Best Cheap Auto Insurance in Washburn, IL (2021)

The average Washburn, IL auto insurance rates are $251 per month. The minimum auto insurance in Washburn is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Washburn, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Washburn, IL for senior drivers are $1,731 per year
  • The cheapest auto insurance company in Washburn is Liberty Mutual
  • The most expensive auto insurance company in Washburn for teen drivers is Farmers

Washburn, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Washburn can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Washburn, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Washburn to other Illinois cities, including Rockford auto insurance rates, Springfield auto insurance rates, and Elgin auto insurance rates to see how Washburn, Illinois auto insurance rates stack up.

Before you buy Washburn, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Washburn, Illinois auto insurance quotes.

Minimum Auto Insurance in Washburn, Illinois

Washburn, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Washburn, Illinois.

Minimum Required Auto Insurance Coverage in Washburn, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Washburn, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Washburn, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Washburn, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,036 $3,051 $3,163 $3,163 $7,780 $10,109 $3,647 $3,940
American Family $2,328 $2,328 $2,127 $2,127 $6,493 $9,036 $2,328 $2,999
Farmers $2,222 $2,221 $1,974 $2,086 $9,398 $9,786 $2,536 $2,655
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,255 $1,353 $1,049 $1,169 $4,052 $4,501 $1,310 $1,381
Nationwide $1,577 $1,606 $1,407 $1,490 $4,229 $5,428 $1,827 $1,978
Progressive $1,859 $1,766 $1,531 $1,596 $6,606 $7,425 $2,222 $2,413
State Farm $1,328 $1,328 $1,184 $1,184 $3,801 $4,815 $1,500 $1,729
Travelers $1,507 $1,591 $1,360 $1,451 $4,180 $5,209 $1,600 $1,687
USAA $1,743 $1,788 $1,620 $1,612 $5,519 $6,112 $2,305 $2,557

Cheap Washburn, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Washburn, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Washburn, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Washburn, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,780 $10,109
American Family $6,493 $9,036
Farmers $9,398 $9,786
GEICO $4,847 $5,129
Liberty Mutual $4,052 $4,501
Nationwide $4,229 $5,428
Progressive $6,606 $7,425
State Farm $3,801 $4,815
Travelers $4,180 $5,209
USAA $5,519 $6,112

Cheap Washburn, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Washburn, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Washburn, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,163 $3,163
American Family $2,127 $2,127
Farmers $1,974 $2,086
GEICO $1,521 $1,797
Liberty Mutual $1,049 $1,169
Nationwide $1,407 $1,490
Progressive $1,531 $1,596
State Farm $1,184 $1,184
Travelers $1,360 $1,451
USAA $1,620 $1,612

Cheap Washburn, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Washburn, Illinois compared to the annual auto insurance rates with a clean record in Washburn, Illinois.

Annual Washburn, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,418 $5,740 $5,330 $4,456
American Family $2,734 $3,886 $5,161 $3,102
Farmers $3,471 $4,471 $4,360 $4,138
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,678 $2,369 $2,087 $1,901
Nationwide $1,973 $2,546 $2,990 $2,262
Progressive $2,623 $3,873 $2,901 $3,312
State Farm $1,928 $2,290 $2,109 $2,109
Travelers $1,853 $2,418 $2,699 $2,322
USAA $2,077 $2,971 $4,078 $2,502

Cheap Washburn, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Washburn, Illinois is not easy. Compare the annual rates for DUI auto insurance in Washburn, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Washburn, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,330
American Family $5,161
Farmers $4,360
GEICO $3,482
Liberty Mutual $2,087
Nationwide $2,990
Progressive $2,901
State Farm $2,109
Travelers $2,699
USAA $4,078

Cheap Washburn, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Washburn, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Washburn, Illinois

Insurance Company Poor Fair Good
Allstate $6,053 $4,351 $3,804
American Family $4,958 $3,363 $2,841
Farmers $4,676 $3,922 $3,731
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,835 $1,774 $1,417
Nationwide $2,910 $2,352 $2,066
Progressive $3,623 $3,072 $2,837
State Farm $3,066 $1,836 $1,424
Travelers $2,844 $2,272 $1,853
USAA $3,883 $2,655 $2,184

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Cheap Washburn, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Washburn, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Washburn, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Washburn, Illinois

ZIP Code Average Annual Rates
61570 $2,949

Cheap Washburn, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Washburn, Illinois auto insurance. Find the cheapest annual Washburn, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Washburn, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,736 $4,736
American Family $3,673 $3,769
Farmers $4,110 $4,110
GEICO $2,519 $2,617
Liberty Mutual $2,009 $2,009
Nationwide $2,443 $2,443
Progressive $3,177 $3,177
State Farm $2,056 $2,161
Travelers $2,232 $2,414
USAA $2,825 $2,989

Cheap Washburn, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Washburn, Illinois? Check out the comparison of annual Washburn, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Washburn, Illinois

Insurance Company Low Medium High
Allstate $4,588 $4,732 $4,889
American Family $3,601 $3,856 $3,705
Farmers $3,917 $4,018 $4,395
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,900 $2,004 $2,122
Nationwide $2,426 $2,463 $2,439
Progressive $2,944 $3,171 $3,417
State Farm $2,001 $2,112 $2,213
Travelers $2,183 $2,321 $2,466
USAA $2,717 $2,904 $3,100

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Best By Category: Cheapest Auto Insurance in Washburn, Illinois

Compare the cheapest auto insurance companies in Washburn, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Washburn, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Washburn, Illinois Auto Insurance Companies

What auto insurance companies in Washburn, Illinois are the cheapest? Compare the top Washburn, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Washburn, Illinois

Insurance Company Average Annual Rates
Allstate $4,736
American Family $3,721
Farmers $4,110
GEICO $2,568
Liberty Mutual $2,009
Nationwide $2,443
Progressive $3,177
State Farm $2,109
Travelers $2,323
USAA $2,907

What affects auto insurance rates in Washburn, Illinois?

There are a lot of reasons why auto insurance rates in Washburn, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Washburn, Illinois. Many local factors may affect your Washburn auto insurance rates.

Washburn Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Washburn, Illinois commute length is 31.0 minutes according to City-Data.

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Compare Washburn, Illinois Auto Insurance Quotes

Before you buy Washburn, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Washburn, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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