Best Cheap Auto Insurance in Watson, LA (2021)

The average Watson, LA auto insurance rates are $545 per month. The minimum auto insurance in Watson is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Watson, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Watson, LA for senior drivers are $4,087 per year
  • The minimum auto insurance required in Watson, Louisiana is 15/30/25
  • The most expensive auto insurance company in Watson for teen drivers is Progressive

Watson, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Watson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Watson, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Watson to other Louisiana cities, including Monroe auto insurance rates, Houma auto insurance rates, and Lafayette auto insurance rates to see how Watson, Louisiana auto insurance rates stack up.

Before you buy Watson, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Watson, Louisiana auto insurance quotes.

Minimum Auto Insurance in Watson, Louisiana

Watson, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Watson, Louisiana.

Minimum Required Auto Insurance Coverage in Watson, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Watson, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Watson, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Watson, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,842 $4,842 $5,024 $5,024 $10,470 $13,133 $5,331 $5,759
GEICO $3,879 $4,483 $4,686 $5,753 $14,530 $15,259 $3,737 $3,586
Progressive $4,978 $4,617 $4,176 $4,542 $19,947 $22,124 $5,640 $5,681
State Farm $3,034 $3,034 $2,794 $2,794 $9,042 $11,332 $3,386 $3,801
USAA $3,114 $3,060 $3,053 $3,020 $9,284 $10,856 $3,801 $4,149

Cheap Watson, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Watson, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Watson, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Watson, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,470 $13,133
GEICO $14,530 $15,259
Progressive $19,947 $22,124
State Farm $9,042 $11,332
USAA $9,284 $10,856

Cheap Watson, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Watson, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Watson, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,024 $5,024
GEICO $4,686 $5,753
Progressive $4,176 $4,542
State Farm $2,794 $2,794
USAA $3,053 $3,020

Cheap Watson, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Watson, Louisiana compared to the annual auto insurance rates with a clean record in Watson, Louisiana.

Annual Watson, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,381 $8,195 $7,318 $6,318
GEICO $4,726 $7,667 $9,502 $6,062
Progressive $7,457 $10,039 $9,632 $8,724
State Farm $4,488 $5,316 $4,902 $4,902
USAA $3,850 $5,347 $6,371 $4,601

Cheap Watson, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Watson, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Watson, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Watson, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,318
GEICO $9,502
Progressive $9,632
State Farm $4,902
USAA $6,371

Cheap Watson, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Watson, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Watson, Louisiana

Insurance Company Poor Fair Good
Allstate $8,858 $6,155 $5,397
GEICO $8,317 $7,215 $5,435
Progressive $10,109 $8,690 $8,090
State Farm $6,795 $4,376 $3,536
USAA $6,963 $4,449 $3,715

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Cheap Watson, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Watson, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Watson, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Watson, Louisiana

ZIP Code Average Annual Rates
70786 $6,143

Cheap Watson, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Watson, Louisiana auto insurance. Find the cheapest annual Watson, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Watson, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,803 $6,803
GEICO $6,856 $7,123
Progressive $8,963 $8,963
State Farm $4,776 $5,028
USAA $4,885 $5,199

Cheap Watson, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Watson, Louisiana? Check out the comparison of annual Watson, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Watson, Louisiana

Insurance Company Low Medium High
Allstate $5,828 $6,931 $7,650
GEICO $5,716 $7,017 $8,235
Progressive $7,231 $8,875 $10,783
State Farm $4,228 $4,890 $5,589
USAA $4,356 $5,123 $5,647

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Best By Category: Cheapest Auto Insurance in Watson, Louisiana

Compare the cheapest auto insurance companies in Watson, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Watson, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Watson, Louisiana Auto Insurance Companies

What auto insurance companies in Watson, Louisiana are the cheapest? Compare the top Watson, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Watson, Louisiana

Insurance Company Average Annual Rates
Allstate $6,803
GEICO $6,989
Progressive $8,963
State Farm $4,902
USAA $5,042

What affects auto insurance rates in Watson, Louisiana?

There are a lot of reasons why auto insurance rates in Watson, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Watson, Louisiana. Many local factors may affect your Watson auto insurance rates.

Watson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Watson, Louisiana commute length is 36.7 minutes according to City-Data.

Watson Traffic

How does Watson, Louisiana rank for traffic? According to Inrix Watson, Louisiana is the 704th most congested worldwide.

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Compare Watson, Louisiana Auto Insurance Quotes

Before you buy Watson, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Watson, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

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