Best Cheap Auto Insurance in Washburn, WI (2021)

The average Washburn, WI auto insurance rates are $253 per month. The minimum auto insurance in Washburn is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Washburn, Wisconsin, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • Average auto insurance rates in Washburn, WI for senior drivers are $1,733 per year
  • The most expensive auto insurance company in Washburn for teen drivers is Nationwide
  • The cheapest auto insurance company in Washburn is American Family

Washburn, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Washburn can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Washburn, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Washburn to other Wisconsin cities, including Oshkosh auto insurance rates, Green Bay auto insurance rates, and Waukesha auto insurance rates to see how Washburn, Wisconsin auto insurance rates stack up.

Before you buy Washburn, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Washburn, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Washburn, Wisconsin

Washburn, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Washburn, Wisconsin.

Minimum Required Auto Insurance Coverage in Washburn, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Washburn, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Washburn, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Washburn, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,430 $2,576 $2,225 $2,469 $7,441 $9,557 $2,489 $2,712
American Family $961 $1,007 $895 $906 $2,578 $2,855 $1,126 $1,200
Farmers $1,896 $1,898 $1,689 $1,777 $8,460 $8,755 $2,154 $2,276
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,923 $2,110 $1,564 $1,782 $5,719 $6,425 $2,046 $2,231
Nationwide $4,250 $4,485 $3,490 $3,689 $8,380 $12,765 $5,145 $6,179
Progressive $1,623 $1,557 $1,329 $1,378 $6,006 $6,790 $1,957 $2,131
State Farm $1,282 $1,282 $1,119 $1,119 $3,365 $4,280 $1,439 $1,633
USAA $1,441 $1,445 $1,296 $1,329 $3,588 $4,188 $1,882 $2,078

Cheap Washburn, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Washburn, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Washburn, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Washburn, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,441 $9,557
American Family $2,578 $2,855
Farmers $8,460 $8,755
GEICO $4,697 $5,064
Liberty Mutual $5,719 $6,425
Nationwide $8,380 $12,765
Progressive $6,006 $6,790
State Farm $3,365 $4,280
USAA $3,588 $4,188

Cheap Washburn, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Washburn, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Washburn, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,225 $2,469
American Family $895 $906
Farmers $1,689 $1,777
GEICO $1,472 $1,670
Liberty Mutual $1,564 $1,782
Nationwide $3,490 $3,689
Progressive $1,329 $1,378
State Farm $1,119 $1,119
USAA $1,296 $1,329

Cheap Washburn, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Washburn, Wisconsin compared to the annual auto insurance rates with a clean record in Washburn, Wisconsin.

Annual Washburn, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,288 $4,482 $4,158 $4,022
American Family $1,379 $1,461 $1,461 $1,461
Farmers $3,157 $3,965 $3,752 $3,578
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,294 $3,201 $3,359 $3,046
Nationwide $5,112 $5,915 $7,250 $5,915
Progressive $2,611 $3,147 $2,704 $2,923
State Farm $1,803 $2,077 $1,940 $1,940
USAA $1,693 $2,124 $2,878 $1,928

Cheap Washburn, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Washburn, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Washburn, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Washburn, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,158
American Family $1,461
Farmers $3,752
GEICO $2,949
Liberty Mutual $3,359
Nationwide $7,250
Progressive $2,704
State Farm $1,940
USAA $2,878

Cheap Washburn, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Washburn, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Washburn, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,245 $3,601 $3,116
American Family $1,929 $1,271 $1,123
Farmers $4,101 $3,444 $3,296
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,317 $2,572 $2,036
Nationwide $6,800 $5,672 $5,672
Progressive $3,252 $2,743 $2,544
State Farm $2,893 $1,661 $1,265
USAA $3,339 $1,743 $1,386

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Cheap Washburn, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Washburn, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Washburn, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Washburn, Wisconsin

ZIP Code Average Annual Rates
54891 $2,933

Cheap Washburn, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Washburn, Wisconsin auto insurance. Find the cheapest annual Washburn, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Washburn, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,891 $4,084
American Family $1,417 $1,465
Farmers $3,613 $3,613
GEICO $2,281 $2,384
Liberty Mutual $2,975 $2,975
Nationwide $6,048 $6,048
Progressive $2,846 $2,846
State Farm $1,893 $1,987
USAA $2,128 $2,184

Cheap Washburn, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Washburn, Wisconsin? Check out the comparison of annual Washburn, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Washburn, Wisconsin

Insurance Company Low Medium High
Allstate $3,826 $3,978 $4,158
American Family $1,429 $1,453 $1,441
Farmers $3,388 $3,591 $3,861
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,774 $3,000 $3,152
Nationwide $5,905 $6,045 $6,194
Progressive $2,715 $2,866 $2,958
State Farm $1,857 $1,944 $2,020
USAA $2,086 $2,157 $2,225

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Best By Category: Cheapest Auto Insurance in Washburn, Wisconsin

Compare the cheapest auto insurance companies in Washburn, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Washburn, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Washburn, Wisconsin Auto Insurance Companies

What auto insurance companies in Washburn, Wisconsin are the cheapest? Compare the top Washburn, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Washburn, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,987
American Family $1,441
Farmers $3,613
GEICO $2,333
Liberty Mutual $2,975
Nationwide $6,048
Progressive $2,846
State Farm $1,940
USAA $2,156

What affects auto insurance rates in Washburn, Wisconsin?

There are a lot of reasons why auto insurance rates in Washburn, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Washburn, Wisconsin. Many local factors may affect your Washburn auto insurance rates.

Washburn Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Washburn, Wisconsin auto theft statistics, there have been 3 auto thefts in the city.

Washburn Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Washburn, Wisconsin commute length is 16.8 minutes according to City-Data.

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Compare Washburn, Wisconsin Auto Insurance Quotes

Before you buy Washburn, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Washburn, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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