755 $4,934
State Farm $6,753 $8,011 $16,815 $9,897
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,629 $3,261 $4,286 $2,865

Cheap Watton, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Watton, Michigan is not easy. Compare the annual rates for DUI auto insurance in Watton, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Watton, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $5,300
GEICO $11,679
Liberty Mutual $28,910
Nationwide $5,741
Progressive $4,755
State Farm $16,815
Travelers $12,018
USAA $4,286

Cheap Watton, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Watton, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Watton, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,509 $4,438 $4,119
GEICO $6,696 $4,927 $4,013
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $6,887 $5,221 $4,462
Progressive $5,487 $4,605 $4,153
State Farm $16,804 $8,514 $5,789
Travelers $7,919 $7,680 $7,583
USAA $4,866 $2,778 $2,136

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Cheap Watton, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Watton, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Watton, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Watton, Michigan

ZIP Code Average Annual Rates
49970 $6,287

Cheap Watton, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Watton, Michigan auto insurance. Find the cheapest annual Watton, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Watton, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,022 $5,022
GEICO $5,092 $5,332
Liberty Mutual $18,676 $20,073
Nationwide $5,523 $5,523
Progressive $4,748 $4,748
State Farm $10,092 $10,646
Travelers $7,683 $7,771
USAA $3,223 $3,297

Cheap Watton, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Watton, Michigan? Check out the comparison of annual Watton, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Watton, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,902 $5,012 $5,151
GEICO $4,897 $5,170 $5,569
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $5,773 $5,431 $5,366
Progressive $4,602 $4,755 $4,888
State Farm $9,885 $10,429 $10,793
Travelers $7,640 $7,737 $7,805
USAA $3,161 $3,268 $3,351

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Best By Category: Cheapest Auto Insurance in Watton, Michigan

Compare the cheapest auto insurance companies in Watton, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Watton, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Watton, Michigan Auto Insurance Companies

What auto insurance companies in Watton, Michigan are the cheapest? Compare the top Watton, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Watton, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,022
GEICO $5,212
Liberty Mutual $19,375
Nationwide $5,523
Progressive $4,748
State Farm $10,369
Travelers $7,727
USAA $3,260

Compare Watton, Michigan Auto Insurance Quotes

Before you buy Watton, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Watton, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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