Best Cheap Auto Insurance in Washburn, MO (2021)

The average Washburn, MO auto insurance rates are $272 per month. The minimum auto insurance in Washburn is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Washburn, Missouri, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Washburn, Missouri is 25/50/25
  • Average auto insurance rates in Washburn, MO for senior drivers are $1,818 per year
  • The cheapest auto insurance company in Washburn is Nationwide

Washburn, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Washburn can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Washburn, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Washburn to other Missouri cities, including St. Joseph auto insurance rates, St. Louis auto insurance rates, and Lee’s Summit auto insurance rates to see how Washburn, Missouri auto insurance rates stack up.

Before you buy Washburn, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Washburn, Missouri auto insurance quotes.

Minimum Auto Insurance in Washburn, Missouri

Washburn, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Washburn, Missouri.

Minimum Required Auto Insurance Coverage in Washburn, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Washburn, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Washburn, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Washburn, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,822 $2,736 $2,532 $2,613 $7,715 $8,346 $2,716 $2,810
American Family $2,138 $2,138 $1,905 $1,905 $5,877 $7,639 $2,138 $2,500
Farmers $2,245 $2,239 $2,004 $2,122 $9,322 $9,651 $2,573 $2,699
GEICO $1,836 $2,069 $1,421 $1,831 $5,812 $6,176 $1,672 $1,687
Liberty Mutual $2,620 $2,837 $2,155 $2,411 $9,119 $10,117 $2,766 $2,956
Nationwide $1,419 $1,448 $1,273 $1,345 $3,650 $4,661 $1,624 $1,752
Progressive $1,893 $1,747 $1,547 $1,596 $6,371 $7,154 $2,307 $2,371
State Farm $1,722 $1,722 $1,542 $1,542 $5,013 $6,300 $1,937 $2,224
USAA $1,641 $1,624 $1,481 $1,502 $4,991 $6,094 $2,038 $2,263

Cheap Washburn, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Washburn, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Washburn, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Washburn, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,715 $8,346
American Family $5,877 $7,639
Farmers $9,322 $9,651
GEICO $5,812 $6,176
Liberty Mutual $9,119 $10,117
Nationwide $3,650 $4,661
Progressive $6,371 $7,154
State Farm $5,013 $6,300
USAA $4,991 $6,094

Cheap Washburn, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Washburn, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Washburn, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,532 $2,613
American Family $1,905 $1,905
Farmers $2,004 $2,122
GEICO $1,421 $1,831
Liberty Mutual $2,155 $2,411
Nationwide $1,273 $1,345
Progressive $1,547 $1,596
State Farm $1,542 $1,542
USAA $1,481 $1,502

Cheap Washburn, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Washburn, Missouri compared to the annual auto insurance rates with a clean record in Washburn, Missouri.

Annual Washburn, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,473 $3,909 $4,842 $3,921
American Family $2,451 $3,542 $4,326 $2,800
Farmers $3,546 $4,417 $4,319 $4,145
GEICO $2,177 $2,843 $3,862 $2,370
Liberty Mutual $3,173 $4,560 $4,702 $5,056
Nationwide $1,682 $2,165 $2,896 $1,843
Progressive $2,679 $3,650 $2,990 $3,173
State Farm $2,524 $2,976 $2,750 $2,750
USAA $2,150 $2,630 $3,681 $2,356

Cheap Washburn, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Washburn, Missouri is not easy. Compare the annual rates for DUI auto insurance in Washburn, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Washburn, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,842
American Family $4,326
Farmers $4,319
GEICO $3,862
Liberty Mutual $4,702
Nationwide $2,896
Progressive $2,990
State Farm $2,750
USAA $3,681

Cheap Washburn, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Washburn, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Washburn, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,579 $2,959
American Family $4,286 $3,015 $2,539
Farmers $4,693 $3,910 $3,717
GEICO $3,884 $2,531 $2,025
Liberty Mutual $6,277 $3,829 $3,012
Nationwide $2,531 $2,092 $1,817
Progressive $3,616 $2,993 $2,760
State Farm $3,787 $2,455 $2,009
USAA $4,495 $2,106 $1,513

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Cheap Washburn, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Washburn, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Washburn, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Washburn, Missouri

ZIP Code Average Annual Rates
65772 $2,673

Cheap Washburn, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Washburn, Missouri auto insurance. Find the cheapest annual Washburn, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Washburn, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,036 $4,036
American Family $3,248 $3,312
Farmers $4,107 $4,107
GEICO $2,760 $2,866
Liberty Mutual $4,373 $4,373
Nationwide $2,147 $2,147
Progressive $3,123 $3,123
State Farm $2,684 $2,816
USAA $2,607 $2,802

Cheap Washburn, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Washburn, Missouri? Check out the comparison of annual Washburn, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Washburn, Missouri

Insurance Company Low Medium High
Allstate $3,889 $4,028 $4,191
American Family $3,179 $3,384 $3,277
Farmers $3,848 $4,066 $4,406
GEICO $2,637 $2,832 $2,970
Liberty Mutual $4,148 $4,393 $4,576
Nationwide $2,021 $2,166 $2,253
Progressive $2,799 $3,129 $3,441
State Farm $2,587 $2,758 $2,906
USAA $2,581 $2,694 $2,838

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Best By Category: Cheapest Auto Insurance in Washburn, Missouri

Compare the cheapest auto insurance companies in Washburn, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Washburn, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Washburn, Missouri Auto Insurance Companies

What auto insurance companies in Washburn, Missouri are the cheapest? Compare the top Washburn, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Washburn, Missouri

Insurance Company Average Annual Rates
Allstate $4,036
American Family $3,280
Farmers $4,107
GEICO $2,813
Liberty Mutual $4,373
Nationwide $2,147
Progressive $3,123
State Farm $2,750
USAA $2,704

What affects auto insurance rates in Washburn, Missouri?

There are a lot of reasons why auto insurance rates in Washburn, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Washburn, Missouri. Many local factors may affect your Washburn auto insurance rates.

Washburn Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Washburn, Missouri commute length is 32.1 minutes according to City-Data.

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Compare Washburn, Missouri Auto Insurance Quotes

Before you buy Washburn, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Washburn, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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