Best Cheap Auto Insurance in Warner, OK (2021)

The average Warner, OK auto insurance rates are $341 per month. The minimum auto insurance in Warner is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Warner, Oklahoma, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Warner, OK for senior drivers are $2,401 per year
  • The minimum auto insurance required in Warner, Oklahoma is 25/50/25
  • The cheapest auto insurance company in Warner is State Farm

Warner, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Warner can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Warner, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Warner to other Oklahoma cities, including Lawton auto insurance rates, Broken Arrow auto insurance rates, and Enid auto insurance rates to see how Warner, Oklahoma auto insurance rates stack up.

Before you buy Warner, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Warner, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Warner, Oklahoma

Warner, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Warner, Oklahoma.

Minimum Required Auto Insurance Coverage in Warner, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Warner, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Warner, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Warner, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,240 $2,253 $2,057 $2,161 $6,853 $8,038 $2,425 $2,566
Farmers $2,430 $2,415 $2,185 $2,302 $9,107 $9,348 $2,759 $2,897
GEICO $2,313 $2,540 $2,470 $2,785 $6,849 $7,329 $2,027 $2,058
Liberty Mutual $4,387 $4,636 $3,860 $4,209 $12,189 $13,397 $4,556 $4,714
Progressive $2,616 $2,489 $2,154 $2,277 $10,434 $11,701 $3,067 $3,225
State Farm $1,905 $1,905 $1,679 $1,679 $4,866 $6,138 $2,002 $2,250
USAA $1,965 $1,965 $1,888 $1,905 $6,396 $7,131 $2,528 $2,771

Cheap Warner, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Warner, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Warner, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Warner, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,853 $8,038
Farmers $9,107 $9,348
GEICO $6,849 $7,329
Liberty Mutual $12,189 $13,397
Progressive $10,434 $11,701
State Farm $4,866 $6,138
USAA $6,396 $7,131

Cheap Warner, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Warner, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Warner, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,057 $2,161
Farmers $2,185 $2,302
GEICO $2,470 $2,785
Liberty Mutual $3,860 $4,209
Progressive $2,154 $2,277
State Farm $1,679 $1,679
USAA $1,888 $1,905

Cheap Warner, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Warner, Oklahoma compared to the annual auto insurance rates with a clean record in Warner, Oklahoma.

Annual Warner, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,075 $3,603 $4,160 $3,458
Farmers $3,531 $4,527 $4,417 $4,246
GEICO $2,579 $3,957 $4,404 $3,245
Liberty Mutual $4,367 $7,315 $8,274 $6,018
Progressive $3,695 $6,869 $4,078 $4,340
State Farm $2,601 $3,005 $2,803 $2,803
USAA $2,446 $3,519 $4,299 $3,010

Cheap Warner, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Warner, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Warner, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Warner, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,160
Farmers $4,417
GEICO $4,404
Liberty Mutual $8,274
Progressive $4,078
State Farm $2,803
USAA $4,299

Cheap Warner, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Warner, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Warner, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,415 $3,350 $2,957
Farmers $4,811 $3,961 $3,769
GEICO $4,274 $3,546 $2,819
Liberty Mutual $9,332 $5,688 $4,461
Progressive $5,387 $4,585 $4,264
State Farm $3,900 $2,498 $2,011
USAA $4,910 $2,806 $2,240

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Cheap Warner, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Warner, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Warner, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Warner, Oklahoma

ZIP Code Average Annual Rates
74469 $4,071

Cheap Warner, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Warner, Oklahoma auto insurance. Find the cheapest annual Warner, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Warner, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,574 $3,574
Farmers $4,180 $4,180
GEICO $3,479 $3,614
Liberty Mutual $6,493 $6,493
Progressive $4,745 $4,745
State Farm $2,755 $2,851
USAA $3,279 $3,359

Cheap Warner, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Warner, Oklahoma? Check out the comparison of annual Warner, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Warner, Oklahoma

Insurance Company Low Medium High
Allstate $3,372 $3,561 $3,789
Farmers $4,012 $4,137 $4,392
GEICO $3,298 $3,553 $3,788
Liberty Mutual $6,123 $6,468 $6,890
Progressive $4,415 $4,716 $5,104
State Farm $2,632 $2,783 $2,995
USAA $3,182 $3,309 $3,465

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Best By Category: Cheapest Auto Insurance in Warner, Oklahoma

Compare the cheapest auto insurance companies in Warner, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Warner, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Warner, Oklahoma Auto Insurance Companies

What auto insurance companies in Warner, Oklahoma are the cheapest? Compare the top Warner, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Warner, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,574
Farmers $4,180
GEICO $3,546
Liberty Mutual $6,493
Progressive $4,745
State Farm $2,803
USAA $3,319

What affects auto insurance rates in Warner, Oklahoma?

There are a lot of reasons why auto insurance rates in Warner, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Warner, Oklahoma. Many local factors may affect your Warner auto insurance rates.

Warner Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Warner, Oklahoma commute length is 22.9 minutes according to City-Data.

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Compare Warner, Oklahoma Auto Insurance Quotes

Before you buy Warner, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Warner, Oklahoma auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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