Best Cheap Auto Insurance in Watson, AL (2021)

The average Watson, AL auto insurance rates are $337 per month. The minimum auto insurance in Watson is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Watson, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Watson for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Watson, Alabama is 25/50/25
  • Average auto insurance rates in Watson, AL for senior drivers are $2,123 per year

Watson, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Watson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Watson, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Watson to other Alabama cities, including Birmingham auto insurance rates, Mobile auto insurance rates, and Hoover auto insurance rates to see how Watson, Alabama auto insurance rates stack up.

Before you buy Watson, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Watson, Alabama auto insurance quotes.

Minimum Auto Insurance in Watson, Alabama

Watson, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Watson, Alabama.

Minimum Required Auto Insurance Coverage in Watson, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Watson, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Watson, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Watson, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,109 $2,004 $1,913 $1,949 $7,520 $8,081 $2,349 $2,397
Farmers $2,724 $2,700 $2,432 $2,587 $10,701 $11,004 $3,105 $3,227
GEICO $2,292 $2,292 $2,178 $2,261 $6,182 $6,096 $2,423 $2,261
Liberty Mutual $3,226 $3,482 $2,637 $2,948 $12,074 $13,422 $3,436 $3,659
Nationwide $1,850 $1,872 $1,686 $1,743 $4,989 $6,415 $2,059 $2,302
Progressive $2,757 $2,571 $2,261 $2,429 $11,509 $12,806 $3,220 $3,408
State Farm $3,391 $3,391 $3,089 $3,089 $10,624 $13,270 $3,840 $4,449
Travelers $1,367 $1,386 $1,292 $1,287 $7,515 $11,857 $1,297 $1,463
USAA $1,318 $1,336 $1,230 $1,202 $3,951 $4,378 $1,717 $1,850

Cheap Watson, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Watson, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Watson, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Watson, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,520 $8,081
Farmers $10,701 $11,004
GEICO $6,182 $6,096
Liberty Mutual $12,074 $13,422
Nationwide $4,989 $6,415
Progressive $11,509 $12,806
State Farm $10,624 $13,270
Travelers $7,515 $11,857
USAA $3,951 $4,378

Cheap Watson, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Watson, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Watson, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,913 $1,949
Farmers $2,432 $2,587
GEICO $2,178 $2,261
Liberty Mutual $2,637 $2,948
Nationwide $1,686 $1,743
Progressive $2,261 $2,429
State Farm $3,089 $3,089
Travelers $1,292 $1,287
USAA $1,230 $1,202

Cheap Watson, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Watson, Alabama compared to the annual auto insurance rates with a clean record in Watson, Alabama.

Annual Watson, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,996 $3,544 $4,224 $3,397
Farmers $4,039 $5,239 $5,111 $4,851
GEICO $2,174 $3,528 $4,396 $2,894
Liberty Mutual $4,394 $6,136 $5,985 $5,927
Nationwide $2,505 $2,505 $3,650 $2,797
Progressive $4,622 $5,829 $4,962 $5,067
State Farm $5,069 $6,345 $5,579 $5,579
Travelers $2,860 $2,999 $4,401 $3,472
USAA $1,632 $2,051 $3,043 $1,765

Cheap Watson, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Watson, Alabama is not easy. Compare the annual rates for DUI auto insurance in Watson, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Watson, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,224
Farmers $5,111
GEICO $4,396
Liberty Mutual $5,985
Nationwide $3,650
Progressive $4,962
State Farm $5,579
Travelers $4,401
USAA $3,043

Cheap Watson, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Watson, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Watson, Alabama

Insurance Company Poor Fair Good
Allstate $4,363 $3,442 $2,816
Farmers $5,391 $4,642 $4,397
GEICO $4,135 $2,945 $2,664
Liberty Mutual $8,028 $4,935 $3,869
Nationwide $3,458 $2,696 $2,438
Progressive $5,765 $4,958 $4,637
State Farm $9,157 $4,630 $3,142
Travelers $3,738 $3,249 $3,312
USAA $2,854 $1,857 $1,657

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Cheap Watson, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Watson, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Watson, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Watson, Alabama

ZIP Code Average Annual Rates
35181 $4,149

Cheap Watson, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Watson, Alabama auto insurance. Find the cheapest annual Watson, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Watson, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,540 $3,540
Farmers $4,810 $4,810
GEICO $3,191 $3,305
Liberty Mutual $5,611 $5,611
Nationwide $2,864 $2,864
Progressive $5,120 $5,120
State Farm $5,506 $5,780
Travelers $3,433 $3,433
USAA $2,026 $2,220

Cheap Watson, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Watson, Alabama? Check out the comparison of annual Watson, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Watson, Alabama

Insurance Company Low Medium High
Allstate $3,410 $3,535 $3,676
Farmers $4,537 $4,746 $5,147
GEICO $3,005 $3,236 $3,504
Liberty Mutual $5,363 $5,585 $5,884
Nationwide $2,858 $2,838 $2,897
Progressive $4,593 $5,089 $5,679
State Farm $5,324 $5,637 $5,967
Travelers $3,253 $3,500 $3,545
USAA $2,049 $2,112 $2,208

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Best By Category: Cheapest Auto Insurance in Watson, Alabama

Compare the cheapest auto insurance companies in Watson, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Watson, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Watson, Alabama Auto Insurance Companies

What auto insurance companies in Watson, Alabama are the cheapest? Compare the top Watson, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Watson, Alabama

Insurance Company Average Annual Rates
Allstate $3,540
Farmers $4,810
GEICO $3,248
Liberty Mutual $5,611
Nationwide $2,864
Progressive $5,120
State Farm $5,643
Travelers $3,433
USAA $2,123

What affects auto insurance rates in Watson, Alabama?

There are a lot of reasons why auto insurance rates in Watson, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Watson, Alabama. Many local factors may affect your Watson auto insurance rates.

Watson Traffic

How does Watson, Alabama rank for traffic? According to Inrix Watson, Alabama is the 704th most congested worldwide.

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Compare Watson, Alabama Auto Insurance Quotes

Before you buy Watson, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Watson, Alabama auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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