Best Cheap Auto Insurance in Waterville, KS (2021)

The average Waterville, KS auto insurance rates are $276 per month. The minimum auto insurance in Waterville is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Waterville, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Waterville is 19.3 minutes
  • The most expensive auto insurance company in Waterville for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Waterville, Kansas is 25/50/25

Waterville, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Waterville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Waterville, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Waterville to other Kansas cities, including Olathe auto insurance rates, Wichita auto insurance rates, and Lenexa auto insurance rates to see how Waterville, Kansas auto insurance rates stack up.

Before you buy Waterville, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Waterville, Kansas auto insurance quotes.

Minimum Auto Insurance in Waterville, Kansas

Waterville, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Waterville, Kansas.

Minimum Required Auto Insurance Coverage in Waterville, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Waterville, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Waterville, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Waterville, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,632 $1,632 $1,473 $1,473 $3,111 $3,724 $1,632 $1,828
Farmers $2,582 $2,571 $2,313 $2,407 $6,712 $6,957 $2,902 $3,066
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,371 $2,562 $2,254 $2,514 $10,841 $12,107 $2,597 $2,811
Nationwide $1,908 $1,972 $1,694 $1,831 $3,874 $4,772 $2,213 $2,362
Progressive $2,269 $2,161 $1,827 $1,907 $8,322 $9,382 $2,677 $2,868
State Farm $1,673 $1,673 $1,461 $1,461 $4,391 $5,605 $1,878 $2,118
Travelers $2,044 $2,080 $1,993 $2,017 $8,273 $12,918 $2,092 $2,468
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

Cheap Waterville, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Waterville, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Waterville, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Waterville, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,111 $3,724
Farmers $6,712 $6,957
GEICO $4,439 $5,960
Liberty Mutual $10,841 $12,107
Nationwide $3,874 $4,772
Progressive $8,322 $9,382
State Farm $4,391 $5,605
Travelers $8,273 $12,918
USAA $4,580 $4,837

Cheap Waterville, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Waterville, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Waterville, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,473 $1,473
Farmers $2,313 $2,407
GEICO $2,443 $2,273
Liberty Mutual $2,254 $2,514
Nationwide $1,694 $1,831
Progressive $1,827 $1,907
State Farm $1,461 $1,461
Travelers $1,993 $2,017
USAA $1,272 $1,296

Cheap Waterville, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Waterville, Kansas compared to the annual auto insurance rates with a clean record in Waterville, Kansas.

Annual Waterville, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,026 $2,176 $2,026 $2,026
Farmers $3,119 $3,991 $3,891 $3,754
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,591 $5,393 $5,296 $4,748
Nationwide $1,928 $2,222 $3,950 $2,212
Progressive $3,630 $4,238 $3,790 $4,048
State Farm $2,354 $2,711 $2,532 $2,532
Travelers $3,087 $4,027 $5,551 $4,277
USAA $1,705 $2,284 $3,352 $1,950

Cheap Waterville, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Waterville, Kansas is not easy. Compare the annual rates for DUI auto insurance in Waterville, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Waterville, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,515
American Family $2,026
Farmers $3,891
GEICO $4,922
Liberty Mutual $5,296
Nationwide $3,950
Progressive $3,790
State Farm $2,532
Travelers $5,551
USAA $3,352

Cheap Waterville, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Waterville, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Waterville, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,693 $1,909 $1,589
Farmers $4,353 $3,453 $3,260
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,757 $4,757 $4,757
Nationwide $2,867 $2,519 $2,349
Progressive $4,508 $3,782 $3,490
State Farm $3,687 $2,204 $1,707
Travelers $4,894 $3,985 $3,828
USAA $3,182 $2,079 $1,707

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Cheap Waterville, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Waterville, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Waterville, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Waterville, Kansas

ZIP Code Average Annual Rates
66548 $3,488

Cheap Waterville, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Waterville, Kansas auto insurance. Find the cheapest annual Waterville, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Waterville, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,037 $2,090
Farmers $3,689 $3,689
GEICO $3,027 $3,159
Liberty Mutual $4,757 $4,757
Nationwide $2,578 $2,578
Progressive $3,927 $3,927
State Farm $2,469 $2,595
Travelers $4,236 $4,236
USAA $2,254 $2,392

Cheap Waterville, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Waterville, Kansas? Check out the comparison of annual Waterville, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Waterville, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,087 $2,167 $1,936
Farmers $3,554 $3,671 $3,841
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,652 $4,747 $4,873
Nationwide $2,721 $2,549 $2,465
Progressive $3,726 $3,897 $4,157
State Farm $2,443 $2,539 $2,615
Travelers $4,018 $4,242 $4,447
USAA $2,253 $2,318 $2,398

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Best By Category: Cheapest Auto Insurance in Waterville, Kansas

Compare the cheapest auto insurance companies in Waterville, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Waterville, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Waterville, Kansas Auto Insurance Companies

What auto insurance companies in Waterville, Kansas are the cheapest? Compare the top Waterville, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Waterville, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,063
Farmers $3,689
GEICO $3,093
Liberty Mutual $4,757
Nationwide $2,578
Progressive $3,927
State Farm $2,532
Travelers $4,236
USAA $2,323

What affects auto insurance rates in Waterville, Kansas?

There are a lot of reasons why auto insurance rates in Waterville, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Waterville, Kansas. Many local factors may affect your Waterville auto insurance rates.

Waterville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Waterville, Kansas commute length is 19.3 minutes according to City-Data.

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Compare Waterville, Kansas Auto Insurance Quotes

Before you buy Waterville, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Waterville, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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